Health & Medical · lender intelligence
How to finance a Dogtopia
The SBA 7(a) lenders funding the most Dogtopia deals, ranked from public loan records — typical Dogtopia loan about $905K, 1.19% failure rate across 99 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance Dogtopia
$905K
Typical loan
range $650K–$1.14M
$1.01M
Est. purchase price
≈ loan ÷ 90%
$137,887
Cash to close
$100,556 down + fees
$11,710/mo
Typical payment
~9.5% · 10yr
$161,598/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
98.8%
Still performing
1.2% default · FY20–23
25 days
Typical time to fund
27
Lenders competing
more = leverage
6.7%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with Dogtopia
Ranked by funded Dogtopia loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.66 loans · $68M · Milford, IAFull record →
- 3.62 loans · $34M · Winter Haven, FLFull record →
- 4.2,539 loans · $965M · Columbus, OHFull record →
- 5.36 loans · $46M · Los Angeles, CAFull record →
- 6.1,322 loans · $185M · Wilmington, DEFull record →
- 7.105 loans · $164M · Brookline, MAFull record →
- 8.7 loans · $9M · Memphis, TNFull record →
- 9.128 loans · $40M · Wilmington, DEFull record →
- 10.242 loans · $281M · Chicago, ILFull record →
- 11.5 loans · $4M · Houston, TXFull record →
- 12.62 loans · $21M · Saint Cloud, MNFull record →
- 13.38 loans · $26M · Richmond City, VAFull record →
- 14.868 loans · $362M · Salt Lake City, UTFull record →
- 15.618 loans · $171M · Salt Lake City, UTFull record →
- 16.9 loans · $13M · Atlanta, GAFull record →
- 17.105 loans · $72M · Wilmington, DEFull record →
- 18.1 loans · $1M · Cuba, MOFull record →
- 19.44 loans · $52M · Wallis, TXFull record →
- 20.78 loans · $53M · Birmingham, ALFull record →
- 21.31 loans · $32M · Phoenix, AZFull record →
- 22.28 loans · $42M · Lehi, UTFull record →
- 23.4 loans · $3M · Saint Paul, MNFull record →
- 24.328 loans · $134M · Cleveland, OHFull record →
99+ funded Dogtopia deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SeeBradley LLC in St Augustine, FL — $1.4M (2026) · Banc of California
- Program
- Preferred Lenders Program
- Rate at approval
- 7% fixed
- Term
- 127 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 23 days
- Approved
- 1/27/2026
- First disbursed
- 2/19/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by Banc of California · Lender record →
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- Barks R Us Inc. in Anaheim, CA — $1.1M (2026) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.25% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $832K (75%)
- Approval → funding
- 18 days
- Approved
- 11/13/2025
- First disbursed
- 12/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Existing or more than 2 years old
- Industry
- Pet Care (except Veterinary) Services
Funded by Wells Fargo Bank National Association · Lender record →
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- Ortman Ventures LLC in Fayetteville, GA — $3.2M (2025) · Atlantic Union Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $2.4M (75%)
- Approval → funding
- 36 days
- Approved
- 7/2/2025
- First disbursed
- 8/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 11
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by Atlantic Union Bank · Lender record →
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- Gallo Enterprises LLC in Hazlet, NJ — $1.2M (2025) · TD Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $900K (75%)
- Approval → funding
- 187 days
- Approved
- 3/26/2025
- First disbursed
- 9/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by TD Bank, National Association · Lender record →
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- Head and Tails, LLC in Coraplis, PA — $1.1M (2025) · Banc of California
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% variable
- Term
- 126 months
- SBA guaranteed
- $807K (75%)
- Approval → funding
- 144 days
- Approved
- 12/23/2024
- First disbursed
- 5/16/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 44
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by Banc of California · Lender record →
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- Maggies Dog House, LLC in Fredericksburg, VA — $1.0M (2025) · purchase · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $765K (75%)
- Approval → funding
- 87 days
- Approved
- 7/1/2025
- First disbursed
- 9/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 30
- Business age
- Change of Ownership
- Industry
- Pet Care (except Veterinary) Services
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $113K
- Est. cash at closing
- $155K
- Monthly payment
- $12,921
- Annual debt service
- $155K
- Cash flow needed (1.25×)
- $194K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
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- NIKKISWEETY INC. in Geneva, IL — $650K (2025) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $488K (75%)
- Approval → funding
- 21 days
- Approved
- 6/4/2025
- First disbursed
- 6/25/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Change of Ownership
- Industry
- Pet Care (except Veterinary) Services
If you were the buyer here
- Est. deal size
- $722K
- Est. down payment (10%)
- $72K
- Est. cash at closing
- $97K
- Monthly payment
- $8,680
- Annual debt service
- $104K
- Cash flow needed (1.25×)
- $130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Binge Newfie LLC in Oakbrook Terrace, IL — $400K (2025) · purchase · Peoples Bank
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $300K (75%)
- Approval → funding
- 26 days
- Approved
- 10/24/2024
- First disbursed
- 11/19/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Pet Care (except Veterinary) Services
If you were the buyer here
- Est. deal size
- $444K
- Est. down payment (10%)
- $44K
- Est. cash at closing
- $59K
- Monthly payment
