Health & Medical · lender intelligence

How to finance a Dogtopia in Florida

State:

The SBA 7(a) lenders funding the most Dogtopia deals in Florida, from public loan records — typical Dogtopia loan about $905K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Dogtopia in Florida

$930K

Typical loan

range $650K–$1.40M

$1.03M

Est. purchase price

≈ loan ÷ 90%

$141,696

Cash to close

$103,333 down + fees

$12,034/mo

Typical payment

~9.5% · 10yr

$166,069/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

40 days

Typical time to fund

Lenders competing

more = leverage

6.53%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Dogtopia in Florida

Ranked by funded Dogtopia loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.36 loans · $46M · Los Angeles, CAFull record →
3.9 loans · $13M · Atlanta, GAFull record →
4.1,322 loans · $185M · Wilmington, DEFull record →
5.7 loans · $9M · Memphis, TNFull record →

6+ funded Dogtopia in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SeeBradley LLC in St Augustine, FL — $1.4M (2026) · Banc of California
Program
Preferred Lenders Program
Rate at approval
7% fixed
Term
127 months
SBA guaranteed
$1.0M (75%)
Approval → funding
23 days
Approved
1/27/2026
First disbursed
2/19/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by Banc of California · Lender record →
Your business? Claim this record · Request removal
DOGTOPIA OF JACKSONVILLE BEACH BOULEVARD in Jacksonville, FL — $1.4M (2023) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
126 months
SBA guaranteed
$1.1M (75%)
Approval → funding
61 days
Approved
12/29/2022
First disbursed
2/28/2023
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
54
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
TF FTL NE LLC in Fort Lauderdale, FL — $650K (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.7% variable
Term
120 mo (10 yrs)
SBA guaranteed
$488K (75%)
Approval → funding
4 days
Approved
3/28/2022
First disbursed
4/1/2022
Loan status
Paid in full (2/28/2026)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Pet Care (except Veterinary) Services
If you were the buyer here
Est. deal size
$722K
Est. down payment (10%)
$72K
Est. cash at closing
$97K
Monthly payment
$7,119
Annual debt service
$85K
Cash flow needed (1.25×)
$107K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
AKC Jacksonville LLC in Jacksonville, FL — $930K (2020) · Ameris Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$698K (75%)
Approval → funding
45 days
Approved
7/17/2020
First disbursed
8/31/2020
Loan status
Paid in full (4/30/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Existing or more than 2 years old
Industry
Pet Care (except Veterinary) Services
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
Hattrup Enterprises, LLC in Viera, FL — $840K (2020) · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$630K (75%)
Approval → funding
40 days
Approved
7/22/2020
First disbursed
8/31/2020
Loan status
Paid in full (10/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
27
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Magyars franchises LLC in Orlando, FL — $610K (2020) · Paragon Bank
Program
Preferred Lenders Program
Rate at approval
6.75% variable
Term
132 mo (11 yrs)
SBA guaranteed
$458K (75%)
Approved
11/20/2019
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Pet Care (except Veterinary) Services
Funded by Paragon Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Dogtopia in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Dogtopia loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Dogtopia purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$905K typical Dogtopia loan
5 lenders active in Florida
6+ funded Florida deals
40 days typical to fund

Buyers buying a Dogtopia in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Dogtopia lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/dogtopia/florida
API:: https://www.capbench.com/api/public/lenders?franchise=dogtopia
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.