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How to finance a Servpro in Florida

State:

The SBA 7(a) lenders funding the most Servpro deals in Florida, from public loan records — typical Servpro loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Servpro in Florida

$500K

Typical loan

range $300K–$1.56M

$556K

Est. purchase price

≈ loan ÷ 90%

$74,306

Cash to close

$55,556 down + fees

$6,470/mo

Typical payment

~9.5% · 10yr

$89,286/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

30 days

Typical time to fund

Lenders competing

more = leverage

7.39%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Servpro in Florida

Ranked by funded Servpro loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.318 loans · $229M · Osage Beach, MOFull record →
3.24 loans · $21M · Raleigh, NCFull record →
4.22 loans · $20M · Little Rock, ARFull record →
5.78 loans · $53M · Birmingham, ALFull record →
6.42 loans · $19M · Louisville, KYFull record →
7.8 loans · $6M · Lemay, MOFull record →
8.1 loans · $1M · Alma, GAFull record →
9.34 loans · $57M · Charlotte, NCFull record →

17+ funded Servpro in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

JESAL HOLDINGS, LLC in Fort Walton Beach, FL — $300K (2026) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
9 days
Approved
1/6/2026
First disbursed
1/15/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
27
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
BW Restoration Group LLC in West Palm Beach, FL — $3.8M (2023) · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
94 months
SBA guaranteed
$2.9M (75%)
Approval → funding
4 days
Approved
11/28/2022
First disbursed
12/2/2022
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
New Business or 2 years or less
Industry
Residential Remodelers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
24/7 Total Restore LLC in Kissimmee, FL — $2.7M (2023) · Encore Bank
Program
Preferred Lenders Program
Rate at approval
11% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.0M (75%)
Approval → funding
38 days
Approved
6/8/2023
First disbursed
7/16/2023
Loan status
Delinquent
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
36
Business age
Existing or more than 2 years old
Industry
Other Services to Buildings and Dwellings
Funded by Encore Bank · Lender record →
Your business? Claim this record · Request removal
Chadwick LLC in Winter Park, FL — $1.1M (2023) · Regions Bank
Program
Preferred Lenders Program
Rate at approval
7.74% variable
Term
120 mo (10 yrs)
SBA guaranteed
$817K (75%)
Approval → funding
39 days
Approved
11/7/2022
First disbursed
12/16/2022
Loan status
Delinquent
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Other Services to Buildings and Dwellings
Funded by Regions Bank · Lender record →
Your business? Claim this record · Request removal
24/7 Total Restore LLC in Pembroke Pines, FL — $500K (2023) · Encore Bank
Program
Standard Asset Base Working Capital Line
Subprogram
Standard Asset Based
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
12 days
Approved
6/8/2023
First disbursed
6/20/2023
Loan status
Paid in full (11/30/2024)
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
36
Business age
Existing or more than 2 years old
Industry
Other Services to Buildings and Dwellings
Funded by Encore Bank · Lender record →
Your business? Claim this record · Request removal
Donovan Restorations, LLC in Jacksonville, FL — $270K (2023) · Pineland Bank
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
300 mo (25 yrs)
SBA guaranteed
$203K (75%)
Approval → funding
11 days
Approved
4/6/2023
First disbursed
4/17/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
New Business or 2 years or less
Industry
Carpet and Upholstery Cleaning Services
Funded by Pineland Bank · Lender record →
Your business? Claim this record · Request removal
BW Restoration Group LLC in West Palm Beach, FL — $25K (2023) · First Bank of the Lake
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
4 days
Approved
11/28/2022
First disbursed
12/2/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
21
Business age
New Business or 2 years or less
Industry
Residential Remodelers
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
AMS Trading, Inc. in Pompano Beach, FL — $1.6M (2022) · Midwest BankCentre
Program
7a General
Rate at approval
7% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
6 days
Approved
9/30/2022
First disbursed
10/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
73
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by Midwest BankCentre · Lender record →
Your business? Claim this record · Request removal
Fantastic Five, Inc. in Oldsmar, FL — $875K (2022) · Republic Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
