Health & Medical · lender intelligence

How to finance a Dogtopia in Illinois

State:

The SBA 7(a) lenders funding the most Dogtopia deals in Illinois, from public loan records — typical Dogtopia loan about $905K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Dogtopia in Illinois

$650K

Typical loan

range $400K–$845K

$722K

Est. purchase price

≈ loan ÷ 90%

$96,597

Cash to close

$72,222 down + fees

$8,411/mo

Typical payment

~9.5% · 10yr

$116,072/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

26 days

Typical time to fund

Lenders competing

more = leverage

8.2%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Dogtopia in Illinois

Ranked by funded Dogtopia loans in Illinois. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.242 loans · $281M · Chicago, ILFull record →
4.1 loans · $1M · Cuba, MOFull record →
5.62 loans · $21M · Saint Cloud, MNFull record →

8+ funded Dogtopia in Illinois deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

NIKKISWEETY INC. in Geneva, IL — $650K (2025) · purchase · Byline Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$488K (75%)
Approval → funding
21 days
Approved
6/4/2025
First disbursed
6/25/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
20
Business age
Change of Ownership
Industry
Pet Care (except Veterinary) Services
If you were the buyer here
Est. deal size
$722K
Est. down payment (10%)
$72K
Est. cash at closing
$97K
Monthly payment
$8,680
Annual debt service
$104K
Cash flow needed (1.25×)
$130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Binge Newfie LLC in Oakbrook Terrace, IL — $400K (2025) · purchase · Peoples Bank
Program
7a General
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$300K (75%)
Approval → funding
26 days
Approved
10/24/2024
First disbursed
11/19/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Change of Ownership
Industry
Pet Care (except Veterinary) Services
If you were the buyer here
Est. deal size
$444K
Est. down payment (10%)
$44K
Est. cash at closing
$59K
Monthly payment
$5,510
Annual debt service
$66K
Cash flow needed (1.25×)
$83K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Peoples Bank · Lender record →
Your business? Claim this record · Request removal
Man's Best Friend, Inc. in Orland Park, IL — $1.2M (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
126 months
SBA guaranteed
$889K (75%)
Approval → funding
21 days
Approved
5/26/2023
First disbursed
6/16/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
30
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Binge Puppies, LLC in Lagrange Highlands, IL — $360K (2022) · Luminate Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$270K (75%)
Approval → funding
42 days
Approved
11/19/2021
First disbursed
12/31/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by Luminate Bank
Your business? Claim this record · Request removal
Dogtopia of Northshore in Evanston, IL — $845K (2021) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.6% variable
Term
123 months
SBA guaranteed
$761K (90%)
Approval → funding
16 days
Approved
5/19/2021
First disbursed
6/4/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
New Business or 2 years or less
Industry
Pet Care (except Veterinary) Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
ToMac Holdings, Inc. in Arlington Heights, IL — $789K (2020) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$592K (75%)
Approval → funding
138 days
Approved
2/13/2020
First disbursed
6/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
34
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Dogs in Downers Grove, Inc. in Downers Grove, IL — $479K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$359K (75%)
Approval → funding
21 days
Approved
10/10/2019
First disbursed
10/31/2019
Loan status
Paid in full (12/31/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
10
Business age
Unanswered
Industry
Pet Care (except Veterinary) Services
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
ToMac Holdings, Inc. in Arlington Heights, IL — $60K (2020) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$30K (50%)
Approval → funding
168 days
Approved
2/13/2020
First disbursed
7/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
34
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Dogtopia in Illinois? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Dogtopia loans with a Illinois project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Dogtopia purchase in Illinois with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Illinois deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$905K typical Dogtopia loan
6 lenders active in Illinois
8+ funded Illinois deals
26 days typical to fund

Buyers buying a Dogtopia in Illinois typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Dogtopia lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/dogtopia/illinois
API:: https://www.capbench.com/api/public/lenders?franchise=dogtopia
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.