Lender intelligence

Most active SBA lenders in Maine

Industry:

Maine has 5 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 233 SBA 7(a) loans in Maine in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance Maine acquisitions

$273K

Typical loan

range $115K–$767K

$303K

Est. purchase price

≈ loan ÷ 90%

$40,497

Cash to close

$30,278 down + fees

$3,754/mo

Typical payment

~11% · 10yr

$51,805/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

100.0%

Still performing

0% default · FY20–23

18 days

Typical time to fund

Lenders competing

more = leverage

7.03%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

1.1,322 loans · $185M · Wilmington, DEFull record →
2.1,927 loans · $207M · Buffalo, NYFull record →
3.22 loans · $10M · Portland, MEFull record →
4.19 loans · $4M · Bangor, MEFull record →
5.3 loans · $2M · Minneapolis, MNFull record →
6.2 loans · $0M · Lewiston, MEFull record →
7.328 loans · $134M · Cleveland, OHFull record →
8.11 loans · $3M · Machias, MEFull record →
9.3,264 loans · $846M · Miami, FLFull record →
10.4 loans · $1M · Patten, MEFull record →
11.2 loans · $0M · South Portland, MEFull record →
12.20 loans · $8M · Saint Petersburg, FLFull record →
13.5 loans · $0M · Norway, MEFull record →
14.138 loans · $276M · Sioux Falls, SDFull record →
15.242 loans · $281M · Chicago, ILFull record →
16.2,539 loans · $965M · Columbus, OHFull record →
17.7 loans · $0M · Kennebunk, MEFull record →
18.1,296 loans · $1.4B · Wilmington, NCFull record →
19.318 loans · $229M · Osage Beach, MOFull record →
20.1 loans · $0M · Bath, MEFull record →
21.196 loans · $21M · Boston, MAFull record →
22.12 loans · $14M · Mobile, ALFull record →
23.16 loans · $7M · Norwich, NYFull record →
24.575 loans · $220M · De Graff, OHFull record →
25.23 loans · $25M · Chicago, ILFull record →

