Health & Medical · lender intelligence
How to finance a The Learning Experience
The SBA 7(a) lenders funding the most The Learning Experience deals, ranked from public loan records — typical The Learning Experience loan about $496K, 0% failure rate across 192 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance The Learning Experience
$496K
Typical loan
range $436K–$590K
$551K
Est. purchase price
≈ loan ÷ 90%
$73,711
Cash to close
$55,111 down + fees
$6,418/mo
Typical payment
~9.5% · 10yr
$88,568/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
21 days
Typical time to fund
48
Lenders competing
more = leverage
8.32%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The Learning Experience
Ranked by funded The Learning Experience loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.318 loans · $229M · Osage Beach, MOFull record →
- 2.242 loans · $281M · Chicago, ILFull record →
- 3.868 loans · $362M · Salt Lake City, UTFull record →
- 4.25 loans · $29M · Jersey City, NJFull record →
- 5.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 6.24 loans · $21M · Raleigh, NCFull record →
- 7.1,322 loans · $185M · Wilmington, DEFull record →
- 8.66 loans · $68M · Milford, IAFull record →
- 9.31 loans · $24M · Malvern, PAFull record →
- 10.116 loans · $120M · Evansville, INFull record →
- 11.28 loans · $42M · Lehi, UTFull record →
- 12.2,539 loans · $965M · Columbus, OHFull record →
- 13.62 loans · $21M · Saint Cloud, MNFull record →
- 14.23 loans · $15M · Sparta, MIFull record →
- 15.618 loans · $171M · Salt Lake City, UTFull record →
- 16.26 loans · $42M · Chicago, ILFull record →
- 17.44 loans · $52M · Wallis, TXFull record →
- 18.13 loans · $18M · Roseburg, ORFull record →
- 19.54 loans · $15M · University Park, TXFull record →
- 20.328 loans · $134M · Cleveland, OHFull record →
- 21.1,296 loans · $1.4B · Wilmington, NCFull record →
- 22.105 loans · $72M · Wilmington, DEFull record →
- 23.46 loans · $47M · Asheville, NCFull record →
- 24.19 loans · $18M · Grand Rapids, MIFull record →
- 25.33 loans · $54M · Sun Valley, CAFull record →
192+ funded The Learning Experience deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- SALUS @ THORNTON LLC in Thornton, CO — $4.2M (2026) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $459K (11%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 32
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
Funded by U.S. Bank, National Association · Lender record →
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- Nanhe Kadam WMC LLC in Broomfield, CO — $1.7M (2026) · purchase · Zions Bank, A Division of
- Program
- Preferred Lenders Program
- Rate at approval
- 6.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approved
- 2/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Change of Ownership
- Industry
- Child Care Services
If you were the buyer here
- Est. deal size
- $1.9M
- Est. down payment (10%)
- $193K
- Est. cash at closing
- $265K
- Monthly payment
- $19,453
- Annual debt service
- $233K
- Cash flow needed (1.25×)
- $292K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
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- Hendricks Education LLC in Newtown, CT — $1.3M (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.32% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $947K (75%)
- Approved
- 11/14/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Bank of America, National Association · Lender record →
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- DandM Ventures, LLC in Chesterfield, VA — $924K (2026) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $693K (75%)
- Approval → funding
- 42 days
- Approved
- 12/17/2025
- First disbursed
- 1/28/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 31
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Celtic Bank Corporation · Lender record →
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- Star Kids Learning LLC in Mechanicsburg, PA — $740K (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.4% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $555K (75%)
- Approval → funding
- 12 days
- Approved
- 12/18/2025
- First disbursed
- 12/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank of America, National Association · Lender record →
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- Starkids LLC in Zephyrhills, FL — $641K (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.24% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $481K (75%)
- Approval → funding
- 35 days
- Approved
- 1/7/2026
- First disbursed
- 2/11/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank of America, National Association · Lender record →
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- The Learning Experience Glen Mills in Glen Mills, PA — $590K (2026) · Provident Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $443K (75%)
- Approval → funding
- 14 days
- Approved
- 12/15/2025
- First disbursed
- 12/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Provident Bank · Lender record →
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- Vigo United LLC in Zionsville, IN — $582K (2026) · Old National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $437K (75%)
- Approved
- 1/23/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Old National Bank · Lender record →
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- AL-SAFA ENTERPRISES LLC in Richmond, TX — $565K (2026) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $424K (75%)
- Approved
- 1/26/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Byline Bank · Lender record →
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- RESILIENT CC INC. in Clermont, FL — $550K (2026) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approval → funding
- 8 days
- Approved
- 12/16/2025
- First disbursed
- 12/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Byline Bank · Lender record →
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- Little Trails LLC in Madison, AL — $550K (2026) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approved
- 2/24/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Byline Bank · Lender record →
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- Hesha Little Ones LLC in Midland, GA — $536K (2026) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 117 months
- SBA guaranteed
- $402K (75%)
- Approved
- 3/13/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Readycap Lending, LLC · Lender record →
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- Harris Academy of Alpine LLC in Comstock Park, MI — $535K (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.65% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $401K (75%)
- Approval → funding
- 22 days
- Approved
- 1/8/2026
- First disbursed
- 1/30/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 24
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank of America, National Association · Lender record →
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- EBEJOY LLC in Dallas, TX — $385K (2026) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 2.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $289K (75%)
- Approved
- 1/29/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
Funded by Celtic Bank Corporation · Lender record →
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- Vigo United LLC in Zionsville, IN — $350K (2026) · Old National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 7.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $175K (50%)
- Approved
- 1/23/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Old National Bank · Lender record →
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- The Learning Experience of Dallas Frankford in Dallas, TX — $225K (2026) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 7 days
- Approved
- 11/14/2025
- First disbursed
- 11/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- New Business or 2 years or less
- Industry
- Child Care Services
Funded by Newtek Bank, National Association · Lender record →
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- THE LEARNING EXPERIENCE in Abington, MA — $150K (2026) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 8 days
- Approved
- 1/6/2026
- First disbursed
- 1/14/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 64
- Business age
- Existing or more than 2 years old
- Industry
- Child Care Services
Funded by Celtic Bank Corporation · Lender record →
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- X-Squad LLC in Greer, SC — $5.0M (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $3.8M (75%)
- Approval → funding
- 17 days
- Approved
- 12/2/2024
- First disbursed
- 12/19/2024
- Loan status
- Payments deferred
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by First Bank of the Lake · Lender record →
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- Canton Learning LLC in Canton, MI — $4.3M (2025) · ChoiceOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 324 mo (27 yrs)
- SBA guaranteed
- $3.2M (75%)
- Approval → funding
- 47 days
- Approved
- 11/6/2024
- First disbursed
- 12/23/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 18
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by ChoiceOne Bank · Lender record →
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- AULANI PARK LLC in Halfmoon, NY — $1.0M (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $767K (75%)
- Approval → funding
- 16 days
- Approved
- 7/14/2025
- First disbursed
- 7/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 46
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
Buying a The Learning Experience? Start with a lender that has funded the brand
We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to The Learning Experience businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The Learning Experience purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Bank of the Lake funds the most. CapBench is not a lender.
- $496K typical The Learning Experience loan
- 0% failure rate (FY20–23)
- 48 lenders fund the brand
- 21 days typical to fund
Buyers researching a The Learning Experience typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.