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Lender record

IncredibleBank

The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans IncredibleBank funded, the businesses, the branches, and its FDIC profile. HQ: 327 N 17th Ave, Wausau, WI. 19 branches.

IncredibleBank banner

418

Recent deals (FY20+)

$805K

Typical deal

27 days

Approval → funding

2.1%

Failure rate (FY20–23)

Where IncredibleBank lends

Deals IncredibleBank funded — list all 415 as text

Deal profile

Most IncredibleBank deals land between $415K and $1.5M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Hotels (except Casino Hotels) and Motels (33)
  2. 2.Full-Service Restaurants (30)
  3. 3.Gasoline Stations with Convenience Stores (17)
  4. 4.Beer, Wine, and Liquor Stores (15)
  5. 5.Funeral Homes and Funeral Services (14)
  6. 6.Limited-Service Restaurants (12)
  7. 7.General Automotive Repair (12)
  8. 8.Beer, Wine, and Liquor Retailers (10)

Most active states

  1. 1.Wisconsin (62 deals)
  2. 2.California (42 deals)
  3. 3.Florida (41 deals)
  4. 4.Michigan (40 deals)
  5. 5.Texas (37 deals)
  6. 6.Colorado (33 deals)
  7. 7.North Carolina (26 deals)
  8. 8.Illinois (14 deals)
  9. 9.Georgia (13 deals)
  10. 10.Pennsylvania (13 deals)

Franchises they finance most

The UPS Store

7 deals

Days Inn by Wyndham

6 deals

Midas

3 deals

Ruth's Chris Steak House

3 deals

Americas Best Value Inn

2 deals

Can IncredibleBank fund you? The bank behind the loans

Total assets

$2.1B

▼ 0.9% vs prior quarter

Deposits on hand

$1.8B

▲ 1.9% vs prior quarter

Loans outstanding

$1.5B

▼ 0.9% vs prior quarter

Net income (latest qtr)

$5.2M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes IncredibleBank more SBA-focused than 56% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 1% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Recent deals

  • RLR Motor Works LLC in Hartford, WI — $1.3M (2026) · purchase · Specialized Automotive Repair
  • WORKS Dock and Lift, LLC in Eagle River, WI — $675K (2026) · Other Heavy and Civil Engineering Construction
  • Grady & Heskin Management, Inc. in Marshfield, WI — $615K (2026) · Beauty Salons
  • NYC2SWFL LLC in Naples, FL — $495K (2026) · Limited-Service Restaurants
  • Moem Hospitality, LLC in Plover, WI — $205K (2026) · Limited-Service Restaurants
  • ZSF Transport LLC in Franksville, WI — $3.1M (2025) · General Freight Trucking, Long-Distance, Truckload
  • SLINGER SPEEDWAY LLC in Slinger, WI — $2.6M (2025) · purchase · Racetracks
  • TWO SISTERS BRUNCH, LLC in Appleton, WI — $620K (2025) · purchase · Full-Service Restaurants
  • GILLINGHAMMER CARPENTRY, LLC in Rhinelander, WI — $612K (2025) · purchase · Finish Carpentry Contractors
  • EAGLE RIVER PROFESSIONAL HOLDINGS LLC in Eagle River, WI — $404K (2025) · Office Supplies and Stationery Retailers

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

One of these businesses yours? Claim your listing or request removal.

Failed deals

8 of IncredibleBank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses IncredibleBank financed

373 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with IncredibleBank.

Agent summary

This page summarizes IncredibleBank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 418 SBA 7(a) loans on record
  • $805K typical deal
  • 127 business-acquisition loans
  • HQ: 327 N 17th Ave, Wausau, WI
  • FDIC total assets $2.1B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-29.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/incrediblebank
API:
https://www.capbench.com/api/public/lenders/incrediblebank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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