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Lender record

The Fidelity Bank

The real lending record — every figure from funded deals. HQ: 100 S Main St, Fuquay Varina, NC. 55 branches.

The Fidelity Bank banner

228

Recent deals (FY20+)

$675K

Typical deal

19 days

Approval → funding

3.6%

Failure rate (FY20–23)

Where The Fidelity Bank lends

Deals The Fidelity Bank funded — list all 226 as text

Deal profile

Most The Fidelity Bank deals land between $324K and $1.3M — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (14)
  2. 2.Limited-Service Restaurants (14)
  3. 3.General Automotive Repair (10)
  4. 4.Pet Care (except Veterinary) Services (9)
  5. 5.Snack and Nonalcoholic Beverage Bars (7)
  6. 6.Hotels (except Casino Hotels) and Motels (7)
  7. 7.Plumbing, Heating, and Air-Conditioning Contractors (7)
  8. 8.Electrical Contractors and Other Wiring Installation Contrac (7)

Most active states

  1. 1.North Carolina (119 deals)
  2. 2.Texas (24 deals)
  3. 3.Florida (19 deals)
  4. 4.South Carolina (18 deals)
  5. 5.New Jersey (5 deals)
  6. 6.Virginia (4 deals)
  7. 7.Illinois (4 deals)
  8. 8.Tennessee (3 deals)
  9. 9.Washington (2 deals)
  10. 10.Oklahoma (2 deals)

Franchises they finance most

AAMCO Transmissions

4 deals

Summer Moon Coffee Shop

3 deals

Crave Hot Dogs and BBQ

3 deals

The UPS Store

2 deals

Potbelly Sandwich Shop

2 deals

Can The Fidelity Bank fund you? The bank behind the loans

Total assets

$4.5B

▲ 2.4% vs prior quarter

Deposits on hand

$4.0B

▲ 2.2% vs prior quarter

Loans outstanding

$2.8B

▲ 1.1% vs prior quarter

Net income (latest qtr)

$19.1M

  • •An active SBA program (~1.8% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes The Fidelity Bank more SBA-focused than 85% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 1.72% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a The Fidelity Bank branch (55)

