Lender intelligence

Financing a car washes acquisition in Georgia

State:

The SBA 7(a) lenders funding the most car washes acquisitions in Georgia, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.

Deal economics— what it takes to buy & finance car washes in Georgia

$2.69M

Typical loan

range $1.05M–$4.30M

$2.98M

Est. purchase price

≈ loan ÷ 90%

$411,778

Cash to close

$298,444 down + fees

$34,756/mo

Typical payment

~9.5% · 10yr

$479,633/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

5.65%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active in car washes · Georgia

Ranked by funded car washes acquisitions in Georgia. Tap a lender for its full record, or hit Get in touch for an introduction.

1.60 loans · $130M · Doraville, GAFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.274 loans · $315M · Los Angeles, CAFull record →
4.3 loans · $7M · Jasper, GAFull record →
5.868 loans · $362M · Salt Lake City, UTFull record →

22+ funded Car Washes in Georgia deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

G&G Endeavors LLC in Oakwood, GA — $3.1M (2025) · purchase · Metro City Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.3M (75%)
Approval → funding
20 days
Approved
3/11/2025
First disbursed
3/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$3.4M
Est. down payment (10%)
$344K
Est. cash at closing
$476K
Monthly payment
$24,442
Annual debt service
$293K
Cash flow needed (1.25×)
$367K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
GLAZE EXPRESS CAR WASH INC. in Kennesaw, GA — $4.3M (2024) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
309 months
SBA guaranteed
$3.2M (75%)
Approval → funding
8 days
Approved
8/28/2024
First disbursed
9/5/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$4.8M
Est. down payment (10%)
$478K
Est. cash at closing
$661K
Monthly payment
$35,833
Annual debt service
$430K
Cash flow needed (1.25×)
$538K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
P I Xpress Wash LLC in Atlanta, GA — $2.1M (2023) · purchase · Bank of Hope
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
9 days
Approved
3/21/2023
First disbursed
3/30/2023
Loan status
Paid in full (6/30/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$2.3M
Est. down payment (10%)
$231K
Est. cash at closing
$318K
Monthly payment
$17,101
Annual debt service
$205K
Cash flow needed (1.25×)
$257K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
CATAN BUSINESS DEVELOPMENT LLC in Jasper, GA — $650K (2023) · purchase · Community Bank of Pickens County
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$488K (75%)
Approval → funding
17 days
Approved
1/20/2023
First disbursed
2/6/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$722K
Est. down payment (10%)
$72K
Est. cash at closing
$97K
Monthly payment
$5,455
Annual debt service
$65K
Cash flow needed (1.25×)
$82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank of Pickens County · Lender record →
Your business? Claim this record · Request removal
Master Car Wash in Norcross, GA — $5.0M (2022) · purchase · Metro City Bank
Program
7a General
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
22 days
Approved
6/14/2022
First disbursed
7/6/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$27,087
Annual debt service
$325K
Cash flow needed (1.25×)
$406K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
Prime Car Wash in Conyers, GA — $4.4M (2022) · purchase · Metro City Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.3M (75%)
Approval → funding
26 days
Approved
9/29/2022
First disbursed
10/25/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$4.9M
Est. down payment (10%)
$489K
Est. cash at closing
$676K
Monthly payment
$28,349
Annual debt service
$340K
Cash flow needed (1.25×)
$425K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
Home Town Car Wash in Acworth, GA — $3.8M (2022) · purchase · Metro City Bank
Program
7a General
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.9M (75%)
Approval → funding
25 days
Approved
6/16/2022
First disbursed
7/11/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$4.2M
Est. down payment (10%)
$422K
Est. cash at closing
$584K
Monthly payment
$21,664
Annual debt service
$260K
Cash flow needed (1.25×)
$325K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
Grand Slam Car Wash in Cumming, GA — $1.1M (2022) · purchase · Metro City Bank
Program
Preferred Lenders Program
Rate at approval
6.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$789K (75%)
Approval → funding
95 days
Approved
9/30/2022
First disbursed
1/3/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$1.2M
Est. down payment (10%)
$117K
Est. cash at closing
$160K
Monthly payment
$11,951
Annual debt service
$143K
Cash flow needed (1.25×)
$179K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
Finish Line Carwash in Douglasville, GA — $530K (2022) · purchase · Celtic Bank Corporation
Program
Preferred Lenders Program
Rate at approval
7.75% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$397K (75%)
Approval → funding
5 days
Approved
6/22/2022
First disbursed
6/27/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$588K
Est. down payment (10%)
$59K
Est. cash at closing
$79K
Monthly payment
$3,999
Annual debt service
$48K
Cash flow needed (1.25×)
$60K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Celtic Bank Corporation · Lender record →
Your business? Claim this record · Request removal
KSL Brothers, LLC in Woodstock, GA — $5.0M (2021) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
4% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.5M (72%)
Approval → funding
44 days
Approved
8/10/2021
First disbursed
9/23/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$5.5M
Est. down payment (10%)
$551K
Est. cash at closing
$763K
Monthly payment
$26,181
Annual debt service
$314K
Cash flow needed (1.25×)
$393K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Kimbros Atl Inc. in Gainesville, GA — $3.2M (2021) · purchase · Bank of Hope
Program
Preferred Lenders Program
Rate at approval
3.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.9M (90%)
