Skip to main content
← SBA lenders by franchise

Food & Restaurants · lender intelligence

How to finance a Surcheros Fresh Grill

The SBA 7(a) lenders funding the most Surcheros Fresh Grill deals, ranked from public loan records — typical Surcheros Fresh Grill loan about $1.2M. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Surcheros Fresh Grill

$1.23M

Typical loan

range $781K–$1.90M

$1.36M

Est. purchase price

≈ loan ÷ 90%

$186,856

Cash to close

$136,267 down + fees

$15,869/mo

Typical payment

~9.5% · 10yr

$218,992/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

16 days

Typical time to fund

3

Lenders competing

more = leverage

5.73%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Surcheros Fresh Grill

Ranked by funded Surcheros Fresh Grill loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.1 loans · $1M · Alma, GAFull record →
  2. 2.3 loans · $1M · Kearney, NEFull record →

10+ funded Surcheros Fresh Grill deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • STP Wheeler, LLC in Augusta, GA — $929K (2026) · Pineland Bank
  • CAP TALLAHASSEE II LLC in Tallahassee, FL — $1.2M (2024) · Pineland Bank
  • FA Blackbrick, LLC in Columbia, SC — $1.1M (2024) · Pineland Bank
  • SAP VALDOSTA II LLC in Valdosta, GA — $2.2M (2021) · Pineland Bank
  • SAP Kingsland, LLC in Blackshear, GA — $1.9M (2021) · Pineland Bank
  • Fresher Brands Alpharetta, L.L.C. in Alpharetta, GA — $1.8M (2021) · Pineland Bank
  • Twelve Oaks Properties Milledgeville, LLC in Milledgeville, GA — $2.1M (2020) · Exchange Bank
  • SAP Savannah, LLC in Savannah, GA — $781K (2020) · Pineland Bank
  • Fresher Brands Macon, L.L.C. in Macon, GA — $778K (2020) · Pineland Bank
  • M&A Foods Thomasville, LLC in Thomasville, GA — $702K (2020) · Douglas National Bank

Buying a Surcheros Fresh Grill? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Surcheros Fresh Grill businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Surcheros Fresh Grill purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Pineland Bank funds the most. CapBench is not a lender.

  • $1.2M typical Surcheros Fresh Grill loan
  • 3 lenders fund the brand
  • 16 days typical to fund

Buyers researching a Surcheros Fresh Grill typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerSurcheros Fresh Grill record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/surcheros-fresh-grill
API:
https://www.capbench.com/api/public/lenders?franchise=surcheros-fresh-grill
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
Scroll