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Lender record

HomeTrust Bank

The real lending record — every figure from funded deals. HQ: 10 Woodfin St, Asheville, NC. 33 branches.

614

Recent deals (FY20+)

$805K

Typical deal

20 days

Approval → funding

2.2%

Failure rate (FY20–23)

Where HomeTrust Bank lends

Deals HomeTrust Bank funded — list all 500 as text

Deal profile

Most HomeTrust Bank deals land between $420K and $1.5M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Hotels (except Casino Hotels) and Motels (62)
  2. 2.Gasoline Stations with Convenience Stores (54)
  3. 3.Full-Service Restaurants (29)
  4. 4.Limited-Service Restaurants (23)
  5. 5.Other Personal Care Services (19)
  6. 6.Fitness and Recreational Sports Centers (19)
  7. 7.All Other Specialty Trade Contractors (13)
  8. 8.All Other Amusement and Recreation Industries (11)

Most active states

  1. 1.Georgia (162 deals)
  2. 2.North Carolina (131 deals)
  3. 3.Florida (51 deals)
  4. 4.South Carolina (36 deals)
  5. 5.Virginia (28 deals)
  6. 6.Texas (25 deals)
  7. 7.California (20 deals)
  8. 8.New York (18 deals)
  9. 9.Colorado (14 deals)
  10. 10.Maryland (12 deals)

Franchises they finance most

Jackson Hewitt Tax Service

9 deals

Days Inn by Wyndham

7 deals

OYO - Marketing and Operational Consulting Agreement

7 deals

Quality Inn by Choice Hotels /Quality Inn & Suites by Choice

6 deals

The UPS Store

5 deals

Can HomeTrust Bank fund you? The bank behind the loans

Total assets

$4.4B

▼ 3.5% vs prior quarter

Deposits on hand

$3.6B

▼ 1.9% vs prior quarter

Loans outstanding

$3.6B

▼ 3.4% vs prior quarter

Net income (latest qtr)

$17.1M

  • •An active SBA program (~1.3% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes HomeTrust Bank more SBA-focused than 82% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 1.53% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a HomeTrust Bank branch (33)

Hometrust BankMain office10 Woodfin StAsheville, NC 28801 · since 1926

Shelby Main Office224 E Warren StShelby, NC 28150 · since 1905

Eden Branch106 S Van Buren RdEden, NC 27288 · since 1909

Cherryville Branch100 W Main StCherryville, NC 28021 · since 1912

Clyde Branch8583 Carolina BlvdClyde, NC 28721 · since 1926

Weaverville Branch5 Northridge Cmns PkwyWeaverville, NC 28787 · since 1926

Lexington Branch107 W Center StLexington, NC 27292 · since 1928

Tryon Branch341 N Trade StTryon, NC 28782 · since 1935

Vinton Branch201 S Pollard StVinton, VA 24179 · since 1943

Brambleton Avenue Branch2820 Brambleton Ave SwRoanoke, VA 24015 · since 1966

Daleville Branch1571 Roanoke RdDaleville, VA 24083 · since 1968

Crossroads-Roanoke Branch5002 Williamson Rd NwRoanoke, VA 24012 · since 1974

Starkey Road Branch3956 Electric RdRoanoke, VA 24018 · since 1981

Arden Branch192 Airport RdArden, NC 28704 · since 1996

Morristown Main Office120 Evans AveMorristown, TN 37814 · since 1996

Woodruff Road Office499 Woodruff RdGreenville, SC 29607 · since 2006

Milton Branch2905 Bethany BndMilton, GA 30004 · since 2006

Merchants Greene Branch123 Merchants Greene DrMorristown, TN 37814 · since 2006

Church Circle Branch422 Broad StKingsport, TN 37660 · since 2007

Waynesville Branch800 Russ AveWaynesville, NC 28786 · since 2007

Hendersonville Branch228 6th Ave EHendersonville, NC 28792 · since 2007

Columbus Branch685 W Mills StColumbus, NC 28722 · since 2007

Johnson City Branch862 Med Tech PkwyJohnson City, TN 37604 · since 2007

Reidsville Branch2805 Reid School RdReidsville, NC 27320 · since 2007

Johnson City Branch1907 N Roan StJohnson City, TN 37601 · since 2008

South Asheville Branch1825 Hendersonville RdAsheville, NC 28803 · since 2008

Pelham Road Office Branch8599 Pelham RdGreenville, SC 29615 · since 2014

Roanoke Branch316 S Jefferson StRoanoke, VA 24011 · since 2016

Cary Branch1315 Bradford View DrCary, NC 27519 · since 2018

Southpark Branch6310 Fairview RdCharlotte, NC 28210 · since 2021

Raleigh 6 Forks Branch4700 Six Forks RdRaleigh, NC 27609 · since 2021

Cornelius Branch17065 Nat Bynum LnCornelius, NC 28031 · since 2022

Suwanee Branch505 Peachtree Industrial BlvdSuwanee, GA 30024 · since 2023

Scroll for all 33 branches · Branch data: FDIC BankFind.

Recent deals

  • MSY Hotels LLC in Peachtree Corners, GA — $4.5M (2026) · purchase · Hotels (except Casino Hotels) and Motels
  • Chevron Station #767 in Conyers, GA — $3.9M (2026) · Gasoline Stations with Convenience Stores
  • Park Inn by Radisson in Columbus, GA — $2.8M (2026) · Hotels (except Casino Hotels) and Motels
  • NESTAR MED CARE, LLC in Missouri City, TX — $2.7M (2026) · Home Health Care Services
  • Mellow Mushroom Danville, VA in Danville, VA — $2.7M (2026) · Full-Service Restaurants
  • Puckmasters in Rolesville, NC — $2.5M (2026) · Sports and Recreation Instruction
  • Kalam's Bazaar in Brooklyn, NY — $2.2M (2026) · Supermarkets and Other Grocery Retailers (except Convenience
  • P. A. G. ENTERPRISES, INC. in Utica, NY — $2.2M (2026) · Glass and Glazing Contractors
  • Island Retreat Spa and Salon in Bald Head Island, NC — $1.4M (2026) · Other Personal Care Services
  • Bohling Protective Services, LLC in Atlanta, GA — $1.3M (2026) · Security Guards and Patrol Services

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

9 of HomeTrust Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses HomeTrust Bank financed

551 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with HomeTrust Bank.

Agent summary

This page summarizes HomeTrust Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 614 SBA 7(a) loans on record
  • $805K typical deal
  • 104 business-acquisition loans
  • HQ: 10 Woodfin St, Asheville, NC
  • 33 FDIC branch locations
  • FDIC total assets $4.4B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/hometrust-bank
API:
https://www.capbench.com/api/public/lenders/hometrust-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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