180+ funded Maine deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

BANGOR MILLWORK & SUPPLY, INC. in Bangor, ME — $3.8M (2026) · purchase · CIBC Bank USA
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.9M (75%)
Approved
1/28/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
43
Business age
Change of Ownership
Industry
Wood Kitchen Cabinet and Countertop Manufacturing
If you were the buyer here
Est. deal size
$4.3M
Est. down payment (10%)
$427K
Est. cash at closing
$590K
Monthly payment
$47,092
Annual debt service
$565K
Cash flow needed (1.25×)
$706K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CIBC Bank USA · Lender record →
Your business? Claim this record · Request removal
Amherst Nurseries LLC in Cumberland Center, ME — $3.5M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.15% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$2.6M (75%)
Approved
1/21/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$3.8M
Est. down payment (10%)
$384K
Est. cash at closing
$530K
Monthly payment
$42,150
Annual debt service
$506K
Cash flow needed (1.25×)
$632K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Spectrum Enterprises, Inc. in South Portland, ME — $2.2M (2026) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.6M (75%)
Approval → funding
4 days
Approved
11/17/2025
First disbursed
11/21/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
33
Business age
Change of Ownership
Industry
All Other Professional, Scientific, and Technical Services
If you were the buyer here
Est. deal size
$2.4M
Est. down payment (10%)
$242K
Est. cash at closing
$334K
Monthly payment
$27,924
Annual debt service
$335K
Cash flow needed (1.25×)
$419K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
AGILITY MFG INC in Sanford, ME — $1.8M (2026) · purchase · TD Bank, National Association
Program
Preferred Lenders Program
Rate at approval
7.55% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approved
1/27/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Printed Circuit Assembly (Electronic Assembly) Manufacturing
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$202K
Est. cash at closing
$278K
Monthly payment
$21,651
Annual debt service
$260K
Cash flow needed (1.25×)
$325K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TD Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Omega Mu Services LLC in South Portland, ME — $1.8M (2026) · purchase · Pathward National Association
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approved
3/17/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
Finish Carpentry Contractors
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$196K
Est. cash at closing
$270K
Monthly payment
$22,871
Annual debt service
$274K
Cash flow needed (1.25×)
$343K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Pathward National Association · Lender record →
Your business? Claim this record · Request removal
Shiv Inc. dba Deb's Variety Store & Gas Sales in Winterport, ME — $1.5M (2026) · purchase · Colony Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.1M (75%)
Approved
3/4/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
44
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$169K
Est. cash at closing
$231K
Monthly payment
$12,215
Annual debt service
$147K
Cash flow needed (1.25×)
$183K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Colony Bank · Lender record →
Your business? Claim this record · Request removal
Happy Hounds LLC in Hope, ME — $989K (2026) · purchase · First Financial Bank
Program
Preferred Lenders Program
Rate at approval
8.35% variable
Term
300 mo (25 yrs)
SBA guaranteed
$742K (75%)
Approval → funding
2 days
Approved
12/10/2025
First disbursed
12/12/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Pet Care (except Veterinary) Services
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$110K
Est. cash at closing
$151K
Monthly payment
$7,864
Annual debt service
$94K
Cash flow needed (1.25×)
$118K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Financial Bank · Lender record →
Your business? Claim this record · Request removal
Sabattus Food Services Inc in Sabattus, ME — $921K (2026) · purchase · Maine Community Bank
Program
Preferred Lenders Program
Rate at approval
6.875% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$691K (75%)
Approved
1/29/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$102K
Est. cash at closing
$140K
Monthly payment
$6,436
Annual debt service
$77K
Cash flow needed (1.25×)
$97K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Maine Community Bank · Lender record →
Your business? Claim this record · Request removal
NORTHERN MAINE AVIATION, LLC in Lincoln, ME — $914K (2026) · purchase · Machias Savings Bank
Program
Preferred Lenders Program
Rate at approval
8.25% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$685K (75%)
Approval → funding
42 days
Approved
1/8/2026
First disbursed
2/19/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Aircraft Manufacturing
If you were the buyer here
Est. deal size
$1.0M
Est. down payment (10%)
$102K
Est. cash at closing
$139K
Monthly payment
$11,204
Annual debt service
$134K
Cash flow needed (1.25×)
$168K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Machias Savings Bank · Lender record →
Your business? Claim this record · Request removal
NORTHERN MAINE AVIATION REAL ESTATE, LLC in Lincoln, ME — $734K (2026) · purchase · Machias Savings Bank
Program
Preferred Lenders Program
Rate at approval
7.85% fixed
Term
240 mo (20 yrs)
SBA guaranteed
$550K (75%)
Approval → funding
41 days
Approved
1/9/2026
First disbursed
2/19/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Aircraft Manufacturing
If you were the buyer here
Est. deal size
$815K
Est. down payment (10%)
$82K
Est. cash at closing
$112K
Monthly payment
$6,067
Annual debt service
$73K
Cash flow needed (1.25×)
$91K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Machias Savings Bank · Lender record →
Your business? Claim this record · Request removal
BANGOR MILLWORK & SUPPLY, INC. in Bangor, ME — $500K (2026) · purchase · CIBC Bank USA
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7.75% variable
Term
72 mo (6 yrs)
SBA guaranteed
$250K (50%)
Approved
1/29/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
43
Business age
Change of Ownership
Industry
Wood Kitchen Cabinet and Countertop Manufacturing
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$8,706
Annual debt service
$104K
Cash flow needed (1.25×)