- $5,510
- Annual debt service
- $66K
- Cash flow needed (1.25×)
- $83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peoples Bank · Lender record →
Your business? Claim this record · Request removal
- Best Pawsible Daycare Two, LLC in Saint Louis, MO — $150K (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 2 days
- Approved
- 7/30/2025
- First disbursed
- 8/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Pet Care (except Veterinary) Services
Funded by Celtic Bank Corporation · Lender record →
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- FORT COLLINS DOG, LP in Fort Collins, CO — $100K (2025) · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $85K (85%)
- Approval → funding
- 7 days
- Approved
- 4/10/2025
- First disbursed
- 4/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 36
- Business age
- New Business or 2 years or less
- Industry
- Pet Care (except Veterinary) Services
Funded by Zions Bank, A Division of · Lender record →
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- The Grateful Hound 3, LLC in Waukesha, WI — $1.7M (2024) · purchase · Banc of California
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 32 days
- Approved
- 9/23/2024
- First disbursed
- 10/25/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 21
- Business age
- Change of Ownership
- Industry
- Pet Care (except Veterinary) Services
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $184K
- Est. cash at closing
- $252K
- Monthly payment
- $20,043
- Annual debt service
- $241K
- Cash flow needed (1.25×)
- $301K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
- FORT COLLINS DOG, LP in Fort Collins, CO — $1.5M (2024) · purchase · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 28 days
- Approved
- 1/26/2024
- First disbursed
- 2/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Secondary market
- Loan sold to investors
- Jobs supported
- 32
- Business age
- Change of Ownership
- Industry
- Pet Care (except Veterinary) Services
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $172K
- Est. cash at closing
- $236K
- Monthly payment
- $21,543
- Annual debt service
- $259K
- Cash flow needed (1.25×)
- $323K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- 4G Enterprises LLC in Bakersfield, CA — $1.3M (2024) · Banc of California
- Program
- Preferred Lenders Program
- Rate at approval
- 8% fixed
- Term
- 127 months
- SBA guaranteed
- $954K (75%)
- Approval → funding
- 202 days
- Approved
- 9/24/2024
- First disbursed
- 4/14/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 34
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
- TORO HOLDINGS LLC in Las Vegas, NV — $655K (2024) · purchase · Banc of California
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $491K (75%)
- Approval → funding
- 89 days
- Approved
- 6/13/2024
- First disbursed
- 9/10/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- Change of Ownership
- Industry
- Pet Care (except Veterinary) Services
If you were the buyer here
- Est. deal size
- $728K
- Est. down payment (10%)
- $73K
- Est. cash at closing
- $97K
- Monthly payment
- $8,121
- Annual debt service
- $97K
- Cash flow needed (1.25×)
- $122K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
- Divine Dogs, Inc. in Dublin, OH — $448K (2024) · Paragon Bank
- Program
- 7a General
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $336K (75%)
- Approval → funding
- 9 days
- Approved
- 8/19/2024
- First disbursed
- 8/28/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 23
- Business age
- Existing or more than 2 years old
- Industry
- Pet Care (except Veterinary) Services
Funded by Paragon Bank · Lender record →
Your business? Claim this record · Request removal
- Dogtopia of West Frisco in Frisco, TX — $1.5M (2023) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 126 months
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 13 days
- Approved
- 7/14/2023
- First disbursed
- 7/27/2023
- Loan status
- Paid in full (12/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- DOGTOPIA OF JACKSONVILLE BEACH BOULEVARD in Jacksonville, FL — $1.4M (2023) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 126 months
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 61 days
- Approved
- 12/29/2022
- First disbursed
- 2/28/2023
- Loan status
- In liquidation
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 54
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Pink Dog Group, LLC in Houston, TX — $1.4M (2023) · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 12 days
- Approved
- 9/16/2023
- First disbursed
- 9/28/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- Yellow Dog Group, LLC in Houston, TX — $1.4M (2023) · Stellar Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 27 days
- Approved
- 7/7/2023
- First disbursed
- 8/3/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- New Business or 2 years or less
- Industry
- Pet Care (except Veterinary) Services
Funded by Stellar Bank · Lender record →
Your business? Claim this record · Request removal
- Maxx-Bellevue LLC in Bellevue, WA — $1.4M (2023) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 129 months
- SBA guaranteed
- $1.0M (75%)
- Approval → funding
- 10 days
- Approved
- 8/6/2023
- First disbursed
- 8/16/2023
- Loan status
- Past due
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 56
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Buying a Dogtopia? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Dogtopia businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a Dogtopia purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $905K typical Dogtopia loan
- 1.19% failure rate (FY20–23)
- 27 lenders fund the brand
- 25 days typical to fund
Buyers researching a Dogtopia typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.