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Lender record

Commerce Bank

The real lending record — every figure from funded deals. HQ: 101 Central Ave S, Geneva, MN. 2 branches.

328

Recent deals (FY20+)

$100K

Typical deal

13 days

Approval → funding

0.5%

Failure rate (FY20–23)

Where Commerce Bank lends

Deals Commerce Bank funded — list all 328 as text

Deal profile

Most Commerce Bank deals land between $50K and $265K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.General Freight Trucking, Local (20)
  2. 2.Landscaping Services (18)
  3. 3.General Freight Trucking, Long-Distance, Truckload (10)
  4. 4.Full-Service Restaurants (9)
  5. 5.Offices of Dentists (8)
  6. 6.Insurance Agencies and Brokerages (7)
  7. 7.Painting and Wall Covering Contractors (7)
  8. 8.Residential Remodelers (6)

Most active states

  1. 1.Missouri (194 deals)
  2. 2.Kansas (75 deals)
  3. 3.Colorado (25 deals)
  4. 4.Illinois (17 deals)
  5. 5.Oklahoma (5 deals)
  6. 6.Ohio (3 deals)
  7. 7.Texas (3 deals)
  8. 8.Georgia (2 deals)
  9. 9.Arkansas (2 deals)
  10. 10.North Carolina (1 deals)

Franchises they finance most

Carquest

3 deals

That 1 Painter

2 deals

Five Star Painting

2 deals

Baskin-Robbins

2 deals

Massage Envy

1 deals

Can Commerce Bank fund you? The bank behind the loans

Total assets

$226.8M

▼ 1.3% vs prior quarter

Deposits on hand

$165.5M

▲ 0.3% vs prior quarter

Loans outstanding

$186.8M

▼ 3.1% vs prior quarter

Net income (latest qtr)

$749K

  • •An active SBA program (~1.4% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Commerce Bank more SBA-focused than 83% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 1.31% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Commerce Bank branch (2)

Commerce BankMain office101 Central Ave SGeneva, MN 56035 · since 1915

Edina Branch7650 Edinborough WayEdina, MN 55435 · since 2000

Branch data: FDIC BankFind.

Recent deals

  • Epic Marketing Nc LLC in Wilmington, NC — $611K (2026) · Petroleum Lubricating Oil and Grease Manufacturing
  • EDA Holdings LLC in Platte City, MO — $536K (2026) · Fine Arts Schools
  • Hays Rock Works, LLC in California, MO — $350K (2026) · Brick, Stone, and Related Construction Material Merchant Who
  • Foxfield Holdings LLC in Columbia, MO — $303K (2026) · Other Individual and Family Services
  • Rooted Landscape, Inc. in Gardner, KS — $250K (2026) · Landscaping Services
  • Eden Insurance & Financial Services, LLC in Normal, IL — $136K (2026) · Insurance Agencies and Brokerages
  • Forefront Enterprises LLC in Cape Girardeau, MO — $90K (2026) · Residential Remodelers
  • Dan Arnold CPA, LLC in Olathe, KS — $50K (2026) · Offices of Certified Public Accountants
  • Lutz's Famous BBQ, LLC in Jefferson City, MO — $43K (2026) · Full-Service Restaurants
  • ULTIMATE LLC in Overland Park, KS — $2.2M (2025) · Temporary Help Services

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Failed deals

2 of Commerce Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Commerce Bank financed

260 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Commerce Bank.

Agent summary

This page summarizes Commerce Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 328 SBA 7(a) loans on record
  • $100K typical deal
  • 15 business-acquisition loans
  • HQ: 101 Central Ave S, Geneva, MN
  • 2 FDIC branch locations
  • FDIC total assets $226.8M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/commerce-bank
API:
https://www.capbench.com/api/public/lenders/commerce-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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