Health & Medical · lender intelligence
How to finance a Massage Envy in Florida
The SBA 7(a) lenders funding the most Massage Envy deals in Florida, from public loan records — typical Massage Envy loan about $612K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance Massage Envy in Florida
$619K
Typical loan
range $612K–$637K
$688K
Est. purchase price
≈ loan ÷ 90%
$91,991
Cash to close
$68,778 down + fees
$8,010/mo
Typical payment
~9.5% · 10yr
$110,538/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
21 days
Typical time to fund
5
Lenders competing
more = leverage
6.46%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Massage Envy in Florida
Ranked by funded Massage Envy loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.105 loans · $164M · Brookline, MAFull record →
- 2.78 loans · $79M · New Orleans, LAFull record →
- 3.46 loans · $47M · Asheville, NCFull record →
- 4.128 loans · $40M · Wilmington, DEFull record →
- 5.1,025 loans · $292M · Berkeley Heights, NJFull record →
5+ funded Massage Envy in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- JJE Spa Enterprises LLC in Venice, FL — $830K (2022) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 125 months
- SBA guaranteed
- $623K (75%)
- Approval → funding
- 7 days
- Approved
- 9/28/2022
- First disbursed
- 10/5/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by HomeTrust Bank · Lender record →
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- Relax Orlando, Inc in Tampa, FL — $619K (2022) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 126 months
- SBA guaranteed
- $464K (75%)
- Approval → funding
- 42 days
- Approved
- 6/22/2022
- First disbursed
- 8/3/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 17
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Gulf Coast Bank and Trust Company · Lender record →
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- Pompilus Wellness Inc in Orlando, FL — $637K (2021) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 125 months
- SBA guaranteed
- $573K (90%)
- Approval → funding
- 22 days
- Approved
- 8/9/2021
- First disbursed
- 8/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- New Business or 2 years or less
- Industry
- Offices of All Other Miscellaneous Health Practitioners
Funded by Readycap Lending, LLC · Lender record →
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- TOTL Management Group, Inc. in Sun City Center, FL — $612K (2021) · Beacon Bank and Trust
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 126 months
- SBA guaranteed
- $551K (90%)
- Approval → funding
- 21 days
- Approved
- 2/1/2021
- First disbursed
- 2/22/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Personal Care Services
Funded by Beacon Bank and Trust · Lender record →
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- BBG WELLINGTON LLC in Wellington, FL — $450K (2020) · purchase · PNC Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.03% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 13 days
- Approved
- 10/18/2019
- First disbursed
- 10/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Other Personal Care Services
If you were the buyer here
- Est. deal size
- $500K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $67K
- Monthly payment
- $5,003
- Annual debt service
- $60K
- Cash flow needed (1.25×)
- $75K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by PNC Bank, National Association · Lender record →
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Buying a Massage Envy in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded Massage Envy loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Massage Envy purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Beacon Bank and Trust funds the most here. CapBench is not a lender.
- $612K typical Massage Envy loan
- 5 lenders active in Florida
- 5+ funded Florida deals
- 21 days typical to fund
Buyers buying a Massage Envy in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.