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Health & Medical · lender intelligence

How to finance a Massage Envy

The SBA 7(a) lenders funding the most Massage Envy deals, ranked from public loan records — typical Massage Envy loan about $612K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Massage Envy

$612K

Typical loan

range $250K–$825K

$680K

Est. purchase price

≈ loan ÷ 90%

$90,950

Cash to close

$68,000 down + fees

$7,919/mo

Typical payment

~9.5% · 10yr

$109,282/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

22 days

Typical time to fund

16

Lenders competing

more = leverage

7.86%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Massage Envy

Ranked by funded Massage Envy loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.105 loans · $164M · Brookline, MAFull record →
  2. 2.1,927 loans · $207M · Buffalo, NYFull record →
  3. 3.5 loans · $4M · Melrose Park, ILFull record →
  4. 4.2,539 loans · $965M · Columbus, OHFull record →
  5. 5.31 loans · $24M · Malvern, PAFull record →
  6. 6.1,025 loans · $292M · Berkeley Heights, NJFull record →
  7. 7.168 loans · $205M · Fishers, INFull record →
  8. 8.19 loans · $5M · Columbus, OHFull record →
  9. 9.78 loans · $79M · New Orleans, LAFull record →
  10. 10.46 loans · $47M · Asheville, NCFull record →
  11. 11.75 loans · $98M · Sioux Falls, SDFull record →
  12. 12.12 loans · $3M · Geneva, MNFull record →
  13. 13.6 loans · $6M · Wellsville, MOFull record →
  14. 14.128 loans · $40M · Wilmington, DEFull record →
  15. 15.20 loans · $8M · Saint Petersburg, FLFull record →

22+ funded Massage Envy deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Massage Envy in Hampton, VA — $3.0M (2025) · First Internet Bank of Indiana
  • SAAT ME Orlandpark, LLC in Orland Park, IL — $840K (2025) · Pan American Bank & Trust
  • Saat Me Hoffmanestates LLC in Hoffman Estates, IL — $600K (2025) · purchase · Pan American Bank & Trust
  • AMB SPA ENTERPRISES LLC in Columbia, MO — $363K (2025) · purchase · American Bank of Freedom
  • BLX Wellness LLC in Grove City, OH — $250K (2025) · Telhio Credit Union Inc
  • CAM Wellness, LLC in Frisco, TX — $1.1M (2024) · purchase · Customers Bank
  • AMB Ventures, LLC in O Fallon, MO — $265K (2024) · Commerce Bank
  • CAM Wellness, LLC in Frisco, TX — $100K (2024) · purchase · Customers Bank
  • THE JERKINS COMPANY, INC. in Spring Hill, TN — $790K (2023) · The Huntington National Bank
  • Woson, LLC dba Massage Envy in Denver, NC — $730K (2023) · The Bancorp Bank National Association
  • THE JERKINS COMPANY, INC. in Spring Hill, TN — $40K (2023) · The Huntington National Bank
  • RTS Enterprises, Inc. in Santa Fe, NM — $2.1M (2022) · purchase · State Empl CU
  • JJE Spa Enterprises LLC in Venice, FL — $830K (2022) · HomeTrust Bank
  • Relax Orlando, Inc in Tampa, FL — $619K (2022) · Gulf Coast Bank and Trust Company
  • MENA Bienetre Corp in Brooklyn, NY — $825K (2021) · Readycap Lending, LLC
  • Pompilus Wellness Inc in Orlando, FL — $637K (2021) · Readycap Lending, LLC
  • TOTL Management Group, Inc. in Sun City Center, FL — $612K (2021) · Beacon Bank and Trust
  • AMB Ventures, LLC in O Fallon, MO — $350K (2021) · purchase · BayFirst National Bank
  • AEJ ENVY, INC in Lutherville Timonium, MD — $75K (2021) · Manufacturers and Traders Trust Company
  • AEJ ENVY, INC in Lutherville Timonium, MD — $25K (2021) · Manufacturers and Traders Trust Company

Buying a Massage Envy? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Massage Envy businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Massage Envy purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Beacon Bank and Trust funds the most. CapBench is not a lender.

  • $612K typical Massage Envy loan
  • 16 lenders fund the brand
  • 22 days typical to fund

Buyers researching a Massage Envy typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerMassage Envy record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/massage-envy
API:
https://www.capbench.com/api/public/lenders?franchise=massage-envy
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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