Massage Envy, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S1083)
22 deals since 2020 · typical deal $612K
22
Deals since 2020
$612K
Typical deal
5
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Massage Envy
Most Massage Envy deals financed between $250K and $825K. Above $825K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $8,003
- Down payment (10%)
- $68K
- Cash to close (all-in)
- $91K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$91K)
Experience
Recent financings
- Massage Envy in Hampton, VA — $3.0M (2025) · First Internet Bank of Indiana
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.3M (75%)
- Approval → funding
- 50 days
- Approved
- 9/12/2025
- First disbursed
- 11/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 13
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
- SAAT ME Orlandpark, LLC in Orland Park, IL — $840K (2025) · Pan American Bank & Trust
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $630K (75%)
- Approval → funding
- 59 days
- Approved
- 9/8/2025
- First disbursed
- 11/6/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Pan American Bank & Trust · Lender record →
Your business? Claim this record · Request removal
- Saat Me Hoffmanestates LLC in Hoffman Estates, IL — $600K (2025) · purchase · Pan American Bank & Trust
- Program
- 7a General
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 12 days
- Approved
- 5/22/2025
- First disbursed
- 6/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- Other Personal Care Services
If you were the buyer here
- Est. deal size
- $667K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $89K
- Monthly payment
- $8,096
- Annual debt service
- $97K
- Cash flow needed (1.25×)
- $121K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pan American Bank & Trust · Lender record →
Your business? Claim this record · Request removal
- AMB SPA ENTERPRISES LLC in Columbia, MO — $363K (2025) · purchase · American Bank of Freedom
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $272K (75%)
- Approval → funding
- 19 days
- Approved
- 2/28/2025
- First disbursed
- 3/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- All Other Personal Services
If you were the buyer here
- Est. deal size
- $403K
- Est. down payment (10%)
- $40K
- Est. cash at closing
- $54K
- Monthly payment
- $4,697
- Annual debt service
- $56K
- Cash flow needed (1.25×)
- $70K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by American Bank of Freedom · Lender record →
Your business? Claim this record · Request removal
- BLX Wellness LLC in Grove City, OH — $250K (2025) · Telhio Credit Union Inc
- Program
- 7a General
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $188K (75%)
- Approved
- 3/19/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- New Business or 2 years or less
- Industry
- Other Personal Care Services
Funded by Telhio Credit Union Inc · Lender record →
Your business? Claim this record · Request removal
- CAM Wellness, LLC in Frisco, TX — $1.1M (2024) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 126 months
- SBA guaranteed
- $819K (75%)
- Approval → funding
- 6 days
- Approved
- 11/30/2023
- First disbursed
- 12/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Change of Ownership
- Industry
- Other Personal Care Services
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $121K
- Est. cash at closing
- $166K
- Monthly payment
- $13,577
- Annual debt service
- $163K
- Cash flow needed (1.25×)
- $204K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- AMB Ventures, LLC in O Fallon, MO — $265K (2024) · Commerce Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.65% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $199K (75%)
- Approval → funding
- 29 days
- Approved
- 9/25/2024
- First disbursed
- 10/24/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Existing or more than 2 years old
- Industry
- Other Personal Care Services
Funded by Commerce Bank · Lender record →
Your business? Claim this record · Request removal
- CAM Wellness, LLC in Frisco, TX — $100K (2024) · purchase · Customers Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 6 days
- Approved
- 11/30/2023
- First disbursed
- 12/6/2023
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Change of Ownership
- Industry
- Other Personal Care Services
If you were the buyer here
- Est. deal size
- $111K
- Est. down payment (10%)
- $11K
- Est. cash at closing
- $14K
- Monthly payment
- $1,349
- Annual debt service
- $16K
- Cash flow needed (1.25×)
- $20K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- THE JERKINS COMPANY, INC. in Spring Hill, TN — $790K (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $593K (75%)
- Approval → funding
- 13 days
- Approved
- 9/7/2023
- First disbursed
- 9/20/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 52
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Woson, LLC dba Massage Envy in Denver, NC — $730K (2023) · The Bancorp Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $548K (75%)
- Approval → funding
- 29 days
- Approved
- 10/4/2022
- First disbursed
- 11/2/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.
One of these businesses yours? Claim your listing or request removal.
