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Servpro, by the numbers

Servpro appears in 220 SBA 7(a) loans since 2020, with a 0.61% cohort charge-off (failure) rate — from public SBA 7(a) loan records (FY2020–present). Every figure below comes from real financed deals: what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S1555)

220 deals since 2020 · typical deal $500K · 0.61% failure rate

220

Deals since 2020

$500K

Typical deal

36

Deals since FY2025

0.61%

Failure rate (FY20–23)

Servpro buyers almost always make it — a 0.61% failure rate puts it among the safest franchise bets on record.

What buyers pay for Servpro

Most Servpro deals financed between $250K and $1.23M. Above $1.23M, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$6,539
Down payment (10%)
$56K
Cash to close (all-in)
$74K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$74K)

Experience

Recent financings

  • ServPro of South Durham & Orange County in Monkton, MD — $3.4M (2026) · The Bancorp Bank National Association
  • Splex North LLC in Bow, NH — $3.2M (2026) · purchase · The Huntington National Bank
  • Ranch & Coast, Inc. in Cerritos, CA — $2.0M (2026) · JPMorgan Chase Bank, National Association
  • P&C Restoration LLC in Phoenix, AZ — $1.8M (2026) · purchase · Live Oak Banking Company
  • Point Break Companies LLC in Lakewood, NJ — $710K (2026) · TowneBank
  • SERVPRO of Hamilton, South Trenton; SERVPRO Team Spinner; SERVPRO of Roselle; SE in Union, NJ — $600K (2026) · Newtek Bank, National Association
  • Splex North LLC in Bow, NH — $500K (2026) · purchase · The Huntington National Bank
  • KCDG in Lancaster, CA — $500K (2026) · Live Oak Banking Company
  • WATER BROOKS LLC in Concord, CA — $421K (2026) · Bank of America, National Association
  • Ranch & Coast, Inc. in Cerritos, CA — $400K (2026) · JPMorgan Chase Bank, National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Servpro brand mark

Who funds Servpro — and where

Every dot is a financed Servpro — 218 mapped.

Financed Servpro locations — list all 218 as text

Top lenders for this brand

  1. 1.Live Oak Banking Company(50)
  2. 2.The Huntington National Bank(12)
  3. 3.U.S. Bank, National Association(8)
  4. 4.Meridian Bank(8)
  5. 5.North State Bank(7)

Most active states

  1. 1.North Carolina (24 loans)Servpro lenders in North Carolina->
  2. 2.California (22 loans)Servpro lenders in California->
  3. 3.Florida (17 loans)Servpro lenders in Florida->
  4. 4.Illinois (14 loans)Servpro lenders in Illinois->
  5. 5.South Carolina (14 loans)Servpro lenders in South Carolina->
  6. 6.Texas (12 loans)Servpro lenders in Texas->
  7. 7.Pennsylvania (12 loans)Servpro lenders in Pennsylvania->
  8. 8.Wisconsin (9 loans)Servpro lenders in Wisconsin->

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Common questions

How much does a Servpro cost to buy or open?

The typical deal for Servpro is $500K across 220 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $55K of buyer cash on a typical deal.

How risky is Servpro?

0.61% of Servpro's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Servpro with an SBA loan?

Yes — Servpro has been SBA-financed 36 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Servpro franchise

Most Servpro buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Servpro deal financed for $500K, which points to about $55K of buyer cash on a typical purchase. Servpro is listed in the SBA Franchise Directory (identifier S1555), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Servpro — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Servpro — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Servpro — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Servpro is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 220 SBA 7(a) deals since 2020
  • $500K typical deal
  • 36 deals since FY2025
  • 0.61% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S1555)
  • Top lenders: Live Oak Banking Company, The Huntington National Bank, U.S. Bank, National Association

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-29.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/servpro
API:
https://www.capbench.com/api/public/franchises/servpro
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Servpro.

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