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Lender record

Exchange Bank

The real lending record — every figure from funded deals. HQ: 3110 2nd Ave, Kearney, NE. 8 branches.

100

Recent deals (FY20+)

$375K

Typical deal

20 days

Approval → funding

0%

Failure rate (FY20–23)

Where Exchange Bank lends

Deals Exchange Bank funded — list all 100 as text

Deal profile

Most Exchange Bank deals land between $250K and $920K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (18)
  2. 2.Limited-Service Restaurants (7)
  3. 3.Gasoline Stations with Convenience Stores (5)
  4. 4.All Other Specialty Trade Contractors (5)
  5. 5.Testing Laboratories and Services (3)
  6. 6.General Freight Trucking, Local (3)
  7. 7.Home Health Care Services (3)
  8. 8.Beer, Wine, and Liquor Stores (3)

Most active states

  1. 1.California (85 deals)
  2. 2.Nebraska (10 deals)
  3. 3.Georgia (4 deals)
  4. 4.Texas (1 deals)

Franchises they finance most

Ramos Oil Co. (Shell) Motor Fuel Supply Contract (Branded)

2 deals

Big O Tires

2 deals

Tay Ho Oakland - License and Requirements Agreement

1 deals

HomeSmart International

1 deals

Surcheros Fresh Grill

1 deals

Can Exchange Bank fund you? The bank behind the loans

Total assets

$1.6B

▼ 0.9% vs prior quarter

Deposits on hand

$1.2B

▲ 0.8% vs prior quarter

Loans outstanding

$1.1B

▼ 0.5% vs prior quarter

Net income (latest qtr)

$7.6M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Exchange Bank more SBA-focused than 33% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 1.94% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Exchange Bank branch (8)

Exchange BankMain office3110 2nd AveKearney, NE 68847 · since 1917

Exchange Bank702 N Washington StJunction City, KS 66441 · since 1886

Exchange Bank, Grand Island Branch1204 Allen DrGrand Island, NE 68803 · since 2004

Exchange Bank Branch7655 Pioneers BlvdLincoln, NE 68506 · since 2014

Exchange Bank1720 S Ohio StSalina, KS 67401 · since 2019

Manhattan Branch322 Houston StManhattan, KS 66502 · since 2019 · limited service

Exchange Bank8008 W Dodge RdOmaha, NE 68114 · since 2019

Gibbon Branch14 Labarre StGibbon, NE 68840 · since 2020

Branch data: FDIC BankFind.

Recent deals

  • HBG 2 LLC in Healdsburg, CA — $350K (2026) · Full-Service Restaurants
  • Bosch Family Brewing, LLC in Rohnert Park, CA — $350K (2026) · Breweries
  • Bosch Family Brewing, LLC in Rohnert Park, CA — $150K (2026) · Breweries
  • D. Broadway, LLC in Eureka, CA — $3.5M (2025) · purchase · Gasoline Stations with Convenience Stores
  • D Guintoli LLC in Arcata, CA — $1.5M (2025) · purchase · Gasoline Stations with Convenience Stores
  • Bay West Ventures LLC in Santa Rosa, CA — $1.1M (2025) · purchase · Drycleaning and Laundry Services (except Coin-Operated)
  • Rylo Management SMF LLC in Sacramento, CA — $951K (2025) · Limited-Service Restaurants
  • Kniess Family Trust in Occidental, CA — $850K (2025) · Full-Service Restaurants
  • Rylo Management SMF LLC in Sacramento, CA — $578K (2025) · Limited-Service Restaurants
  • Foege Schumann Global Disaster Solutions LLC in Sebastopol, CA — $350K (2025) · Process, Physical Distribution, and Logistics Consulting Ser

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Exchange Bank financed

84 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Exchange Bank.

Agent summary

This page summarizes Exchange Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 100 SBA 7(a) loans on record
  • $375K typical deal
  • 46 business-acquisition loans
  • HQ: 3110 2nd Ave, Kearney, NE
  • 8 FDIC branch locations
  • FDIC total assets $1.6B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/exchange-bank
API:
https://www.capbench.com/api/public/lenders/exchange-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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