Health & Medical · lender intelligence

How to finance a Dogtopia in Arizona

State:

The SBA 7(a) lenders funding the most Dogtopia deals in Arizona, from public loan records — typical Dogtopia loan about $905K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Dogtopia in Arizona

$1.00M

Typical loan

range $750K–$1.31M

$1.11M

Est. purchase price

≈ loan ÷ 90%

$152,361

Cash to close

$111,111 down + fees

$12,940/mo

Typical payment

~9.5% · 10yr

$178,572/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

9 days

Typical time to fund

Lenders competing

more = leverage

7.36%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Dogtopia in Arizona

Ranked by funded Dogtopia loans in Arizona. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.44 loans · $52M · Wallis, TXFull record →

7+ funded Dogtopia in Arizona deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Craftsman House Dog, LLC in Gilbert, AZ — $1.3M (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
126 months
SBA guaranteed
$994K (75%)
Approval → funding
9 days
Approved
12/19/2022
First disbursed
12/28/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
40
Business age
Existing or more than 2 years old
Industry
Pet Care (except Veterinary) Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Beach House Dog, LLC in Phoenix, AZ — $1.3M (2023) · Wallis Bank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
126 months
SBA guaranteed
$985K (75%)
Approval → funding
9 days
Approved
3/22/2023
First disbursed
3/31/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
27
Business age
New Business or 2 years or less
Industry
Pet Care (except Veterinary) Services
Funded by Wallis Bank · Lender record →
Your business? Claim this record · Request removal
DT OF ARCADIA, LLC in Phoenix, AZ — $750K (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$563K (75%)
Approval → funding
16 days
Approved
10/11/2022
First disbursed
10/27/2022
Loan status
Paid in full (4/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
26
Business age
Change of Ownership
Industry
Pet Care (except Veterinary) Services
If you were the buyer here
Est. deal size
$833K
Est. down payment (10%)
$83K
Est. cash at closing
$114K
Monthly payment
$9,001
Annual debt service
$108K
Cash flow needed (1.25×)
$135K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Surfing Pup Tempe LLC in Tempe, AZ — $1.1M (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7% variable
Term
126 months
SBA guaranteed
$855K (75%)
Approval → funding
3 days
Approved
9/26/2022
First disbursed
9/29/2022
Loan status
Paid in full (4/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
42
Business age
Change of Ownership
Industry
Pet Care (except Veterinary) Services
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$127K
Est. cash at closing
$174K
Monthly payment
$12,802
Annual debt service
$154K
Cash flow needed (1.25×)
$192K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Surfing Pup Uptown Phoenix LLC in Phoenix, AZ — $1.0M (2022) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
126 months
SBA guaranteed
$750K (75%)
Approval → funding
53 days
Approved
3/18/2022
First disbursed
5/10/2022
Loan status
Paid in full (4/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
42
Business age
Existing or more than 2 years old
Industry
Pet Care (except Veterinary) Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Surfing Pup Ahwatukee LLC in Phoenix, AZ — $950K (2022) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
126 months
SBA guaranteed
$713K (75%)
Approval → funding
6 days
Approved
9/23/2022
First disbursed
9/29/2022
Loan status
Paid in full (4/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
42
Business age
Existing or more than 2 years old
Industry
Pet Care (except Veterinary) Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Arizona Pups 1 LLC in Phoenix, AZ — $601K (2020) · JPMorgan Chase Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6.5% fixed
Term
122 months
SBA guaranteed
$450K (75%)
Approved
2/7/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
19
Business age
Existing or more than 2 years old
Industry
Pet Care (except Veterinary) Services
Funded by JPMorgan Chase Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a Dogtopia in Arizona? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Dogtopia loans with a Arizona project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Dogtopia purchase in Arizona with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Arizona deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$905K typical Dogtopia loan
3 lenders active in Arizona
7+ funded Arizona deals
9 days typical to fund

Buyers buying a Dogtopia in Arizona typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Dogtopia lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/dogtopia/arizona
API:: https://www.capbench.com/api/public/lenders?franchise=dogtopia
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.