Lender intelligence

Most active SBA lenders in South Carolina

Industry:

South Carolina has 32 FDIC-insured banks, but only a fraction fund business purchases. These 25 banks closed 581 SBA 7(a) loans in South Carolina in the last 12 months. A lender funding deals here every week knows the local market and moves faster — start at the top.

Deal economics— what it takes to buy & finance South Carolina acquisitions

$750K

Typical loan

range $350K–$1.66M

$833K

Est. purchase price

≈ loan ÷ 90%

$114,271

Cash to close

$83,333 down + fees

$9,705/mo

Typical payment

~9.5% · 10yr

$133,929/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

99.1%

Still performing

0.9% default · FY20–23

18 days

Typical time to fund

102

Lenders competing

more = leverage

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

1.1,322 loans · $185M · Wilmington, DEFull record →
2.2,539 loans · $965M · Columbus, OHFull record →
3.3 loans · $2M · Minneapolis, MNFull record →
4.3,264 loans · $846M · Miami, FLFull record →
5.1,296 loans · $1.4B · Wilmington, NCFull record →
6.97 loans · $96M · Raleigh, NCFull record →
7.1,025 loans · $292M · Berkeley Heights, NJFull record →
8.575 loans · $220M · De Graff, OHFull record →
9.15 loans · $16M · Greenwood, SCFull record →
10.868 loans · $362M · Salt Lake City, UTFull record →
11.1 loans · $1M · Lincoln, NEFull record →
12.98 loans · $309M · Las Vegas, NVFull record →
13.499 loans · $106M · Los Angeles, CAFull record →
14.291 loans · $320M · Laguna Hills, CAFull record →
15.20 loans · $8M · Saint Petersburg, FLFull record →
16.62 loans · $34M · Winter Haven, FLFull record →
17.741 loans · $149M · Northbrook, ILFull record →
18.318 loans · $229M · Osage Beach, MOFull record →
19.27 loans · $28M · Oak Ridge, LAFull record →
20.168 loans · $205M · Fishers, INFull record →
21.104 loans · $100M · Portsmouth, VAFull record →
22.51 loans · $52M · Fuquay Varina, NCFull record →
23.149 loans · $135M · Mukwonago, WIFull record →
24.242 loans · $281M · Chicago, ILFull record →
25.1 loans · $0M · St. Louis, MOFull record →

