Carquest, by the numbers

Carquest appears in 6 SBA 7(a) loans since 2020 — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S2331)

6 deals since 2020 · typical deal $500K

Deals since 2020

$500K

Typical deal

Deals since FY2025

—

Too few deals to score risk

Carquest has 6 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for Carquest

Most Carquest deals financed between $201K and $1.21M. Above $1.21M, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$500K

Monthly payment (10-yr): $6,539
Down payment (10%): $56K
Cash to close (all-in): $74K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$74K)

Experience

Recent financings

Beltzville Auto Parts LLC in Lehighton, PA — $201K (2024) · NEPA Alliance Business Finance Corporation
Program
7a General
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$151K (75%)
Approval → funding
22 days
Approved
5/22/2024
First disbursed
6/13/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
New Business or 2 years or less
Industry
Automotive Parts and Accessories Retailers
Funded by NEPA Alliance Business Finance Corporation · Lender record →
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A&K Company LLC in Onamia, MN — $1.7M (2022) · purchase · Old National Bank
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
299 months
SBA guaranteed
$1.3M (75%)
Approval → funding
3 days
Approved
9/6/2022
First disbursed
9/9/2022
Loan status
Payments deferred
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$188K
Est. cash at closing
$259K
Monthly payment
$12,809
Annual debt service
$154K
Cash flow needed (1.25×)
$192K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Old National Bank · Lender record →
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A&K Company LLC in Onamia, MN — $200K (2022) · Old National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approval → funding
3 days
Approved
9/6/2022
First disbursed
9/9/2022
Loan status
Past due
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Unanswered
Industry
General Automotive Repair
Funded by Old National Bank · Lender record →
Your business? Claim this record · Request removal
PRM II, L.L.C. in Mexico, MO — $500K (2021) · Commerce Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
3.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$250K (50%)
Approval → funding
33 days
Approved
8/10/2021
First disbursed
9/12/2021
Loan status
Paid in full (9/30/2022)
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
50
Business age
Existing or more than 2 years old
Industry
Automotive Parts and Accessories Stores
Funded by Commerce Bank · Lender record →
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PRM II, L.L.C. in Mexico, MO — $1.2M (2020) · Commerce Bank
Program
Preferred Lenders Program
Rate at approval
2.95% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$904K (75%)
Approval → funding
4 days
Approved
8/31/2020
First disbursed
9/4/2020
Loan status
Paid in full (5/31/2025)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Jobs supported
37
Business age
Existing or more than 2 years old
Industry
Automotive Parts and Accessories Stores
Funded by Commerce Bank · Lender record →
Your business? Claim this record · Request removal
PRM II, L.L.C. in Mexico, MO — $350K (2020) · Commerce Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
3.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
15 days
Approved
8/31/2020
First disbursed
9/15/2020
Loan status
Paid in full (8/31/2021)
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
37
Business age
Existing or more than 2 years old
Industry
Automotive Parts and Accessories Stores
Funded by Commerce Bank · Lender record →
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Who funds Carquest — and where

Every dot is a financed Carquest — 6 mapped.

Financed Carquest locations — list all 6 as text

Beltzville Auto Parts LLC — Lehighton · $201K · FY2024 · Automotive Parts and Accessories Retailers
PRM II, L.L.C. — Mexico · $1.2M · FY2020 · Automotive Parts and Accessories Stores
PRM II, L.L.C. — Mexico · $350K · FY2020 · Automotive Parts and Accessories Stores
A&K Company LLC — Onamia · $200K · FY2022 · General Automotive Repair
A&K Company LLC — Onamia · $1.7M · FY2022 · General Automotive Repair
PRM II, L.L.C. — Mexico · $500K · FY2021 · Automotive Parts and Accessories Stores

Top lenders for this brand

Most active states

1.Missouri (3 loans)Carquest lenders in Missouri->
2.Minnesota (2 loans)Carquest lenders in Minnesota->
3.Pennsylvania (1 loans)Carquest lenders in Pennsylvania->

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Insider move

Start with the lenders above — a bank that's funded Carquest 3 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable Carquest lending specialist.

Common questions

How much does a Carquest cost to buy or open?

The typical deal for Carquest is $500K across 6 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $55K of buyer cash on a typical deal.

How risky is Carquest?

Carquest has 6 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a Carquest with an SBA loan?

Yes — Carquest has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Carquest franchise

Most Carquest buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Carquest deal financed for $500K, which points to about $55K of buyer cash on a typical purchase. Carquest is listed in the SBA Franchise Directory (identifier S2331), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Carquest — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Carquest — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Carquest — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Carquest is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

6 SBA 7(a) deals since 2020
$500K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S2331)
Top lenders: Commerce Bank, Old National Bank, NEPA Alliance Business Finance Corporation

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/carquest
API:: https://www.capbench.com/api/public/franchises/carquest
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Carquest.