Health & Medical · lender intelligence
How to finance a The Learning Experience in Florida
The SBA 7(a) lenders funding the most The Learning Experience deals in Florida, from public loan records — typical The Learning Experience loan about $496K. A bank already funding the brand in your state knows it twice over.
Deal economics— what it takes to buy & finance The Learning Experience in Florida
$495K
Typical loan
range $422K–$550K
$550K
Est. purchase price
≈ loan ÷ 90%
$73,563
Cash to close
$55,000 down + fees
$6,405/mo
Typical payment
~9.5% · 10yr
$88,389/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
28 days
Typical time to fund
11
Lenders competing
more = leverage
7.98%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with The Learning Experience in Florida
Ranked by funded The Learning Experience loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.242 loans · $281M · Chicago, ILFull record →
- 2.19 loans · $18M · Grand Rapids, MIFull record →
- 3.24 loans · $21M · Raleigh, NCFull record →
- 4.66 loans · $68M · Milford, IAFull record →
- 5.78 loans · $79M · New Orleans, LAFull record →
- 6.105 loans · $72M · Wilmington, DEFull record →
- 7.16 loans · $13M · Dearborn, MIFull record →
- 8.13 loans · $18M · Roseburg, ORFull record →
- 9.31 loans · $44M · Passaic, NJFull record →
- 10.318 loans · $229M · Osage Beach, MOFull record →
13+ funded The Learning Experience in Florida deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Starkids LLC in Zephyrhills, FL — $641K (2026) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 6.24% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $481K (75%)
- Approval → funding
- 35 days
- Approved
- 1/7/2026
- First disbursed
- 2/11/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Bank of America, National Association · Lender record →
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- RESILIENT CC INC. in Clermont, FL — $550K (2026) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $413K (75%)
- Approval → funding
- 8 days
- Approved
- 12/16/2025
- First disbursed
- 12/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- The Learning Experience at Davenport Loughman in Davenport, FL — $500K (2025) · United Community Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 114 days
- Approved
- 3/25/2025
- First disbursed
- 7/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by United Community Bank · Lender record →
Your business? Claim this record · Request removal
- St. Augustine Learning Group LLC in Saint Augustine, FL — $495K (2024) · Columbia Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 126 months
- SBA guaranteed
- $371K (75%)
- Approval → funding
- 63 days
- Approved
- 3/1/2024
- First disbursed
- 5/3/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 37
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Columbia Bank · Lender record →
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- Sai Krupa Davenport LLC in Davenport, FL — $457K (2024) · DFCU Financial
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $343K (75%)
- Approval → funding
- 24 days
- Approved
- 2/2/2024
- First disbursed
- 2/26/2024
- Loan status
- Paid in full (12/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by DFCU Financial · Lender record →
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- BREVARD CC LLC in Melbourne, FL — $425K (2023) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $319K (75%)
- Approval → funding
- 35 days
- Approved
- 3/1/2023
- First disbursed
- 4/5/2023
- Loan status
- Paid in full (8/31/2023)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
- Trinity Pac School of Horizon West, LLC in Winter Garden, FL — $520K (2022) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $390K (75%)
- Approval → funding
- 18 days
- Approved
- 1/13/2022
- First disbursed
- 1/31/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by First Bank of the Lake · Lender record →
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- Cre8ive Beginnings of W Melbourne, Inc in W Melbourne, FL — $350K (2022) · Wilmington Savings Fund Society FSB
- Program
- Preferred Lenders Program
- Rate at approval
- 8.25% variable
- Term
- 125 months
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 72 days
- Approved
- 8/9/2022
- First disbursed
- 10/20/2022
- Loan status
- Paid in full (11/30/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 60
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Care Services
Funded by Wilmington Savings Fund Society FSB · Lender record →
Your business? Claim this record · Request removal
- O-TOWN WEST PRESCHOOL LLC in Orlando, FL — $307K (2022) · Valley National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $230K (75%)
- Approval → funding
- 14 days
- Approved
- 12/17/2021
- First disbursed
- 12/31/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 56
- Business age
- New Business or 2 years or less
- Industry
- Child Day Care Services
Funded by Valley National Bank · Lender record →
Your business? Claim this record · Request removal
- GHM LEARNING OF OAKLEAF, LLC in Jacksonville, FL — $589K (2021) · Lake Michigan CU
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $442K (75%)
- Approval → funding
- 28 days
- Approved
- 12/8/2020
- First disbursed
- 1/5/2021
- Loan status
- Paid in full (3/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 10
- Business age
- Existing or more than 2 years old
- Industry
- Child Day Care Services
Funded by Lake Michigan CU · Lender record →
Your business? Claim this record · Request removal
- PV & JJ Inc in Oviedo, FL — $422K (2021) · North State Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $380K (90%)
- Approval → funding
- 12 days
- Approved
- 6/9/2021
- First disbursed
- 6/21/2021
- Loan status
- Paid in full (1/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Day Care Services
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
- GHM Learning of Miramar, LLC in Hollywood, FL — $700K (2020) · Gulf Coast Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $525K (75%)
- Approval → funding
- 15 days
- Approved
- 6/15/2020
- First disbursed
- 6/30/2020
- Loan status
- Paid in full (7/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 25
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Day Care Services
Funded by Gulf Coast Bank and Trust Company · Lender record →
Your business? Claim this record · Request removal
- Mirmar Kids Care LLC in Hollywood, FL — $410K (2020) · Byline Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $308K (75%)
- Approved
- 3/12/2020
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Child Day Care Services
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
Buying a The Learning Experience in Florida? Start with a lender that funds them here
We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.
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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.
CapBench analysis of public SBA 7(a) lending records; ranked by funded The Learning Experience loans with a Florida project address. Mega-bank call-center lenders excluded.
Agent summary
How to finance a The Learning Experience purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Byline Bank funds the most here. CapBench is not a lender.
- $496K typical The Learning Experience loan
- 11 lenders active in Florida
- 13+ funded Florida deals
- 28 days typical to fund
Buyers buying a The Learning Experience in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.