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Most active SBA lenders in Georgia

Georgia has 127 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 1,234 SBA 7(a) loans in Georgia in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Georgia acquisitions

$882K

Typical loan

range $384K–$1.98M

$980K

Est. purchase price

≈ loan ÷ 90%

$134,383

Cash to close

$98,000 down + fees

$11,413/mo

Typical payment

~9.5% · 10yr

$157,499/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

17 days

Typical time to fund

160

Lenders competing

more = leverage

9.04%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

  1. 1.3 loans · $2M · Minneapolis, MNFull record →
  2. 2.3,264 loans · $846M · Miami, FLFull record →
  3. 3.2,539 loans · $965M · Columbus, OHFull record →
  4. 4.1,296 loans · $1.4B · Wilmington, NCFull record →
  5. 5.1,025 loans · $292M · Berkeley Heights, NJFull record →
  6. 6.868 loans · $362M · Salt Lake City, UTFull record →
  7. 7.575 loans · $220M · De Graff, OHFull record →
  8. 8.66 loans · $68M · Milford, IAFull record →
  9. 9.291 loans · $320M · Laguna Hills, CAFull record →
  10. 10.499 loans · $106M · Los Angeles, CAFull record →
  11. 11.20 loans · $8M · Saint Petersburg, FLFull record →
  12. 12.318 loans · $229M · Osage Beach, MOFull record →
  13. 13.741 loans · $149M · Northbrook, ILFull record →
  14. 14.62 loans · $34M · Winter Haven, FLFull record →
  15. 15.60 loans · $130M · Doraville, GAFull record →
  16. 16.139 loans · $102M · Los Angeles, CAFull record →
  17. 17.4 loans · $2M · Milton, WIFull record →
  18. 18.32 loans · $54M · Tupelo, MSFull record →
  19. 19.168 loans · $205M · Fishers, INFull record →
  20. 20.149 loans · $135M · Mukwonago, WIFull record →
  21. 21.39 loans · $31M · Duluth, GAFull record →
  22. 22.9 loans · $17M · Johns Creek, GAFull record →
  23. 23.274 loans · $315M · Los Angeles, CAFull record →
  24. 24.129 loans · $234M · New York, NYFull record →
  25. 25.14 loans · $19M · Elberton, GAFull record →

895+ funded Georgia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • Raghu11 LLC in Decatur, GA$4.5M (2026) · purchase · Metro City Bank
  • MSY Hotels LLC in Peachtree Corners, GA$4.5M (2026) · purchase · HomeTrust Bank
  • L & L SPIRITS, LLC in Peachtree City, GA$4.2M (2026) · purchase · Metro City Bank
  • BLOOMING BUDS LLC in Alpharetta, GA$4.2M (2026) · purchase · Live Oak Banking Company
  • Smyrna Gas Enterprise LLC in Smyrna, GA$4.2M (2026) · purchase · American Pride Bank
  • JJ & YH, LLC in Cumming, GA$4.2M (2026) · purchase · Metro City Bank
  • B2B Cabinet LLC in Duluth, GA$3.9M (2026) · purchase · Pathward National Association
  • The New Standard, LLC in Atlanta, GA$3.6M (2026) · purchase · The Huntington National Bank
  • G4 Gina Gentile, LLC in Atlanta, GA$3.5M (2026) · purchase · The Huntington National Bank
  • Sundara Hospitality LLC in Mcdonough, GA$3.4M (2026) · purchase · American Pride Bank
  • Elevation Outdoors Georgia LLC in Oakwood, GA$3.0M (2026) · purchase · Quaint Oak Bank
  • Ryan Ventures, LLC in Suwanee, GA$2.9M (2026) · purchase · Live Oak Banking Company
  • Rampart Payments, Inc in Atlanta, GA$2.9M (2026) · purchase · Live Oak Banking Company
  • Triad Building Solutions, LLC in Cumming, GA$2.8M (2026) · purchase · United Community Bank
  • Camcar Corporation in Snellville, GA$2.7M (2026) · purchase · Beacon Bank and Trust
  • Bear Cub Hotel LLC in Helen, GA$2.5M (2026) · purchase · PromiseOne Bank
  • FloorCare Specialists, LLC in Alpharetta, GA$2.5M (2026) · purchase · Pathward National Association
  • Courier Now, Inc. in Austell, GA$2.5M (2026) · purchase · SouthState Bank, National Association
  • Let's Cook LLC in Atlanta, GA$2.4M (2026) · purchase · Ameris Bank
  • CHESHIRE HOME SERVICES LLC in Jasper, GA$2.3M (2026) · purchase · Live Oak Banking Company

Buying in Georgia? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Georgia project address.

Agent summary

The SBA 7(a) lenders most active in Georgia over the trailing 12 months, from public loan records, led by Northeast Bank. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

  • 25 active SBA lenders ranked
  • 1,234 Georgia loans (12 mo)
  • $882K typical acquisition loan
  • 17 days typical to fund

Buyers buying in Georgia typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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