$131K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by CIBC Bank USA · Lender record →
Your business? Claim this record · Request removal
DSCH LLC in Kennebunkport, ME — $375K (2026) · purchase · Maine Community Bank
Program
Preferred Lenders Program
Rate at approval
7% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$281K (75%)
Approval → funding
2 days
Approved
1/6/2026
First disbursed
1/8/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$417K
Est. down payment (10%)
$42K
Est. cash at closing
$56K
Monthly payment
$4,354
Annual debt service
$52K
Cash flow needed (1.25×)
$65K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Maine Community Bank · Lender record →
Your business? Claim this record · Request removal
ADVENTURE DNA LLC in Westbrook, ME — $366K (2026) · purchase · Maine Community Bank
Program
Preferred Lenders Program
Rate at approval
6.65% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$274K (75%)
Approved
1/8/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$406K
Est. down payment (10%)
$41K
Est. cash at closing
$54K
Monthly payment
$5,454
Annual debt service
$65K
Cash flow needed (1.25×)
$82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Maine Community Bank · Lender record →
Your business? Claim this record · Request removal
DD & HL LLC in Portland, ME — $261K (2026) · purchase · Maine Community Bank
Program
Preferred Lenders Program
Rate at approval
6.75% fixed
Term
48 mo (4 yrs)
SBA guaranteed
$196K (75%)
Approved
1/22/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Limited-Service Restaurants
If you were the buyer here
Est. deal size
$290K
Est. down payment (10%)
$29K
Est. cash at closing
$39K
Monthly payment
$6,213
Annual debt service
$75K
Cash flow needed (1.25×)
$93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Maine Community Bank · Lender record →
Your business? Claim this record · Request removal
Z+S, LLC in Yarmouth, ME — $250K (2026) · purchase · Bath Savings Institution
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
7% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
41 days
Approved
11/25/2025
First disbursed
1/5/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
24
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$278K
Est. down payment (10%)
$28K
Est. cash at closing
$37K
Monthly payment
$4,950
Annual debt service
$59K
Cash flow needed (1.25×)
$74K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bath Savings Institution · Lender record →
Your business? Claim this record · Request removal
GRB General Holdings LLC in Kennebunkport, ME — $230K (2026) · purchase · Maine Community Bank
Program
Preferred Lenders Program
Rate at approval
6.61% fixed
Term
60 mo (5 yrs)
SBA guaranteed
$173K (75%)
Approved
3/25/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
10
Business age
Change of Ownership
Industry
All Other General Merchandise Retailers
If you were the buyer here
Est. deal size
$256K
Est. down payment (10%)
$26K
Est. cash at closing
$34K
Monthly payment
$4,514
Annual debt service
$54K
Cash flow needed (1.25×)
$68K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Maine Community Bank · Lender record →
Your business? Claim this record · Request removal
JMCE LLC in Arundel, ME — $225K (2026) · purchase · Maine Community Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6.75% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$113K (50%)
Approval → funding
4 days
Approved
12/29/2025
First disbursed
1/2/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Commercial Screen Printing
If you were the buyer here
Est. deal size
$250K
Est. down payment (10%)
$25K
Est. cash at closing
$33K
Monthly payment
$2,584
Annual debt service
$31K
Cash flow needed (1.25×)
$39K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Maine Community Bank · Lender record →
Your business? Claim this record · Request removal
Amherst Nurseries LLC in Cumberland Center, ME — $200K (2026) · purchase · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$100K (50%)
Approved
1/23/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Landscaping Services
If you were the buyer here
Est. deal size
$222K
Est. down payment (10%)
$22K
Est. cash at closing
$30K
Monthly payment
$2,480
Annual debt service
$30K
Cash flow needed (1.25×)
$37K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Spectrum Enterprises, Inc. in South Portland, ME — $150K (2026) · purchase · 22nd State Bank, A Division of 22nd State Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11% variable
Term
120 mo (10 yrs)
SBA guaranteed
$75K (50%)
Approved
11/15/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
33
Business age
Change of Ownership
Industry
All Other Professional, Scientific, and Technical Services
If you were the buyer here
Est. deal size
$167K
Est. down payment (10%)
$17K
Est. cash at closing
$21K
Monthly payment
$2,066
Annual debt service
$25K
Cash flow needed (1.25×)
$31K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by 22nd State Bank, A Division of 22nd State Banking Company · Lender record →
Your business? Claim this record · Request removal
FLEET TRUCK, INC. in Greene, ME — $100K (2026) · purchase · Bangor Savings Bank
Program
Preferred Lenders Program
Rate at approval
6.8% fixed
Term
84 mo (7 yrs)
SBA guaranteed
$85K (85%)
Approval → funding
5 days
Approved
12/10/2025
First disbursed
12/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Change of Ownership
Industry
General Automotive Repair
If you were the buyer here
Est. deal size
$111K
Est. down payment (10%)
$11K
Est. cash at closing
$14K
Monthly payment
$1,500
Annual debt service
$18K
Cash flow needed (1.25×)
$22K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bangor Savings Bank · Lender record →
Your business? Claim this record · Request removal

Buying in Maine? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

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By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a Maine project address.

Agent summary

The SBA 7(a) lenders most active in Maine over the trailing 12 months, from public loan records, led by TD Bank, National Association. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

25 active SBA lenders ranked
233 Maine loans (12 mo)
$273K typical acquisition loan
18 days typical to fund

Buyers buying in Maine typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/state/maine
API:: https://www.capbench.com/api/public/lenders?state=ME
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.