Lender intelligence
Financing a car washes acquisition in Colorado
The SBA 7(a) lenders funding the most car washes acquisitions in Colorado, from public loan records. A lender doing your industry in your state every week underwrites faster and prices sharper.
Deal economics— what it takes to buy & finance car washes in Colorado
$920K
Typical loan
range $457K–$1.44M
$1.02M
Est. purchase price
≈ loan ÷ 90%
$140,172
Cash to close
$102,222 down + fees
$11,905/mo
Typical payment
~9.5% · 10yr
$164,289/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
13 days
Typical time to fund
12
Lenders competing
more = leverage
6.55%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active in car washes · Colorado
Ranked by funded car washes acquisitions in Colorado. Tap a lender for its full record, or hit Get in touch for an introduction.
- 1.42 loans · $48M · Los Angeles, CAFull record →
- 2.139 loans · $102M · Los Angeles, CAFull record →
- 3.95 loans · $67M · New York, NYFull record →
- 4.9 loans · $5M · Wausau, WIFull record →
- 5.30 loans · $24M · Kansas City, MOFull record →
- 6.274 loans · $315M · Los Angeles, CAFull record →
- 7.7 loans · $3M · Walnut Creek, CAFull record →
- 8.60 loans · $40M · Clayton, MOFull record →
15+ funded Car Washes in Colorado deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Liya Investments LLC in Aurora, CO — $990K (2025) · purchase · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $743K (75%)
- Approval → funding
- 8 days
- Approved
- 5/21/2025
- First disbursed
- 5/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $110K
- Est. cash at closing
- $151K
- Monthly payment
- $7,972
- Annual debt service
- $96K
- Cash flow needed (1.25×)
- $120K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
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- Sunnies Car Wash in Englewood, CO — $690K (2025) · purchase · Centerstone SBA Lending, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $518K (75%)
- Approval → funding
- 6 days
- Approved
- 1/24/2025
- First disbursed
- 1/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $767K
- Est. down payment (10%)
- $77K
- Est. cash at closing
- $103K
- Monthly payment
- $6,392
- Annual debt service
- $77K
- Cash flow needed (1.25×)
- $96K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Centerstone SBA Lending, Inc. · Lender record →
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- Maket LLC in Colorado Springs, CO — $457K (2025) · purchase · Air Academy Federal Credit Union
- Program
- 7a General
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $343K (75%)
- Approval → funding
- 26 days
- Approved
- 11/6/2024
- First disbursed
- 12/2/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $508K
- Est. down payment (10%)
- $51K
- Est. cash at closing
- $68K
- Monthly payment
- $5,427
- Annual debt service
- $65K
- Cash flow needed (1.25×)
- $81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Air Academy Federal Credit Union
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- Brown Enterprise Incorporated in Colorado Springs, CO — $240K (2025) · purchase · Grasshopper Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $180K (75%)
- Approval → funding
- 23 days
- Approved
- 9/24/2025
- First disbursed
- 10/17/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $267K
- Est. down payment (10%)
- $27K
- Est. cash at closing
- $36K
- Monthly payment
- $3,205
- Annual debt service
- $38K
- Cash flow needed (1.25×)
- $48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Grasshopper Bank National Association · Lender record →
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- 720 Holdings LLC in Arvada, CO — $1.4M (2023) · purchase · IncredibleBank
- Program
- Preferred Lenders Program
- Rate at approval
- 8% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 23 days
- Approved
- 10/18/2022
- First disbursed
- 11/10/2022
- Loan status
- Paid in full (11/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.6M
- Est. down payment (10%)
- $160K
- Est. cash at closing
- $220K
- Monthly payment
- $11,114
- Annual debt service
- $133K
- Cash flow needed (1.25×)
- $167K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by IncredibleBank · Lender record →
Your business? Claim this record · Request removal
- Havana Car Wash in Aurora, CO — $85K (2023) · purchase · Newtek Small Business Finance, Inc.