545+ funded South Carolina deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Balkom Holdings LLC in Beaufort, SC — $5.0M (2026) · purchase · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
202 months
SBA guaranteed
$3.8M (75%)
Approved
2/23/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
35
Business age
Change of Ownership
Industry
Site Preparation Contractors
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$50,468
Annual debt service
$606K
Cash flow needed (1.25×)
$757K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
PRAMUKH OF WATERBORO, LLC in Lexington, SC — $5.0M (2026) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
300 mo (25 yrs)
SBA guaranteed
$3.8M (75%)
Approved
1/28/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
18
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$5.6M
Est. down payment (10%)
$556K
Est. cash at closing
$769K
Monthly payment
$37,766
Annual debt service
$453K
Cash flow needed (1.25×)
$566K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
The Howze Mortuary, Inc in Travelers Rest, SC — $3.1M (2026) · purchase · First-Citizens Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
300 mo (25 yrs)
SBA guaranteed
$2.4M (75%)
Approval → funding
22 days
Approved
12/8/2025
First disbursed
12/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Funeral Homes and Funeral Services
If you were the buyer here
Est. deal size
$3.5M
Est. down payment (10%)
$349K
Est. cash at closing
$482K
Monthly payment
$26,882
Annual debt service
$323K
Cash flow needed (1.25×)
$403K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First-Citizens Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
Arnold's Pool Service, Inc in Myrtle Beach, SC — $3.0M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.15% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$2.3M (75%)
Approved
12/31/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Change of Ownership
Industry
All Other Specialty Trade Contractors
If you were the buyer here
Est. deal size
$3.4M
Est. down payment (10%)
$338K
Est. cash at closing
$467K
Monthly payment
$37,137
Annual debt service
$446K
Cash flow needed (1.25×)
$557K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Goldie Anderson LLC in Anderson, SC — $2.7M (2026) · purchase · Milestone Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approved
12/12/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
50
Business age
Change of Ownership
Industry
All Other Amusement and Recreation Industries
If you were the buyer here
Est. deal size
$3.0M
Est. down payment (10%)
$296K
Est. cash at closing
$409K
Monthly payment
$34,523
Annual debt service
$414K
Cash flow needed (1.25×)
$518K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Milestone Bank · Lender record →
Your business? Claim this record · Request removal
Apex Security Solutions LLC in Charleston, SC — $2.6M (2026) · purchase · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
9.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$2.0M (75%)
Approved
3/26/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
20
Business age
Change of Ownership
Industry
Computer Systems Design Services
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$294K
Est. cash at closing
$406K
Monthly payment
$34,654
Annual debt service
$416K
Cash flow needed (1.25×)
$520K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
2200 Airport Laxmi LLC in West Columbia, SC — $2.6M (2026) · purchase · Harvest Small Business Finance, LLC
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
69 days
Approved
12/19/2025
First disbursed
2/26/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
12
Business age
Change of Ownership
Industry
Hotels (except Casino Hotels) and Motels
If you were the buyer here
Est. deal size
$2.9M
Est. down payment (10%)
$286K
Est. cash at closing
$394K
Monthly payment
$22,451
Annual debt service
$269K
Cash flow needed (1.25×)
$337K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
Dezen Public Relations, Inc. in Greenville, SC — $2.5M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.15% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
35 days
Approved
1/15/2026
First disbursed
2/19/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Advertising Agencies
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$278K
Est. cash at closing
$383K
Monthly payment
$30,530
Annual debt service
$366K
Cash flow needed (1.25×)
$458K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
280 Rocky Creek Rd LLC in Greenville, SC — $2.5M (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6.99% fixed
Term
180 mo (15 yrs)
SBA guaranteed
$1.9M (75%)
Approved
1/30/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Metal Service Centers and Other Metal Merchant Wholesalers
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$277K
Est. cash at closing
$382K
Monthly payment
$22,367
Annual debt service
$268K
Cash flow needed (1.25×)
$336K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Founding Greens SC, LLC in Greenville, SC — $1.9M (2026) · purchase · US Metro Bank
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
300 mo (25 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
15 days
Approved
1/8/2026
First disbursed
1/23/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
26
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$207K
Est. cash at closing
$284K
Monthly payment
$14,356
Annual debt service
$172K
Cash flow needed (1.25×)
$215K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by US Metro Bank · Lender record →
Your business? Claim this record · Request removal
SC Roofing of VA LLC in Florence, SC — $1.8M (2026) · purchase · First Internet Bank of Indiana
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approved
3/3/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Change of Ownership
Industry
Roofing Contractors
If you were the buyer here
Est. deal size
$2.0M
Est. down payment (10%)
$201K
Est. cash at closing
$277K
Monthly payment
$23,200
Annual debt service
$278K
Cash flow needed (1.25×)
$348K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Internet Bank of Indiana · Lender record →
Your business? Claim this record · Request removal
Carolina Canine Club LLC in West Columbia, SC — $1.2M (2026) · purchase · First Community Bank
Program
7a General
Rate at approval
8.5% variable
Term
300 mo (25 yrs)
SBA guaranteed
$928K (75%)
Approved
3/9/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Pet Care (except Veterinary) Services
