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Lender record

Pineland Bank

The real lending record — every figure from funded deals. HQ: 501 W 12th St, Alma, GA. 9 branches.

125

Recent deals (FY20+)

$625K

Typical deal

10 days

Approval → funding

1%

Failure rate (FY20–23)

Where Pineland Bank lends

Deals Pineland Bank funded — list all 125 as text

Deal profile

Most Pineland Bank deals land between $383K and $1.1M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Limited-Service Restaurants (10)
  2. 2.Snack and Nonalcoholic Beverage Bars (8)
  3. 3.Full-Service Restaurants (8)
  4. 4.New Single-Family Housing Construction (except For-Sale Buil (6)
  5. 5.Berry (except Strawberry) Farming (5)
  6. 6.Hotels (except Casino Hotels) and Motels (5)
  7. 7.RV (Recreational Vehicle) Parks and Campgrounds (4)
  8. 8.Gasoline Stations with Convenience Stores (4)

Most active states

  1. 1.Georgia (65 deals)
  2. 2.Florida (54 deals)
  3. 3.South Carolina (4 deals)
  4. 4.Tennessee (1 deals)
  5. 5.North Carolina (1 deals)

Franchises they finance most

Surcheros Fresh Grill

8 deals

Tropical Smoothie Cafe

4 deals

Little Caesars

2 deals

Ace Hardware

2 deals

WILLIE JEWELL'S OLD SCHOOL BAR-B-Q

1 deals

Can Pineland Bank fund you? The bank behind the loans

Total assets

$569.6M

▼ 0.1% vs prior quarter

Deposits on hand

$504.3M

▼ 0.9% vs prior quarter

Loans outstanding

$408.9M

▲ 2.7% vs prior quarter

Net income (latest qtr)

$2.4M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Pineland Bank more SBA-focused than 49% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 1.67% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Pineland Bank branch (9)

Pineland BankMain office501 W 12th StAlma, GA 31510 · since 1939

Kingsland Branch201 E King AveKingsland, GA 31548 · since 1947

Metter Branch257 Ne Broad StMetter, GA 30439 · since 1959

Baxley Branch72 E Parker StBaxley, GA 31513 · since 1966

Drive-In Branch505 S Pierce StAlma, GA 31510 · since 1966 · limited service

Downtown Fernandina Beach Branch715 Centre StFernandina Beach, FL 32034 · since 2003

Kings Bay Branch120 Kingsbay RdSaint Marys, GA 31558 · since 2006

Lanier Street Branch200 Lanier StreetMetter, GA 30439 · since 2016 · limited service

Douglas Branch1350 Bowens Mill Rd SwDouglas, GA 31533 · since 2021

Branch data: FDIC BankFind.

Recent deals

  • STP Wheeler, LLC in Augusta, GA — $929K (2026) · Limited-Service Restaurants
  • Duclay ER LLC in Jacksonville, FL — $1.9M (2025) · Veterinary Services
  • MESFCA LLC in Jacksonville, FL — $630K (2025) · Snack and Nonalcoholic Beverage Bars
  • BECERRA AUTOMOTIVE LLC in Fernandina Beach, FL — $410K (2025) · Automotive Body, Paint, and Interior Repair and Maintenance
  • Black Cat Pizzeria Inc. in Yulee, FL — $340K (2025) · Full-Service Restaurants
  • Brine Restaurant Jax, LLC in Jacksonville, FL — $270K (2025) · Limited-Service Restaurants
  • Trey Davis Farms in Alma, GA — $3.3M (2024) · Berry (except Strawberry) Farming
  • Nassau Pickleball 365, LLC in Yulee, FL — $2.9M (2024) · Fitness and Recreational Sports Centers
  • JAB Construction Investments, Inc. in Brunswick, GA — $2.0M (2024) · New Single-Family Housing Construction (except For-Sale Buil
  • Frankjo, LLC in Statesboro, GA — $2.0M (2024) · New Single-Family Housing Construction (except For-Sale Buil

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Failed deals

1 of Pineland Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses Pineland Bank financed

116 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Pineland Bank.

Agent summary

This page summarizes Pineland Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 125 SBA 7(a) loans on record
  • $625K typical deal
  • 5 business-acquisition loans
  • HQ: 501 W 12th St, Alma, GA
  • 9 FDIC branch locations
  • FDIC total assets $569.6M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/pineland-bank
API:
https://www.capbench.com/api/public/lenders/pineland-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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