Free · No documents · Usually same-day
Serious about buying a Massage Envy?
Get qualified with a franchise lending specialist before discovery day — know your number first.
Who funds Massage Envy — and where
Every dot is a financed Massage Envy — 22 mapped.
Financed Massage Envy locations — list all 22 as text
- TOTL Management Group, Inc. — Sun City Center · $612K · FY2021 · Other Personal Care Services
- AEJ ENVY, INC — Lutherville Timonium · $25K · FY2021 · Other Personal Care Services
- AEJ ENVY, INC — Lutherville Timonium · $75K · FY2021 · Other Personal Care Services
- SAAT ME Orlandpark, LLC — Orland Park · $840K · FY2025 · Other Personal Care Services
- Massage Envy — Hampton · $3.0M · FY2025 · Other Personal Care Services
- BLX Wellness LLC — Grove City · $250K · FY2025 · Other Personal Care Services
- Saat Me Hoffmanestates LLC — Hoffman Estates · $600K · FY2025 · Other Personal Care Services
- Relax Orlando, Inc — Tampa · $619K · FY2022 · Other Personal Care Services
- JJE Spa Enterprises LLC — Venice · $830K · FY2022 · Other Personal Care Services
- Woson, LLC dba Massage Envy — Denver · $730K · FY2023 · Other Personal Care Services
- AMB Ventures, LLC — O Fallon · $265K · FY2024 · Other Personal Care Services
- THE JERKINS COMPANY, INC. — Spring Hill · $790K · FY2023 · Offices of All Other Miscellaneous Health Practitioners
- THE JERKINS COMPANY, INC. — Spring Hill · $40K · FY2023 · Offices of All Other Miscellaneous Health Practitioners
- CAM Wellness, LLC — Frisco · $100K · FY2024 · Other Personal Care Services
- CAM Wellness, LLC — Frisco · $1.1M · FY2024 · Other Personal Care Services
- AMB SPA ENTERPRISES LLC — Columbia · $363K · FY2025 · All Other Personal Services
- BBG WELLINGTON LLC — Wellington · $450K · FY2020 · Other Personal Care Services
- D D Keller Enterprises, LLC — Folsom · $248K · FY2020 · Other Personal Care Services
- RTS Enterprises, Inc. — Santa Fe · $2.1M · FY2022 · Other Personal Care Services
- AMB Ventures, LLC — O Fallon · $350K · FY2021 · Other Personal Care Services
- Pompilus Wellness Inc — Orlando · $637K · FY2021 · Offices of All Other Miscellaneous Health Practitioners
- MENA Bienetre Corp — Brooklyn · $825K · FY2021 · Offices of All Other Miscellaneous Health Practitioners
Top lenders for this brand
Most active states
- 1.Florida (5 loans)
- 2.Missouri (3 loans)
- 3.Maryland (2 loans)
- 4.Illinois (2 loans)
- 5.Tennessee (2 loans)
- 6.Texas (2 loans)
- 7.Virginia (1 loans)
- 8.Ohio (1 loans)
Represent Massage Envy?
Claim this brand page free to keep the numbers in context, add your story, and hear about qualified buyers early.
Common questions
How much does a Massage Envy cost to buy or open?
The typical deal for Massage Envy is $612K across 22 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $67K of buyer cash on a typical deal.
How risky is Massage Envy?
Massage Envy has 22 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Massage Envy with an SBA loan?
Yes — Massage Envy has been SBA-financed 5 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Massage Envy franchise
Most Massage Envy buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Massage Envy deal financed for $612K, which points to about $67K of buyer cash on a typical purchase. Massage Envy is listed in the SBA Franchise Directory (identifier S1083), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Massage Envy — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Massage Envy — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Massage Envy — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Massage Envy is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 22 SBA 7(a) deals since 2020
- $612K typical deal
- 5 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S1083)
- Top lenders: Beacon Bank and Trust, Manufacturers and Traders Trust Company, Pan American Bank & Trust
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
Still have questions about buying a Massage Envy?
Five minutes with a specialist who's seen Massage Envy deals close answers more than an hour of searching. Free, usually same-day.
Represent Massage Envy?
Claim this brand page to keep the numbers in context, add your story, and hear about qualified buyers early.
CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Massage Envy.