SBA lending record
TROPICAL SMOOTHIE CAFE
1860 N COLUMBIA ST, Milledgeville, GA 31061 · Snack and Nonalcoholic Beverage Bars. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$2.8M
Total SBA financing
6
Loans on record
FY2021–25
On record
95
Jobs supported
Franchise brand
Tropical Smoothie Cafe
See Tropical Smoothie Cafe's SBA financing data — typical deal, failure rate, and how its loans perform →
● business — business location is the ZIP-area centroid from the public record
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All 6 loans
$673,500 — FY2025
Loan 1 of 6- Gross approval
- $673,500
- SBA guaranteed
- $505,125 (75%)
- Status
- Current
- Rate at approval
- 10.5% v
- Term
- 124 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 3/26/2025
- First disbursement
- 5/9/2025
- Days to fund
- 44 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 14
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Tropical Smoothie Cafe
- Franchise code
- S1815
- Address
- 7778 MCGINNIS FERRY ROAD
- City
- Suwanee, 30024
- County
- Pickens
- SBA district office
- GEORGIA DISTRICT OFFICE
- Congressional district
- 9
$815,000 — FY2025
Loan 2 of 6- Gross approval
- $815,000
- SBA guaranteed
- $611,250 (75%)
- Status
- Current
- Rate at approval
- 9.75% v
- Term
- 126 mo (11 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 5/27/2025
- First disbursement
- 8/29/2025
- Days to fund
- 94 days
- Collateral
- Required
- Jobs supported
- 16
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Tropical Smoothie Cafe
- Franchise code
- S1815
- Lender
- United Community Bank
- Address
- 4129 STONE MOUNTAIN HWY
- City
- Snellville, 30029
- County
- Gwinnett
- SBA district office
- GEORGIA DISTRICT OFFICE
- Congressional district
- 7
$500,000 — FY2025
Loan 3 of 6- Gross approval
- $500,000
- SBA guaranteed
- $375,000 (75%)
- Status
- Current
- Rate at approval
- 9.5% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 10/15/2024
- First disbursement
- 12/12/2024
- Days to fund
- 58 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 16
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Tropical Smoothie Cafe
- Franchise code
- S1815
- Lender
- United Community Bank
- Address
- 4880 LOWER ROSWELL RD
- City
- Marietta, 30068
- County
- Cobb
- SBA district office
- GEORGIA DISTRICT OFFICE
- Congressional district
- 6
$25,000 — FY2024
Loan 4 of 6- Gross approval
- $25,000
- SBA guaranteed
- $12,500 (50%)
- Status
- Current
- Rate at approval
- 10% v
- Term
- 120 mo (10 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 1/13/2024
- First disbursement
- 11/6/2025
- Days to fund
- 663 days
- Collateral
- Required
- Jobs supported
- 16
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Tropical Smoothie Cafe
- Franchise code
- S1815
- Lender
- United Community Bank
- Address
- 4805 LAWRENCEVILLE HWY
- City
- Lilburn, 30047
- County
- Gwinnett
- SBA district office
- GEORGIA DISTRICT OFFICE
- Congressional district
- 4
$475,000 — FY2024
Loan 5 of 6- Gross approval
- $475,000
- SBA guaranteed
- $356,250 (75%)
- Status
- Current
- Rate at approval
- 10% v
- Term
- 126 mo (11 yr)
- Program
- Preferred Lenders Program
- Subprogram
- Guaranty
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 1/13/2024
- First disbursement
- 3/11/2024
- Days to fund
- 58 days
- Collateral
- Required
- Sold on secondary market
- Yes
- Jobs supported
- 16
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Limited-Service Restaurants
- NAICS code
- 722513
- Franchise
- Tropical Smoothie Cafe
- Franchise code
- S1815
- Lender
- United Community Bank
- Address
- 4805 LAWRENCEVILLE HWY
- City
- Lilburn, 30047
- County
- Gwinnett
- SBA district office
- GEORGIA DISTRICT OFFICE
- Congressional district
- 4
$300,000 — FY2021
Loan 6 of 6- Gross approval
- $300,000
- SBA guaranteed
- $225,000 (75%)
- Status
- Paid in full
- Rate at approval
- 4% f
- Term
- 36 mo (3 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 4/28/2021
- First disbursement
- 4/29/2021
- Days to fund
- 1 days
- Paid in full
- 8/31/2023
- Collateral
- Required
- Jobs supported
- 17
- Business type
- Corporation
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Snack and Nonalcoholic Beverage Bars
- NAICS code
- 722515
- Franchise
- Tropical Smoothie Cafe
- Franchise code
- S1815
- Lender
- Pineland Bank
- Address
- 1860 N COLUMBIA ST
- City
- Milledgeville, 31061
- County
- Baldwin
- SBA district office
- GEORGIA DISTRICT OFFICE
- Congressional district
- 8
The lenders
United Community Bank
4 loans to this businessFull SBA lending record + branches on the lender page →SouthState Bank, National Association
1 loan to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding snack and nonalcoholic beverage bars — by location, industry, and brand.
