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Lender record

Vallant Bank

The real lending record — every figure from funded deals. HQ: 884 Elbert St, Elberton, GA. 36 branches.

71

Recent deals (FY20+)

$750K

Typical deal

16 days

Approval → funding

Where Vallant Bank lends

Deals Vallant Bank funded — list all 70 as text

Deal profile

Most Vallant Bank deals land between $350K and $1.3M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (17)
  2. 2.Fitness and Recreational Sports Centers (5)
  3. 3.Limited-Service Restaurants (3)
  4. 4.Other Personal Care Services (3)
  5. 5.Offices of All Other Miscellaneous Health Practitioners (3)
  6. 6.Child Care Services (3)
  7. 7.All Other Plastics Product Manufacturing (2)
  8. 8.Drinking Places (Alcoholic Beverages) (2)

Most active states

  1. 1.Georgia (63 deals)
  2. 2.North Carolina (5 deals)
  3. 3.South Carolina (2 deals)
  4. 4.Alabama (1 deals)

Can Vallant Bank fund you? The bank behind the loans

Total assets

$2.3B

3.5% vs prior quarter

Deposits on hand

$2.1B

3.8% vs prior quarter

Loans outstanding

$1.7B

3.3% vs prior quarter

Net income (latest qtr)

$6.8M

  • An active SBA program (~1.1% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Vallant Bank more SBA-focused than 80% of the banks on our record.
  • Deposits grew last quarter — more raw lending capacity than the quarter before.
  • Return on assets of 1.18% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Vallant Bank branch (36)

Vallant BankMain office884 Elbert StElberton, GA 30635 · since 1934

Covington Branch6124 Highway 278 NeCovington, GA 30014 · since 1910

Georgia Central Bank Branch112 N Cherokee RdSocial Circle, GA 30025 · since 1924

North Elm Street Branch1981 N Elm StCommerce, GA 30529 · since 1929

Royston Branch861 Church StRoyston, GA 30662 · since 1935

Lexington Branch114 N Gilmer StLexington, GA 30648 · since 1946

Farmers & Merchants Branch201 N Main StStatesboro, GA 30458 · since 1948

Bowman Branch1 N Broad StBowman, GA 30624 · since 1967

Dublin Mall Branch2003 Veterans BlvdDublin, GA 31021 · since 1971

Franklin Springs Branch19 Westclock CirRoyston, GA 30662 · since 1974

Monroe Branch238 S Broad StMonroe, GA 30655 · since 1976

North Parker Avenue Branch29 North Parker AvenueBrooklet, GA 30415 · since 1991

Downtown Branch23 College AveElberton, GA 30635 · since 1992

Hartwell Branch135 E Franklin StHartwell, GA 30643 · since 1996

Lavonia Branch12321 Augusta RdLavonia, GA 30553 · since 1996

S. Houston Lake Road Office Branch464 S Houston Lake RdWarner Robins, GA 31088 · since 2005

Brannen Street Branch777 Brannen StStatesboro, GA 30458 · since 2006

Blairsville Branch361 Blue Ridge StBlairsville, GA 30512 · since 2006

Athens Branch3140 Lexington RdAthens, GA 30605 · since 2007

Braselton Branch6322 Grand Hickory DrBraselton, GA 30517 · since 2008

Gainesville Branch340 Jesse Jewell Pkwy SeGainesville, GA 30501 · since 2011

Gray Branch110 Highway 18 ConnectorGray, GA 31032 · since 2012

Highway 96 Office1041 Georgia Highway 96Warner Robins, GA 31088 · since 2017

Dahlonega Branch81 Crown Mountain PlDahlonega, GA 30533 · since 2018

Athens Branch1081 Parkway BlvdAthens, GA 30606 · since 2018

Gainesville Branch1948 Jesse Jewell Pkwy SeGainesville, GA 30501 · since 2019

Clarkesville Branch111 Southern Bank DrClarkesville, GA 30523 · since 2020

Morris Bank - Perry Office Branch809 Carroll StPerry, GA 31069 · since 2020

Cornelia Branch218 Carpenters Cove LnCornelia, GA 30531 · since 2020

Dawsonville Highway Branch545 Dawsonville HwyGainesville, GA 30501 · since 2020

Liberty First Bank Mo Branch1901 W Spring StMonroe, GA 30655 · since 2021

Martinez Branch375 Furys Ferry RdMartinez, GA 30907 · since 2021

Grovetown Branch420 Lewiston RdGrovetown, GA 30813 · since 2022

Augusta Downtown Branch1602 Walton WayAugusta, GA 30904 · since 2025

Morris Bank Branch301 Bellevue AveDublin, GA 31021 · since 2026

South Augusta Branch3039 Peach Orchard RoadAugusta, GA 30906 · since 2026

Scroll for all 36 branches · Branch data: FDIC BankFind.

Recent deals

  • HDPE Pipe Solutions LLC in Alto, GA$5.0M (2026) · Plastics Pipe and Pipe Fitting Manufacturing
  • Acworth Recycling, LLC in Cartersville, GA$1.4M (2026) · Site Preparation Contractors
  • GRIFFIN'S STEAKHOUSE LLC in Augusta, GA$1.3M (2026) · Full-Service Restaurants
  • RED TIRE HOLDINGS CORP. in Evans, GA$761K (2026) · Diet and Weight Reducing Centers
  • Jeraci LLC in Lawrenceville, GA$645K (2026) · Insurance Agencies and Brokerages
  • POLY ENTERPRISES INC in Gainesville, GA$643K (2026) · All Other Plastics Product Manufacturing
  • Samkai LLC in Athens, GA$635K (2026) · Fitness and Recreational Sports Centers
  • Junko Hair Studio, LLC in Atlanta, GA$561K (2026) · Beauty Salons
  • POLY ENTERPRISES INC in Gainesville, GA$500K (2026) · All Other Plastics Product Manufacturing
  • Dacosta Holdings Inc. in Augusta, GA$171K (2026) · Janitorial Services

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Vallant Bank.

Agent summary

This page summarizes Vallant Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 71 SBA 7(a) loans on record
  • $750K typical deal
  • 7 business-acquisition loans
  • HQ: 884 Elbert St, Elberton, GA
  • 36 FDIC branch locations
  • FDIC total assets $2.3B
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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