How to finance a The Learning Experience in Colorado

State:

The SBA 7(a) lenders funding the most The Learning Experience deals in Colorado, from public loan records — typical The Learning Experience loan about $496K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance The Learning Experience in Colorado

$500K

Typical loan

range $452K–$1.73M

$556K

Est. purchase price

≈ loan ÷ 90%

$74,306

Cash to close

$55,556 down + fees

$6,470/mo

Typical payment

~9.5% · 10yr

$89,286/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

18 days

Typical time to fund

Lenders competing

more = leverage

9.06%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with The Learning Experience in Colorado

Ranked by funded The Learning Experience loans in Colorado. Tap a lender for its full record, or hit Get in touch for an introduction.

1.318 loans · $229M · Osage Beach, MOFull record →
2.62 loans · $21M · Saint Cloud, MNFull record →
3.618 loans · $171M · Salt Lake City, UTFull record →
4.4 loans · $2M · Ogallala, NEFull record →

8+ funded The Learning Experience in Colorado deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

SALUS @ THORNTON LLC in Thornton, CO — $4.2M (2026) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
6.75% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$459K (11%)
Approved
2/24/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
32
Business age
Existing or more than 2 years old
Industry
Child Care Services
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Nanhe Kadam WMC LLC in Broomfield, CO — $1.7M (2026) · purchase · Zions Bank, A Division of
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approved
2/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
26
Business age
Change of Ownership
Industry
Child Care Services
If you were the buyer here
Est. deal size
$1.9M
Est. down payment (10%)
$193K
Est. cash at closing
$265K
Monthly payment
$19,453
Annual debt service
$233K
Cash flow needed (1.25×)
$292K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Zions Bank, A Division of · Lender record →
Your business? Claim this record · Request removal
The Learning Experience in Highlands Ranch, CO — $500K (2024) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
16 days
Approved
7/23/2024
First disbursed
8/8/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Luna Lagoona, LLC in Berthoud, CO — $500K (2024) · Adams Bank & Trust
Program
7a General
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
18 days
Approved
10/20/2023
First disbursed
11/7/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by Adams Bank & Trust · Lender record →
Your business? Claim this record · Request removal
Inspiring Little Minds LLC in Firestone, CO — $493K (2024) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$370K (75%)
Approval → funding
12 days
Approved
11/9/2023
First disbursed
11/21/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
28
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Nanhe Kadam LLC in Boulder, CO — $452K (2023) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$339K (75%)
Approval → funding
111 days
Approved
9/27/2023
First disbursed
1/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
26
Business age
Startup, Loan Funds will Open Business
Industry
Child Care Services
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
GAIA 2 CHILDREN, LLC in Loveland, CO — $450K (2023) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
240 mo (20 yrs)
SBA guaranteed
$338K (75%)
Approval → funding
1 days
Approved
10/3/2022
First disbursed
10/4/2022
Loan status
Paid in full (6/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
31
Business age
Startup, Loan Funds will Open Business
Industry
All Other Miscellaneous Schools and Instruction
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal
LEARNOLOGY, INC. in Colorado Springs, CO — $410K (2020) · Stearns Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$308K (75%)
Approval → funding
21 days
Approved
12/10/2019
First disbursed
12/31/2019
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
25
Business age
Startup, Loan Funds will Open Business
Industry
Child Day Care Services
Funded by Stearns Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a The Learning Experience in Colorado? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded The Learning Experience loans with a Colorado project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a The Learning Experience purchase in Colorado with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Colorado deals. First Bank of the Lake funds the most here. CapBench is not a lender.

$496K typical The Learning Experience loan
5 lenders active in Colorado
8+ funded Colorado deals
18 days typical to fund

Buyers buying a The Learning Experience in Colorado typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All The Learning Experience lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/the-learning-experience/colorado
API:: https://www.capbench.com/api/public/lenders?franchise=the-learning-experience
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.