HomeSmart International, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S3519)

7 deals since 2020 · typical deal $463K

Deals since 2020

$463K

Typical deal

Deals since FY2025

—

Too few deals to score risk

HomeSmart International has 7 SBA deals on record — real financing history, but too few to score a failure rate you should trust. Underwrite the location and the FDD.

What buyers pay for HomeSmart International

Most HomeSmart International deals financed between $247K and $624K. Above $624K, you're paying more than 75% of buyers did — make the seller earn it.

Your deal size$463K

Monthly payment (10-yr): $6,057
Down payment (10%): $51K
Cash to close (all-in): $69K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$69K)

Experience

Recent financings

HS Advantage LLC in Tucson, AZ — $1.7M (2024) · City National Bank
Program
Preferred Lenders Program
Rate at approval
6.95% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
29 days
Approved
1/3/2024
First disbursed
2/1/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
New Business or 2 years or less
Industry
Offices of Real Estate Agents and Brokers
Funded by City National Bank · Lender record →
Your business? Claim this record · Request removal
Optima Realty in Fairfield, CA — $624K (2022) · Exchange Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$468K (75%)
Approval → funding
7 days
Approved
4/28/2022
First disbursed
5/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
198
Business age
Existing or more than 2 years old
Industry
Offices of Real Estate Agents and Brokers
Funded by Exchange Bank · Lender record →
Your business? Claim this record · Request removal
SANDOVAL LIFESTYLE LLC in Queen Creek, AZ — $298K (2022) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
3.6% fixed
Term
240 mo (20 yrs)
SBA guaranteed
$223K (75%)
Approval → funding
8 days
Approved
1/26/2022
First disbursed
2/3/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Offices of Real Estate Agents and Brokers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal
Oracle 5425 LLC in Tucson, AZ — $463K (2021) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
3.8% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$417K (90%)
Approval → funding
11 days
Approved
2/18/2021
First disbursed
3/1/2021
Loan status
Paid in full (1/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Offices of Real Estate Agents and Brokers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Oracle 5425 LLC in Tucson, AZ — $247K (2021) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
3.8% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$222K (90%)
Approval → funding
10 days
Approved
2/18/2021
First disbursed
2/28/2021
Loan status
Paid in full (1/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Offices of Real Estate Agents and Brokers
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Homesmart Sunshine Realty LLC in Pensacola, FL — $471K (2020) · First Horizon Bank
Program
Preferred Lenders Program
Rate at approval
5.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$353K (75%)
Approval → funding
32 days
Approved
9/29/2020
First disbursed
10/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Offices of Real Estate Agents and Brokers
Funded by First Horizon Bank · Lender record →
Your business? Claim this record · Request removal
Sandoval Lifestyle LLC in Fountain Hills, AZ — $163K (2020) · Wells Fargo Bank National Association
Program
Preferred Lenders Program
Rate at approval
4% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$122K (75%)
Approval → funding
5 days
Approved
7/26/2020
First disbursed
7/31/2020
Loan status
Paid in full (4/30/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Offices of Real Estate Agents and Brokers
Funded by Wells Fargo Bank National Association · Lender record →
Your business? Claim this record · Request removal

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Who funds HomeSmart International — and where

Every dot is a financed HomeSmart International — 7 mapped.

Financed HomeSmart International locations — list all 7 as text

Oracle 5425 LLC — Tucson · $247K · FY2021 · Offices of Real Estate Agents and Brokers
Oracle 5425 LLC — Tucson · $463K · FY2021 · Offices of Real Estate Agents and Brokers
Sandoval Lifestyle LLC — Fountain Hills · $163K · FY2020 · Offices of Real Estate Agents and Brokers
Homesmart Sunshine Realty LLC — Pensacola · $471K · FY2020 · Offices of Real Estate Agents and Brokers
Optima Realty — Fairfield · $624K · FY2022 · Offices of Real Estate Agents and Brokers
HS Advantage LLC — Tucson · $1.7M · FY2024 · Offices of Real Estate Agents and Brokers
SANDOVAL LIFESTYLE LLC — Queen Creek · $298K · FY2022 · Offices of Real Estate Agents and Brokers

Top lenders for this brand

Most active states

1.Arizona (5 loans)
2.Florida (1 loans)
3.California (1 loans)

Represent HomeSmart International?

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Insider move

Start with the lenders above — a bank that's funded HomeSmart International 2 times already knows the unit economics and approves faster than one learning the brand on your file.

Who should reach out?

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision. We'll introduce you to your pick or a comparable HomeSmart International lending specialist.

Common questions

How much does a HomeSmart International cost to buy or open?

The typical deal for HomeSmart International is $463K across 7 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $51K of buyer cash on a typical deal.

How risky is HomeSmart International?

HomeSmart International has 7 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.

Can I finance a HomeSmart International with an SBA loan?

Yes — HomeSmart International has been SBA-financed 0 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a HomeSmart International franchise

Most HomeSmart International buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical HomeSmart International deal financed for $463K, which points to about $51K of buyer cash on a typical purchase. HomeSmart International is listed in the SBA Franchise Directory (identifier S3519), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund HomeSmart International — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for HomeSmart International — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for HomeSmart International — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. HomeSmart International is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

7 SBA 7(a) deals since 2020
$463K typical deal
0 deals since FY2025
Too few deals to score a reliable failure rate
SBA Franchise Directory: listed (identifier S3519)
Top lenders: U.S. Bank, National Association, Wells Fargo Bank National Association, First Horizon Bank

Next steps

Check SBA fit Find SBA lenders $9 lender report

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/franchises/homesmart-international
API:: https://www.capbench.com/api/public/franchises/homesmart-international
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.
Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with HomeSmart International.