Approval → funding
9 days
Approved
7/19/2021
First disbursed
7/28/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
33
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$3.6M
Est. down payment (10%)
$356K
Est. cash at closing
$491K
Monthly payment
$16,452
Annual debt service
$197K
Cash flow needed (1.25×)
$247K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
JK Prime Station, LLC in Hiram, GA — $2.7M (2021) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.4M (90%)
Approval → funding
33 days
Approved
8/6/2021
First disbursed
9/8/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
27
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$298K
Est. cash at closing
$412K
Monthly payment
$14,930
Annual debt service
$179K
Cash flow needed (1.25×)
$224K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Twenty29 Holdings - Hamilton Mill, LLC in Buford, GA — $2.6M (2021) · purchase · Ameris Bank
Program
7a General
Rate at approval
4% variable
Term
303 months
SBA guaranteed
$1.9M (75%)
Approval → funding
11 days
Approved
11/19/2020
First disbursed
11/30/2020
Loan status
Paid in full (4/30/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
34
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$284K
Est. cash at closing
$392K
Monthly payment
$13,424
Annual debt service
$161K
Cash flow needed (1.25×)
$201K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Ameris Bank · Lender record →
Your business? Claim this record · Request removal
Reef Wash LLC in Norcross, GA — $660K (2021) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$594K (90%)
Approval → funding
5 days
Approved
4/23/2021
First disbursed
4/28/2021
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
1
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$733K
Est. down payment (10%)
$73K
Est. cash at closing
$98K
Monthly payment
$3,858
Annual debt service
$46K
Cash flow needed (1.25×)
$58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
PEACH CAPITAL GROUP, LLC in Woodstock, GA — $5.0M (2020) · purchase · Metro City Bank
Program
Preferred Lenders Program
Rate at approval
4% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approval → funding
19 days
Approved
9/11/2020
First disbursed
9/30/2020
Loan status
Paid in full (9/30/2021)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$26,392
Annual debt service
$317K
Cash flow needed (1.25×)
$396K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
JW International Investment, LLC in Cumming, GA — $4.5M (2020) · purchase · Metro City Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.3M (75%)
Approval → funding
19 days
Approved
9/11/2020
First disbursed
9/30/2020
Loan status
Paid in full (12/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$5.0M
Est. down payment (10%)
$495K
Est. cash at closing
$685K
Monthly payment
$24,134
Annual debt service
$290K
Cash flow needed (1.25×)
$362K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
Aqua Rain LLC in Tucker, GA — $4.2M (2020) · purchase · New Millennium Bank
Program
Preferred Lenders Program
Rate at approval
4.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.1M (75%)
Approval → funding
27 days
Approved
9/3/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$4.7M
Est. down payment (10%)
$467K
Est. cash at closing
$645K
Monthly payment
$22,753
Annual debt service
$273K
Cash flow needed (1.25×)
$341K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by New Millennium Bank · Lender record →
Your business? Claim this record · Request removal
Hebron Holdings Inc in Riverdale, GA — $2.5M (2020) · purchase · Metro City Bank
Program
7a General
Rate at approval
5.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.9M (75%)
Approved
3/18/2020
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$278K
Est. cash at closing
$383K
Monthly payment
$15,728
Annual debt service
$189K
Cash flow needed (1.25×)
$236K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal
2470 Car Wash, LLC in Conyers, GA — $2.2M (2020) · purchase · Open Bank
Program
Preferred Lenders Program
Rate at approval
4.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
5 days
Approved
7/10/2020
First disbursed
7/15/2020
Loan status
Paid in full (10/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$243K
Est. cash at closing
$335K
Monthly payment
$12,486
Annual debt service
$150K
Cash flow needed (1.25×)
$187K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Open Bank · Lender record →
Your business? Claim this record · Request removal
Aqua Express LLC in Stone Mountain, GA — $1.6M (2020) · purchase · Commonwealth Business Bank
Program
Preferred Lenders Program
Rate at approval
4.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.2M (75%)
Approval → funding
7 days
Approved
6/23/2020
First disbursed
6/30/2020
Loan status
Paid in full (7/31/2021)
Loan type
Term loan
Collateral
Not required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Change of Ownership
Industry
Car Washes
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$173K
Est. cash at closing
$238K
Monthly payment
$8,671
Annual debt service
$104K
Cash flow needed (1.25×)
$130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Commonwealth Business Bank · Lender record →
Your business? Claim this record · Request removal

Financing a car washes deal in Georgia? Start with the right lender

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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to car washes businesses with a Georgia project address.

Agent summary

How to finance a car washes acquisition in Georgia with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Georgia deals. Metro City Bank funds the most here. CapBench is not a lender.

$1.6M typical loan
11 lenders active in Georgia
22+ funded Georgia deals
19 days typical to fund

Buyers buying a car washes in Georgia typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All car washes lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/industry/car-washes/georgia
API:: https://www.capbench.com/api/public/lenders?industry=car-washes
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.