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Lender record

North State Bank

The real lending record — every figure from funded deals. HQ: 6204 Falls Of The Neuse Road, Raleigh, NC. 7 branches.

415

Recent deals (FY20+)

$492K

Typical deal

29 days

Approval → funding

1%

Failure rate (FY20–23)

Where North State Bank lends

Deals North State Bank funded — list all 415 as text

Deal profile

Most North State Bank deals land between $306K and $933K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (39)
  2. 2.Limited-Service Restaurants (35)
  3. 3.Fitness and Recreational Sports Centers (21)
  4. 4.Assisted Living Facilities for the Elderly (16)
  5. 5.Snack and Nonalcoholic Beverage Bars (15)
  6. 6.Offices of Chiropractors (9)
  7. 7.Child Day Care Services (9)
  8. 8.Pet Care (except Veterinary) Services (8)

Most active states

  1. 1.North Carolina (110 deals)
  2. 2.Florida (54 deals)
  3. 3.Georgia (34 deals)
  4. 4.Texas (30 deals)
  5. 5.California (24 deals)
  6. 6.New York (21 deals)
  7. 7.Tennessee (17 deals)
  8. 8.Arizona (12 deals)
  9. 9.Wisconsin (11 deals)
  10. 10.Colorado (10 deals)

Franchises they finance most

F45 Training

10 deals

Servpro

7 deals

The Learning Experience

6 deals

Minuteman Press

4 deals

Tifa Chocolate & Gelato

4 deals

Can North State Bank fund you? The bank behind the loans

Total assets

$1.5B

▲ 5.4% vs prior quarter

Deposits on hand

$1.2B

▲ 6.5% vs prior quarter

Loans outstanding

$1.2B

▲ 1.2% vs prior quarter

Net income (latest qtr)

$2.7M

  • •An active SBA program (~1.8% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes North State Bank more SBA-focused than 86% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 0.77% — under the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a North State Bank branch (7)

North State BankMain office6204 Falls Of The Neuse RoadRaleigh, NC 27609 · since 2000

Garner Village Shopping Ctr. Branch835 Highway 70 WestGarner, NC 27529 · since 2000

West Raleigh Branch2413 Blue Ridge RdRaleigh, NC 27607 · since 2004

North Hills Branch4270 The Circle At North Hills StRaleigh, NC 27609 · since 2005

Wake Forest Main Branch14091 Falls Of Neuse RdRaleigh, NC 27614 · since 2006

Downtown Office Branch230 Fayetteville StRaleigh, NC 27601 · since 2007

Wilmington Office Branch1411 Commonwealth DrWilmington, NC 28403 · since 2008

Branch data: FDIC BankFind.

Recent deals

  • Lighthouse Adventures LLC in Mobile, AL — $2.1M (2026) · Advertising Material Distribution Services
  • Captain John Enterprises LLC in Wilmington, NC — $2.0M (2026) · Bed-and-Breakfast Inns
  • PA Stinger Press, LLC in Kalamazoo, MI — $1.4M (2026) · Commercial Printing (except Screen and Books)
  • Johnny Rabbit's of Pelham, LLC. in Pelham, AL — $1.3M (2026) · Coin-Operated Laundries and Drycleaners
  • Daum Enterprises LLC in Indian Trail, NC — $1.2M (2026) · purchase · Wholesale Trade Agents and Brokers
  • Fults Investments Corp. in Ponte Vedra Beach, FL — $1.2M (2026) · purchase · Landscaping Services
  • TDB INSURANCE SERVICES LLC in Frisco, TX — $1.2M (2026) · Insurance Agencies and Brokerages
  • CBJ Ventures LLC in Knightdale, NC — $1.2M (2026) · purchase · Motor Vehicle Towing
  • Pivot Health & Lifestyle PLLC in Wilmington, NC — $925K (2026) · Offices of Physicians (except Mental Health Specialists)
  • Wouden Holdings, LLC in Eagle Mountain, UT — $808K (2026) · General Freight Trucking, Local

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

3 of North State Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses North State Bank financed

370 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with North State Bank.

Agent summary

This page summarizes North State Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 415 SBA 7(a) loans on record
  • $492K typical deal
  • 86 business-acquisition loans
  • HQ: 6204 Falls Of The Neuse Road, Raleigh, NC
  • 7 FDIC branch locations
  • FDIC total assets $1.5B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/north-state-bank
API:
https://www.capbench.com/api/public/lenders/north-state-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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