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Health & Medical · lender intelligence

How to finance a Dogtopia

The SBA 7(a) lenders funding the most Dogtopia deals, ranked from public loan records — typical Dogtopia loan about $905K, 1.19% failure rate across 99 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Dogtopia

$905K

Typical loan

range $650K–$1.14M

$1.01M

Est. purchase price

≈ loan ÷ 90%

$137,887

Cash to close

$100,556 down + fees

$11,710/mo

Typical payment

~9.5% · 10yr

$161,598/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

98.8%

Still performing

1.2% default · FY20–23

25 days

Typical time to fund

27

Lenders competing

more = leverage

6.7%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Dogtopia

Ranked by funded Dogtopia loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.1,296 loans · $1.4B · Wilmington, NCFull record →
  2. 2.66 loans · $68M · Milford, IAFull record →
  3. 3.62 loans · $34M · Winter Haven, FLFull record →
  4. 4.2,539 loans · $965M · Columbus, OHFull record →
  5. 5.36 loans · $46M · Los Angeles, CAFull record →
  6. 6.1,322 loans · $185M · Wilmington, DEFull record →
  7. 7.105 loans · $164M · Brookline, MAFull record →
  8. 8.7 loans · $9M · Memphis, TNFull record →
  9. 9.128 loans · $40M · Wilmington, DEFull record →
  10. 10.242 loans · $281M · Chicago, ILFull record →
  11. 11.5 loans · $4M · Houston, TXFull record →
  12. 12.62 loans · $21M · Saint Cloud, MNFull record →
  13. 13.38 loans · $26M · Richmond City, VAFull record →
  14. 14.868 loans · $362M · Salt Lake City, UTFull record →
  15. 15.618 loans · $171M · Salt Lake City, UTFull record →
  16. 16.9 loans · $13M · Atlanta, GAFull record →
  17. 17.105 loans · $72M · Wilmington, DEFull record →
  18. 18.1 loans · $1M · Cuba, MOFull record →
  19. 19.44 loans · $52M · Wallis, TXFull record →
  20. 20.78 loans · $53M · Birmingham, ALFull record →
  21. 21.31 loans · $32M · Phoenix, AZFull record →
  22. 22.28 loans · $42M · Lehi, UTFull record →
  23. 23.4 loans · $3M · Saint Paul, MNFull record →
  24. 24.328 loans · $134M · Cleveland, OHFull record →

99+ funded Dogtopia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • SeeBradley LLC in St Augustine, FL$1.4M (2026) · Banc of California
  • Barks R Us Inc. in Anaheim, CA$1.1M (2026) · Wells Fargo Bank National Association
  • Ortman Ventures LLC in Fayetteville, GA$3.2M (2025) · Atlantic Union Bank
  • Gallo Enterprises LLC in Hazlet, NJ$1.2M (2025) · TD Bank, National Association
  • Head and Tails, LLC in Coraplis, PA$1.1M (2025) · Banc of California
  • Maggies Dog House, LLC in Fredericksburg, VA$1.0M (2025) · purchase · Live Oak Banking Company
  • NIKKISWEETY INC. in Geneva, IL$650K (2025) · purchase · Byline Bank
  • Binge Newfie LLC in Oakbrook Terrace, IL$400K (2025) · purchase · Peoples Bank
  • Best Pawsible Daycare Two, LLC in Saint Louis, MO$150K (2025) · Celtic Bank Corporation
  • FORT COLLINS DOG, LP in Fort Collins, CO$100K (2025) · Zions Bank, A Division of
  • The Grateful Hound 3, LLC in Waukesha, WI$1.7M (2024) · purchase · Banc of California
  • FORT COLLINS DOG, LP in Fort Collins, CO$1.5M (2024) · purchase · Byline Bank
  • 4G Enterprises LLC in Bakersfield, CA$1.3M (2024) · Banc of California
  • TORO HOLDINGS LLC in Las Vegas, NV$655K (2024) · purchase · Banc of California
  • Divine Dogs, Inc. in Dublin, OH$448K (2024) · Paragon Bank
  • Dogtopia of West Frisco in Frisco, TX$1.5M (2023) · Live Oak Banking Company
  • DOGTOPIA OF JACKSONVILLE BEACH BOULEVARD in Jacksonville, FL$1.4M (2023) · Live Oak Banking Company
  • Pink Dog Group, LLC in Houston, TX$1.4M (2023) · Stellar Bank
  • Yellow Dog Group, LLC in Houston, TX$1.4M (2023) · Stellar Bank
  • Maxx-Bellevue LLC in Bellevue, WA$1.4M (2023) · The Huntington National Bank

Buying a Dogtopia? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Dogtopia businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Dogtopia purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.

  • $905K typical Dogtopia loan
  • 1.19% failure rate (FY20–23)
  • 27 lenders fund the brand
  • 25 days typical to fund

Buyers researching a Dogtopia typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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