If you were the buyer here
Est. deal size
$1.4M
Est. down payment (10%)
$138K
Est. cash at closing
$189K
Monthly payment
$9,965
Annual debt service
$120K
Cash flow needed (1.25×)
$149K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Community Bank · Lender record →
Your business? Claim this record · Request removal
True Hands Delivery, Inc. in Ladson, SC — $1.2M (2026) · purchase · GBank
Program
Preferred Lenders Program
Rate at approval
9.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$908K (75%)
Approval → funding
37 days
Approved
1/21/2026
First disbursed
2/27/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
23
Business age
Change of Ownership
Industry
General Freight Trucking, Local
If you were the buyer here
Est. deal size
$1.3M
Est. down payment (10%)
$135K
Est. cash at closing
$185K
Monthly payment
$15,505
Annual debt service
$186K
Cash flow needed (1.25×)
$233K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by GBank · Lender record →
Your business? Claim this record · Request removal
Crumbl Anderson in Anderson, SC — $950K (2026) · purchase · The Bancorp Bank National Association
Program
Preferred Lenders Program
Rate at approval
7.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$713K (75%)
Approval → funding
20 days
Approved
1/28/2026
First disbursed
2/17/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
30
Business age
Change of Ownership
Industry
Snack and Nonalcoholic Beverage Bars
If you were the buyer here
Est. deal size
$1.1M
Est. down payment (10%)
$106K
Est. cash at closing
$145K
Monthly payment
$11,401
Annual debt service
$137K
Cash flow needed (1.25×)
$171K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Bancorp Bank National Association · Lender record →
Your business? Claim this record · Request removal
M & D MILLTOWN ENTERPRISES LLC in Fort Mill, SC — $825K (2026) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$619K (75%)
Approved
1/29/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
15
Business age
Change of Ownership
Industry
Other Building Material Dealers
If you were the buyer here
Est. deal size
$917K
Est. down payment (10%)
$92K
Est. cash at closing
$126K
Monthly payment
$10,119
Annual debt service
$121K
Cash flow needed (1.25×)
$152K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
280 Rocky Creek Rd LLC in Greenville, SC — $820K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
6.99% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$615K (75%)
Approved
12/1/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Metal Service Centers and Other Metal Merchant Wholesalers
If you were the buyer here
Est. deal size
$911K
Est. down payment (10%)
$91K
Est. cash at closing
$125K
Monthly payment
$5,790
Annual debt service
$69K
Cash flow needed (1.25×)
$87K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
HHIS Enterprises LLC in Irmo, SC — $778K (2026) · purchase · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$583K (75%)
Approval → funding
27 days
Approved
1/30/2026
First disbursed
2/26/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Building Inspection Services
If you were the buyer here
Est. deal size
$864K
Est. down payment (10%)
$86K
Est. cash at closing
$118K
Monthly payment
$10,061
Annual debt service
$121K
Cash flow needed (1.25×)
$151K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
Shreya 21 LLC in Gaffney, SC — $735K (2026) · purchase · Community Bank & Trust-West Georgia
Program
Preferred Lenders Program
Rate at approval
9% variable
Term
300 mo (25 yrs)
SBA guaranteed
$551K (75%)
Approval → funding
13 days
Approved
12/11/2025
First disbursed
12/24/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Change of Ownership
Industry
Gasoline Stations with Convenience Stores
If you were the buyer here
Est. deal size
$817K
Est. down payment (10%)
$82K
Est. cash at closing
$112K
Monthly payment
$6,168
Annual debt service
$74K
Cash flow needed (1.25×)
$93K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Community Bank & Trust-West Georgia
Your business? Claim this record · Request removal
CHS Specialty LLC in Charleston, SC — $732K (2026) · purchase · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
8.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$549K (75%)
Approval → funding
18 days
Approved
1/12/2026
First disbursed
1/30/2026
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
14
Business age
Change of Ownership
Industry
All Other Miscellaneous Food Manufacturing
If you were the buyer here
Est. deal size
$813K
Est. down payment (10%)
$81K
Est. cash at closing
$112K
Monthly payment
$9,174
Annual debt service
$110K
Cash flow needed (1.25×)
$138K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Golden Stone, LLC in Columbia, SC — $720K (2026) · purchase · Metro City Bank
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$540K (75%)
Approval → funding
16 days
Approved
12/1/2025
First disbursed
12/17/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
23
Business age
Change of Ownership
Industry
Full-Service Restaurants
If you were the buyer here
Est. deal size
$800K
Est. down payment (10%)
$80K
Est. cash at closing
$110K
Monthly payment
$8,927
Annual debt service
$107K
Cash flow needed (1.25×)
$134K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Metro City Bank · Lender record →
Your business? Claim this record · Request removal

Buying in South Carolina? Start with a lender that already funds deals here

The rankings above are the short list. Tell us your deal size and industry and we'll point you to the banks most likely to say yes in your market.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA lending records, trailing 12 months. Rankings count funded 7(a) loans with a South Carolina project address.

Agent summary

The SBA 7(a) lenders most active in South Carolina over the trailing 12 months, from public loan records, led by TD Bank, National Association. A lender that funds deals here every week underwrites faster and knows the local market. CapBench is not a lender.

25 active SBA lenders ranked
581 South Carolina loans (12 mo)
$750K typical acquisition loan
18 days typical to fund

Buyers buying in South Carolina typically pre-qualify, then ask CapBench to introduce a lender already closing deals here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/state/south-carolina
API:: https://www.capbench.com/api/public/lenders?state=SC
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.