6.05% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$656K (75%)
Approval → funding
11 days
Approved
7/23/2022
First disbursed
8/3/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Existing or more than 2 years old
Industry
Carpet and Upholstery Cleaning Services
Funded by Republic Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
First Response Fire and Flood, Inc. in Sunrise, FL — $430K (2022) · Ocean Bank
Program
7a General
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$323K (75%)
Approved
2/4/2022
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by Ocean Bank
Your business? Claim this record · Request removal
Servpro of Pembroke Pines/West Miramar in Pembroke Pines, FL — $313K (2022) · North State Bank
Program
Preferred Lenders Program
Rate at approval
6.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$235K (75%)
Approval → funding
27 days
Approved
4/6/2022
First disbursed
5/3/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
16
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
Emergency Service Group, Inc. in Miami, FL — $4.2M (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$3.4M (80%)
Approval → funding
30 days
Approved
8/4/2021
First disbursed
9/3/2021
Loan status
Paid in full (4/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
34
Business age
Change of Ownership
Industry
Remediation Services
If you were the buyer here
Est. deal size
$4.7M
Est. down payment (10%)
$469K
Est. cash at closing
$649K
Monthly payment
$46,377
Annual debt service
$557K
Cash flow needed (1.25×)
$696K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
JESAL HOLDINGS, LLC in Fort Walton Beach, FL — $2.4M (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.15% fixed
Term
122 months
SBA guaranteed
$2.2M (90%)
Approval → funding
69 days
Approved
9/28/2021
First disbursed
12/6/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Remediation Services
If you were the buyer here
Est. deal size
$2.7M
Est. down payment (10%)
$267K
Est. cash at closing
$368K
Monthly payment
$25,311
Annual debt service
$304K
Cash flow needed (1.25×)
$380K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Emergency Service Group, Inc. in Miami, FL — $750K (2021) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (50%)
Approval → funding
30 days
Approved
8/4/2021
First disbursed
9/3/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
34
Business age
Change of Ownership
Industry
Remediation Services
If you were the buyer here
Est. deal size
$833K
Est. down payment (10%)
$83K
Est. cash at closing
$114K
Monthly payment
$8,139
Annual debt service
$98K
Cash flow needed (1.25×)
$122K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
JESAL HOLDINGS, LLC in Fort Walton Beach, FL — $450K (2021) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (50%)
Approval → funding
69 days
Approved
9/28/2021
First disbursed
12/6/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Remediation Services
If you were the buyer here
Est. deal size
$500K
Est. down payment (10%)
$50K
Est. cash at closing
$67K
Monthly payment
$4,773
Annual debt service
$57K
Cash flow needed (1.25×)
$72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
24/7 Total Restore LLC in Pembroke Pines, FL — $213K (2021) · North State Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$159K (75%)
Approval → funding
51 days
Approved
11/24/2020
First disbursed
1/14/2021
Loan status
Paid in full (6/30/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
38
Business age
New Business or 2 years or less
Industry
Remediation Services
Funded by North State Bank · Lender record →
Your business? Claim this record · Request removal
ZITO MARKETING AND RESTORATION INC. in Tampa, FL — $296K (2020) · Truist Bank
Program
Preferred Lenders Program
Rate at approval
7.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$222K (75%)
Approval → funding
52 days
Approved
1/8/2020
First disbursed
2/29/2020
Loan status
Paid in full (8/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Carpet and Upholstery Cleaning Services
Funded by Truist Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Servpro in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Servpro loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Servpro purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$500K typical Servpro loan
10 lenders active in Florida
17+ funded Florida deals
30 days typical to fund

Buyers buying a Servpro in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Servpro lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/servpro/florida
API:: https://www.capbench.com/api/public/lenders?franchise=servpro
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.