Other Tropical Smoothie Cafe locations
Other Tropical Smoothie Cafe businesses in the public SBA record — closest first, by location and deal size.
TROPICAL SMOOTHIE CAFE
Bluffton, SC· ~152 mi
Tropical Smoothie Cafe
- $2.1M
- SBA financing
- ≈ $4.1M–$6.9M
- Est. revenue (rough)
RAM74 LLC
Conyers, GA· ~60 mi
Tropical Smoothie Cafe
- $850K
- SBA financing
- ≈ $1.7M–$2.8M
- Est. revenue (rough)
Gunatit Café Inc.
Charlotte, NC· ~209 mi
Tropical Smoothie Cafe
- $3.3M
- SBA financing
- ≈ $6.6M–$11M
- Est. revenue (rough)
CR Cafes, L.L.C.
Lafayette, LA· ~558 mi
Tropical Smoothie Cafe
- $2.0M
- SBA financing
- ≈ $3.8M–$6.4M
- Est. revenue (rough)
Shri Sai 1718, LLC
Louisville, KY· ~382 mi
Tropical Smoothie Cafe
- $1.8M
- SBA financing
- ≈ $3.6M–$6.0M
- Est. revenue (rough)
AEMM Family Holdings, Inc.
Birmingham, MI· ~652 mi
Tropical Smoothie Cafe
- $2.9M
- SBA financing
- ≈ $5.7M–$9.5M
- Est. revenue (rough)
Similar businesses
Comparable snack and nonalcoholic beverage bars in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
Peterson Coffee LLC
Warner Robins, GA· ~40 mi
Scooter's Coffee
- $1.4M
- SBA financing
- ≈ $2.7M–$4.5M
- Est. revenue (rough)
Every Day People Group LLC
Kennesaw, GA· ~101 mi
Snack and Nonalcoholic Beverage Bars
- $3.1M
- SBA financing
- ≈ $6.1M–$10M
- Est. revenue (rough)
Yuga Gallery Inc
Loganville, GA· ~63 mi
Snack and Nonalcoholic Beverage Bars
- $1.2M
- SBA financing
- ≈ $2.4M–$3.9M
- Est. revenue (rough)
JC2 Coffee Company, LLC
Cordele, GA· ~84 mi
ELLIANOS COFFEE COMPANY
- $1.7M
- SBA financing
- ≈ $3.4M–$5.7M
- Est. revenue (rough)
Grounds Bakery & Cafe LLC
Buford, GA· ~81 mi
Snack and Nonalcoholic Beverage Bars
- $1.2M
- SBA financing
- ≈ $2.4M–$4.1M
- Est. revenue (rough)
ARK Endeavors 786, LLC
Suwanee, GA· ~84 mi
Scooter's Coffee
- $1.7M
- SBA financing
- ≈ $3.3M–$5.5M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for TROPICAL SMOOTHIE CAFE in Milledgeville, GA (Snack and Nonalcoholic Beverage Bars). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 6 SBA 7(a) loans totaling $2.8M
- On record FY2021–25
- 95 jobs supported
- Industry: Snack and Nonalcoholic Beverage Bars
- Location: Milledgeville, GA
- Lenders: United Community Bank, Pineland Bank, SouthState Bank, National Association
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with Snack and Nonalcoholic Beverage Bars businesses in GA for ~$465k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
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