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $72K (85%)
- Approval → funding
- 13 days
- Approved
- 1/24/2023
- First disbursed
- 2/6/2023
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $94K
- Est. down payment (10%)
- $9K
- Est. cash at closing
- $12K
- Monthly payment
- $1,147
- Annual debt service
- $14K
- Cash flow needed (1.25×)
- $17K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
- Union Green Car Wash, LLC in Lakewood, CO — $1.9M (2022) · purchase · UMB Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4.15% variable
- Term
- 302 months
- SBA guaranteed
- $1.4M (75%)
- Approval → funding
- 4 days
- Approved
- 3/3/2022
- First disbursed
- 3/7/2022
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $2.1M
- Est. down payment (10%)
- $208K
- Est. cash at closing
- $286K
- Monthly payment
- $9,975
- Annual debt service
- $120K
- Cash flow needed (1.25×)
- $150K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Moon and Young Inc in Denver, CO — $1.0M (2022) · purchase · Bank of Hope
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $786K (75%)
- Approval → funding
- 7 days
- Approved
- 10/20/2021
- First disbursed
- 10/27/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.2M
- Est. down payment (10%)
- $116K
- Est. cash at closing
- $160K
- Monthly payment
- $5,975
- Annual debt service
- $72K
- Cash flow needed (1.25×)
- $90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Hope · Lender record →
Your business? Claim this record · Request removal
- Freedom Auto Wash LLC in Erie, CO — $957K (2021) · purchase · Midwest Regional Bank
- Program
- 7a General
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $861K (90%)
- Approval → funding
- 3 days
- Approved
- 9/27/2021
- First disbursed
- 9/30/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $106K
- Est. cash at closing
- $146K
- Monthly payment
- $6,166
- Annual debt service
- $74K
- Cash flow needed (1.25×)
- $92K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Midwest Regional Bank · Lender record →
Your business? Claim this record · Request removal
- Heritage 8 Inc in Englewood, CO — $920K (2021) · purchase · United Business Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 5% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $828K (90%)
- Approval → funding
- 3 days
- Approved
- 9/27/2021
- First disbursed
- 9/30/2021
- Loan status
- Paid in full (2/28/2026)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.0M
- Est. down payment (10%)
- $102K
- Est. cash at closing
- $140K
- Monthly payment
- $5,378
- Annual debt service
- $65K
- Cash flow needed (1.25×)
- $81K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by United Business Bank · Lender record →
Your business? Claim this record · Request removal
- GREELEY WASH COMPANY, LLC in Greeley, CO — $604K (2021) · purchase · Platte Valley Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 4.2% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $302K (50%)
- Approval → funding
- 41 days
- Approved
- 4/20/2021
- First disbursed
- 5/31/2021
- Loan status
- Paid in full (4/30/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $671K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $90K
- Monthly payment
- $3,253
- Annual debt service
- $39K
- Cash flow needed (1.25×)
- $49K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Platte Valley Bank · Lender record →
Your business? Claim this record · Request removal
- Wiggins Carwash, LLC in Wiggins, CO — $199K (2021) · purchase · First National Bank of Omaha
- Program
- Preferred Lenders Program
- Rate at approval
- 4.46% fixed
- Term
- 144 mo (12 yrs)
- SBA guaranteed
- $179K (90%)
- Approval → funding
- 0 days
- Approved
- 4/26/2021
- First disbursed
- 4/26/2021
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $221K
- Est. down payment (10%)
- $22K
- Est. cash at closing
- $30K
- Monthly payment
- $1,787
- Annual debt service
- $21K
- Cash flow needed (1.25×)
- $27K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Omaha · Lender record →
Your business? Claim this record · Request removal
- Green Car Wash L.L.C. in Littleton, CO — $1.6M (2020) · purchase · UMB Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 4% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 2 days
- Approved
- 4/14/2020
- First disbursed
- 4/16/2020
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.8M
- Est. down payment (10%)
- $182K
- Est. cash at closing
- $251K
- Monthly payment
- $8,659
- Annual debt service
- $104K
- Cash flow needed (1.25×)
- $130K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by UMB Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- JJNL, Inc in Fort Lupton, CO — $1.6M (2020) · purchase · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 4.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 36 days
- Approved
- 4/25/2020
- First disbursed
- 5/31/2020
- Loan status
- Paid in full (12/31/2022)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $1.7M
- Est. down payment (10%)
- $174K
- Est. cash at closing
- $239K
- Monthly payment
- $8,939
- Annual debt service
- $107K
- Cash flow needed (1.25×)
- $134K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
- All Stars Wash, LLC in Aurora, CO — $600K (2020) · purchase · Hanmi Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 6% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $450K (75%)
- Approval → funding
- 31 days
- Approved
- 10/30/2019
- First disbursed
- 11/30/2019
- Loan status
- Paid in full (5/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Car Washes
If you were the buyer here
- Est. deal size
- $667K
- Est. down payment (10%)
- $67K
- Est. cash at closing
- $89K
- Monthly payment
- $3,866
- Annual debt service
- $46K
- Cash flow needed (1.25×)
- $58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hanmi Bank · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded acquisition loans to car washes businesses with a Colorado project address.
Agent summary
How to finance a car washes acquisition in Colorado with an SBA 7(a) loan: the lenders that fund the most of them here (from public records), with the real funded Colorado deals. Centerstone SBA Lending, Inc. funds the most here. CapBench is not a lender.
- $1.6M typical loan
- 12 lenders active in Colorado
- 15+ funded Colorado deals
- 13 days typical to fund
Buyers buying a car washes in Colorado typically pre-qualify, then ask CapBench to introduce a lender active here — free for buyers; agents submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-24.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.