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How to finance a Servpro in South Carolina

State:

Arizona (4)California (22)Colorado (1)Connecticut (1)Florida (17)Georgia (3)Hawaii (1)Idaho (3)Illinois (14)Indiana (6)Iowa (3)Kentucky (3)

The SBA 7(a) lenders funding the most Servpro deals in South Carolina, from public loan records — typical Servpro loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Servpro in South Carolina

$775K

Typical loan

range $330K–$1.47M

$861K

Est. purchase price

≈ loan ÷ 90%

$118,080

Cash to close

$86,111 down + fees

$10,028/mo

Typical payment

~9.5% · 10yr

$138,386/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

16 days

Typical time to fund

Lenders competing

more = leverage

6.37%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Servpro in South Carolina

Ranked by funded Servpro loans in South Carolina. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.24 loans · $21M · Raleigh, NCFull record →
3.24 loans · $17M · Wayne, PAFull record →
4.97 loans · $96M · Raleigh, NCFull record →

14+ funded Servpro in South Carolina deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Harloe Disasters, LLC in Easley, SC — $330K (2025) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$248K (75%)
Approval → funding
24 days
Approved
9/16/2025
First disbursed
10/10/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
36
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
MP Restoration LLC in Kershaw, SC — $775K (2024) · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$581K (75%)
Approval → funding
19 days
Approved
4/17/2024
First disbursed
5/6/2024
Loan status
Paid in full (6/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
58
Business age
New Business or 2 years or less
Industry
Carpet and Upholstery Cleaning Services
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
Columbia Restoration, LLC in Columbia, SC — $2.0M (2023) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.5M (75%)
Approval → funding
6 days
Approved
4/20/2023
First disbursed
4/26/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
All Other Specialty Trade Contractors
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$227K
Est. cash at closing
$312K
Monthly payment
$26,119
Annual debt service
$313K
Cash flow needed (1.25×)
$392K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Columbia Restoration, LLC in Columbia, SC — $250K (2023) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10% variable
Term
120 mo (10 yrs)
SBA guaranteed
$115K (46%)
Approval → funding
6 days
Approved
4/20/2023
First disbursed
4/26/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Change of Ownership
Industry
All Other Specialty Trade Contractors
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$3,304
Annual debt service
$40K
Cash flow needed (1.25×)
$50K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Harloe Disasters, LLC in Easley, SC — $2.3M (2022) · North State Bank
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.8M (75%)
Approval → funding
16 days
Approved
7/18/2022
First disbursed
8/3/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Remediation Services
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
RMD Enterprises of Spartanburg, LLC in Spartanburg, SC — $1.3M (2022) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.15% variable
Term
300 mo (25 yrs)
SBA guaranteed
$938K (75%)
Approval → funding
14 days
Approved
12/8/2021
First disbursed
12/22/2021
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Residential Remodelers
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
C2J Enterprises Inc. in Greenwood, SC — $350K (2022) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$175K (50%)
Approved
3/14/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
36
Business age
Change of Ownership
Industry
Other Personal and Household Goods Repair and Maintenance
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,712
Annual debt service
$45K
Cash flow needed (1.25×)
$56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
C2J Enterprises Inc. in Greenwood, SC — $340K (2022) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$255K (75%)
Approval → funding
23 days
Approved
3/14/2022
First disbursed
4/6/2022
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
36
Business age
Change of Ownership
Industry
Other Personal and Household Goods Repair and Maintenance
If you were the buyer here
Est. deal size
$378K
Est. down payment (10%)
$38K
Est. cash at closing
$51K
Monthly payment
$3,648
Annual debt service
$44K
Cash flow needed (1.25×)
$55K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
CAPITAL CITY PROPERTY ADVISORS, LLC in Columbia, SC — $2.5M (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
180 mo (15 yrs)
SBA guaranteed
$2.3M (90%)
Approval → funding
21 days
Approved
8/4/2021
First disbursed
8/25/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
43
Business age
Change of Ownership
Industry
Remediation Services
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$279K
Est. cash at closing
$385K
Monthly payment
$18,920
Annual debt service
$227K
Cash flow needed (1.25×)
$284K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Pezant Corp. in Kershaw, SC — $1.5M (2021) · Meridian Bank
Program
Preferred Lenders Program
Rate at approval
4% variable
Term
180 mo (15 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
21 days
Approved
11/9/2020
First disbursed
11/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
11
Business age
New Business or 2 years or less
Industry
Residential Remodelers
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal
RMD Enterprises of Spartanburg, LLC in Spartanburg, SC — $800K (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
4.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$720K (90%)
Approval → funding
14 days
Approved
4/9/2021
First disbursed
4/23/2021
Loan status
Paid in full (5/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$889K
Est. down payment (10%)
$89K
Est. cash at closing
$122K
Monthly payment
$8,388
Annual debt service
$101K
Cash flow needed (1.25×)
$126K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Pezant Corp. in Kershaw, SC — $350K (2021) · Meridian Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
4% variable
Term
84 mo (7 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
7 days
Approved
11/9/2020
First disbursed
11/16/2020
Loan status
Paid in full (12/31/2023)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
New Business or 2 years or less
Industry
Residential Remodelers
Funded by Meridian Bank · Lender record →
Your business? Claim this record · Request removal
RMD Enterprises of Spartanburg, LLC in Spartanburg, SC — $200K (2021) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$150K (75%)
Approval → funding
14 days
Approved
4/9/2021
First disbursed
4/23/2021
Loan status
Paid in full (5/31/2024)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Residential Remodelers
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,121
Annual debt service
$25K
Cash flow needed (1.25×)
$32K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Harloe Disasters, LLC in Walhalla, SC — $150K (2020) · North State Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
68 days
Approved
4/23/2020
First disbursed
6/30/2020
Loan status
Paid in full (4/30/2025)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Fire Protection
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Servpro in South Carolina? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Servpro loans with a South Carolina project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Servpro purchase in South Carolina with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded South Carolina deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$500K typical Servpro loan
4 lenders active in South Carolina
14+ funded South Carolina deals
16 days typical to fund

Buyers buying a Servpro in South Carolina typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Servpro lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/servpro/south-carolina
API:: https://www.capbench.com/api/public/lenders?franchise=servpro&state=SC
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.