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Health & Medical · lender intelligence

How to finance a FYZICAL

The SBA 7(a) lenders funding the most FYZICAL deals, ranked from public loan records — typical FYZICAL loan about $235K, 0% failure rate across 105 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance FYZICAL

$235K

Typical loan

range $50K–$334K

$261K

Est. purchase price

≈ loan ÷ 90%

$34,924

Cash to close

$26,111 down + fees

$3,440/mo

Typical payment

~12.5% · 10yr

$47,472/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

16 days

Typical time to fund

25

Lenders competing

more = leverage

8.26%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with FYZICAL

Ranked by funded FYZICAL loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.2,539 loans · $965M · Columbus, OHFull record →
  2. 2.318 loans · $229M · Osage Beach, MOFull record →
  3. 3.1 loans · $1M · Lincoln, NEFull record →
  4. 4.75 loans · $98M · Sioux Falls, SDFull record →
  5. 5.2 loans · $1M · Mokena, ILFull record →
  6. 6.105 loans · $72M · Wilmington, DEFull record →
  7. 7.149 loans · $135M · Mukwonago, WIFull record →
  8. 8.66 loans · $68M · Milford, IAFull record →
  9. 9.1 loans · $0M · Baltimore, MDFull record →
  10. 10.7 loans · $6M · Douglas, GAFull record →
  11. 11.4 loans · $2M · Milton, WIFull record →
  12. 12.102 loans · $119M · Saint Petersburg, FLFull record →
  13. 13.575 loans · $220M · De Graff, OHFull record →
  14. 14.868 loans · $362M · Salt Lake City, UTFull record →
  15. 15.112 loans · $112M · Irving, TXFull record →
  16. 16.20 loans · $8M · Saint Petersburg, FLFull record →
  17. 17.3 loans · $1M · Milwaukee, WIFull record →
  18. 18.7 loans · $8M · New York, NYFull record →
  19. 19.23 loans · $30M · Stuart, FLFull record →
  20. 20.35 loans · $4M · San Antonio, TXFull record →

105+ funded FYZICAL deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Wellnyss Inc in Suwanee, GA — $758K (2026) · First Community Bank
  • Pine Hollow Holdings Corp in Humble, TX — $643K (2026) · The Huntington National Bank
  • LFL INVESTMENT GROUP, LLC in Rockwall, TX — $416K (2026) · The Huntington National Bank
  • JJWP LLC in Port Saint Lucie, FL — $350K (2026) · The Huntington National Bank
  • S G Global LLC in Irving, TX — $350K (2026) · Climate First Bank
  • MPL VENTURES INC. in Eugene, OR — $344K (2026) · The Huntington National Bank
  • Physical Therapy of Central Florida LLC in Orlando, FL — $344K (2026) · The Huntington National Bank
  • NOVA ONE FYZICAL LLC in Houston, TX — $344K (2026) · The Huntington National Bank
  • A TO Z THERAPY LLC in Orlando, FL — $161K (2026) · The Huntington National Bank
  • A TO Z THERAPY LLC in Orlando, FL — $50K (2026) · The Huntington National Bank
  • LFL INVESTMENT GROUP, LLC in Rockwall, TX — $50K (2026) · The Huntington National Bank
  • NOVA ONE FYZICAL LLC in Houston, TX — $50K (2026) · The Huntington National Bank
  • MPL VENTURES INC. in Eugene, OR — $50K (2026) · The Huntington National Bank
  • Physical Therapy of Central Florida LLC in Orlando, FL — $50K (2026) · The Huntington National Bank
  • Pine Hollow Holdings Corp in Humble, TX — $50K (2026) · The Huntington National Bank
  • JJWP LLC in Port Saint Lucie, FL — $50K (2026) · The Huntington National Bank
  • Soleck Ventures Inc. in White Bear Lake, MN — $477K (2025) · The Huntington National Bank
  • Helios Therapy Solutions, LLC in Charleston, SC — $474K (2025) · The Huntington National Bank
  • FYZICAL Therapy & Balance Centers in Bensalem, PA — $343K (2025) · First Bank of the Lake
  • Grazen Corporation in Madison, CT — $334K (2025) · The Huntington National Bank

Buying a FYZICAL? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to FYZICAL businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a FYZICAL purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

  • $235K typical FYZICAL loan
  • 0% failure rate (FY20–23)
  • 25 lenders fund the brand
  • 16 days typical to fund

Buyers researching a FYZICAL typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerFYZICAL record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/fyzical
API:
https://www.capbench.com/api/public/lenders?franchise=fyzical
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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