Surcheros Fresh Grill, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S2951)
10 deals since 2020 · typical deal $1.2M
10
Deals since 2020
$1.2M
Typical deal
1
Deals since FY2025
—
Too few deals to score risk
What buyers pay for Surcheros Fresh Grill
Most Surcheros Fresh Grill deals financed between $781K and $1.90M. Above $1.90M, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $16,038
- Down payment (10%)
- $136K
- Cash to close (all-in)
- $187K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$187K)
Experience
Recent financings
- STP Wheeler, LLC in Augusta, GA — $929K (2026) · Pineland Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $697K (75%)
- Approval → funding
- 7 days
- Approved
- 1/8/2026
- First disbursed
- 1/15/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Partnership
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Pineland Bank · Lender record →
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- CAP TALLAHASSEE II LLC in Tallahassee, FL — $1.2M (2024) · Pineland Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.75% fixed
- Term
- 126 months
- SBA guaranteed
- $920K (75%)
- Approval → funding
- 2 days
- Approved
- 10/31/2023
- First disbursed
- 11/2/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 34
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by Pineland Bank · Lender record →
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- FA Blackbrick, LLC in Columbia, SC — $1.1M (2024) · Pineland Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 126 months
- SBA guaranteed
- $828K (75%)
- Approval → funding
- 13 days
- Approved
- 9/25/2024
- First disbursed
- 10/8/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Cafeterias, Grill Buffets, and Buffets
Funded by Pineland Bank · Lender record →
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- SAP VALDOSTA II LLC in Valdosta, GA — $2.2M (2021) · Pineland Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4% variable
- Term
- 130 months
- SBA guaranteed
- $2.0M (90%)
- Approval → funding
- 71 days
- Approved
- 6/17/2021
- First disbursed
- 8/27/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 44
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Pineland Bank · Lender record →
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- SAP Kingsland, LLC in Blackshear, GA — $1.9M (2021) · Pineland Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4% variable
- Term
- 130 months
- SBA guaranteed
- $1.7M (90%)
- Approval → funding
- 8 days
- Approved
- 2/25/2021
- First disbursed
- 3/5/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 48
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Pineland Bank · Lender record →
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- Fresher Brands Alpharetta, L.L.C. in Alpharetta, GA — $1.8M (2021) · Pineland Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.25% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $1.6M (90%)
- Approval → funding
- 5 days
- Approved
- 4/29/2021
- First disbursed
- 5/4/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 36
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Pineland Bank · Lender record →
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- Twelve Oaks Properties Milledgeville, LLC in Milledgeville, GA — $2.1M (2020) · Exchange Bank
- Program
- 7a General
- Rate at approval
- 6.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.5M (75%)
- Approval → funding
- 21 days
- Approved
- 10/10/2019
- First disbursed
- 10/31/2019
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 27
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Exchange Bank · Lender record →
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- SAP Savannah, LLC in Savannah, GA — $781K (2020) · Pineland Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 121 months
- SBA guaranteed
- $586K (75%)
- Approval → funding
- 16 days
- Approved
- 1/15/2020
- First disbursed
- 1/31/2020
- Loan status
- Paid in full (12/31/2024)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 26
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Full-Service Restaurants
Funded by Pineland Bank · Lender record →
Your business? Claim this record · Request removal
- Fresher Brands Macon, L.L.C. in Macon, GA — $778K (2020) · Pineland Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5.5% variable
- Term
- 129 months
- SBA guaranteed
- $584K (75%)
- Approval → funding
- 33 days
- Approved
- 2/27/2020
- First disbursed
- 3/31/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 30
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
Funded by Pineland Bank · Lender record →
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- M&A Foods Thomasville, LLC in Thomasville, GA — $702K (2020) · Douglas National Bank
- Program
- 7a General
- Rate at approval
- 5% variable
- Term
- 132 mo (11 yrs)
- SBA guaranteed
- $527K (75%)
- Approval → funding
- 232 days
- Approved
- 7/1/2020
- First disbursed
- 2/18/2021
- Loan status
- Paid in full (6/30/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 10
- Business age
- New Business or 2 years or less
- Industry
- Full-Service Restaurants
Funded by Douglas National Bank
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Who funds Surcheros Fresh Grill — and where
Every dot is a financed Surcheros Fresh Grill — 10 mapped.
Financed Surcheros Fresh Grill locations — list all 10 as text
- SAP Kingsland, LLC — Blackshear · $1.9M · FY2021 · Full-Service Restaurants
- Fresher Brands Alpharetta, L.L.C. — Alpharetta · $1.8M · FY2021 · Limited-Service Restaurants
- STP Wheeler, LLC — Augusta · $929K · FY2026 · Limited-Service Restaurants
- M&A Foods Thomasville, LLC — Thomasville · $702K · FY2020 · Full-Service Restaurants
- FA Blackbrick, LLC — Columbia · $1.1M · FY2024 · Cafeterias, Grill Buffets, and Buffets
- CAP TALLAHASSEE II LLC — Tallahassee · $1.2M · FY2024 · Cafeterias, Grill Buffets, and Buffets
- Twelve Oaks Properties Milledgeville, LLC — Milledgeville · $2.1M · FY2020 · Full-Service Restaurants
- SAP Savannah, LLC — Savannah · $781K · FY2020 · Full-Service Restaurants
- Fresher Brands Macon, L.L.C. — Macon · $778K · FY2020 · Limited-Service Restaurants
- SAP VALDOSTA II LLC — Valdosta · $2.2M · FY2021 · Full-Service Restaurants
Top lenders for this brand
1.Pineland Bank(8)
- 2.Douglas National Bank (1)
3.Exchange Bank(1)
Most active states
- 1.Georgia (8 loans)
- 2.South Carolina (1 loans)
- 3.Florida (1 loans)
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Common questions
How much does a Surcheros Fresh Grill cost to buy or open?
The typical deal for Surcheros Fresh Grill is $1.2M across 10 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $135K of buyer cash on a typical deal.
How risky is Surcheros Fresh Grill?
Surcheros Fresh Grill has 10 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a Surcheros Fresh Grill with an SBA loan?
Yes — Surcheros Fresh Grill has been SBA-financed 1 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a Surcheros Fresh Grill franchise
Most Surcheros Fresh Grill buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Surcheros Fresh Grill deal financed for $1.2M, which points to about $135K of buyer cash on a typical purchase. Surcheros Fresh Grill is listed in the SBA Franchise Directory (identifier S2951), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Surcheros Fresh Grill — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for Surcheros Fresh Grill — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for Surcheros Fresh Grill — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Surcheros Fresh Grill is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 10 SBA 7(a) deals since 2020
- $1.2M typical deal
- 1 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S2951)
- Top lenders: Pineland Bank, Douglas National Bank, Exchange Bank
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Surcheros Fresh Grill.