The Fidelity BankMain office100 S Main StFuquay Varina, NC 27526 · since 1909

Lexington Branch114 W 2nd AveLexington, NC 27292 · since 1903

Oxford Branch712 Martin Luther King Jr AveOxford, NC 27565 · since 1911

Raeford Branch112 South 401 By-PassRaeford, NC 28376 · since 1913

Biscoe Branch520 N Main StBiscoe, NC 27209 · since 1920

Robbins Branch130 E Salisbury StRobbins, NC 27325 · since 1940

Liberty Branch258 W Swannanoa AveLiberty, NC 27298 · since 1947

Cary Branch100 W Chatham StCary, NC 27511 · since 1952

Sunset Plaza Branch1304 N Main StFuquay-Varina, NC 27526 · since 1959

Gastonia - Union Road Branch2933 Union RdGastonia, NC 28054 · since 1964

Yanceyville Branch202 Court SqYanceyville, NC 27379 · since 1964

Shelby Branch331 S Lafayette StShelby, NC 28150 · since 1968

Gibsonville Branch237 E Main StGibsonville, NC 27249 · since 1969

Wake Forest Branch231 S White StWake Forest, NC 27587 · since 1971

Roxboro Branch105 W Gordon StRoxboro, NC 27573 · since 1973

Salisbury Main Branch2085 Statesville BlvdSalisbury, NC 28147 · since 1974

Rockingham Main Branch532 E Broad AveRockingham, NC 28379 · since 1977

Troy Branch315 Albemarle RdTroy, NC 27371 · since 1977

Stokesdale Branch8110 Us Highway 158Stokesdale, NC 27357 · since 1977

Holly Springs Branch7000 Gb Alford HwyHolly Springs, NC 27540 · since 1978

Candor Branch225 N Main StCandor, NC 27229 · since 1981

Thomasville Branch1035 Randolph StThomasville, NC 27360 · since 1985

Morrisville Branch10217 Chapel Hill RdMorrisville, NC 27560 · since 1985

Siler City Branch1426 E 11th StSiler City, NC 27344 · since 1986

Martinsville Branch231 E Church StMartinsville, VA 24112 · since 1987

Ramseur Branch6856 Jordan RdRamseur, NC 27316 · since 1987

Swift Creek Branch2819 Jones Franklin RdRaleigh, NC 27606 · since 1991

Market Of Wake Forest Branch12201 Capital BlvdWake Forest, NC 27587 · since 1993

Gastonia - Cox Road Branch610 Cox RdGastonia, NC 28054 · since 1995

North Raleigh Branch5700 Creedmoor RdRaleigh, NC 27612 · since 1996

Falls Of The Neuse Branch5220 Falls Of Neuse RdRaleigh, NC 27609 · since 1996

Battleground Office Branch2501 Battleground AveGreensboro, NC 27408 · since 1998

Clemmons Branch2561 Lewisville Clemmons RdClemmons, NC 27012 · since 1999

Cameron Village Branch600 Oberlin RdRaleigh, NC 27605 · since 1999

Mebane Branch1296 S Fifth StMebane, NC 27302 · since 2000

Apex Branch804 E Williams StApex, NC 27502 · since 2000

Lillington Branch20 Pine State StLillington, NC 27546 · since 2001

Mooresville Branch186 Williamson RdMooresville, NC 28117 · since 2004

Kernersville Branch163 S Main StKernersville, NC 27284 · since 2005

Burlington Branch2441 S Church StBurlington, NC 27215 · since 2006

Garner Branch919 Us Highway 70 WGarner, NC 27529 · since 2006

Winston-Salem Branch3306 Healy DrWinston Salem, NC 27103 · since 2006

Durham Branch3016 Shannon RdDurham, NC 27707 · since 2007

Sanford Branch1002 S Horner BlvdSanford, NC 27330 · since 2008

Fayetteville Branch2911 Village DrFayetteville, NC 28304 · since 2008

Asheboro Branch106 E Taft AveAsheboro, NC 27203 · since 2020

Pittsboro Branch24 Commerce CourtPittsboro, NC 27312 · since 2021

Greenville Sc Branch105 E North StGreenville, SC 29601 · since 2022

Southern Pines Branch985 Old Us Hwy 1Southern Pines, NC 28387 · since 2022

Spartanburg Sc Branch101 Lafayette St, Ste DSpartanburg, SC 29302 · since 2022

Belmont Branch100 North Main StreetBelmont, NC 28012 · since 2024

Denver Branch7232 Austin Smiles CtDenver, NC 28037 · since 2024

High Point Branch1005 N Main StHigh Point, NC 27262 · since 2024

Hendersonville Branch211 Linda Vista DrHendersonvlle, NC 28792 · since 2025

Charlotte Carmel Branch7421 Carmel Executive Park DrCharlotte, NC 28226 · since 2025

Scroll for all 55 branches · Branch data: FDIC BankFind.

Recent deals

  • ERIC J OBERDORF OD PA in Raleigh, NC — $4.0M (2026) · Offices of Optometrists
  • Arrington Paving Company, Inc. in Rocky Mount, VA — $3.3M (2026) · purchase · Asphalt Paving Mixture and Block Manufacturing
  • Phil's Tavern Inc. in Winston Salem, NC — $2.6M (2026) · Full-Service Restaurants
  • Federal Immigration Law Group, PLLC in Elmwood Park, NJ — $2.1M (2026) · Offices of Lawyers
  • Ultimate USA Bulb, Inc. in Charlotte, NC — $2.0M (2026) · Other Building Material Dealers
  • BUILDSENSE, INC. in Durham, NC — $1.8M (2026) · purchase · Residential Remodelers
  • Shipd Logistics Technologies East LLC in Indianapolis, IN — $1.6M (2026) · General Warehousing and Storage
  • Soto Veterinary Corp in Pembroke Pines, FL — $1.4M (2026) · purchase · Veterinary Services
  • Seaside Fabrication, LLC in Daytona Beach, FL — $1.4M (2026) · purchase · Ornamental and Architectural Metal Work Manufacturing
  • Basin Express, LLC in Seattle, WA — $1.3M (2026) · purchase · General Freight Trucking, Long-Distance, Truckload

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Failed deals

4 of The Fidelity Bank's loans on record were charged off — the lender gave up collecting, which usually means the business failed. Each links to its full record.

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Businesses The Fidelity Bank financed

200 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with The Fidelity Bank.

Agent summary

This page summarizes The Fidelity Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 228 SBA 7(a) loans on record
  • $675K typical deal
  • 81 business-acquisition loans
  • HQ: 100 S Main St, Fuquay Varina, NC
  • 55 FDIC branch locations
  • FDIC total assets $4.5B

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-18.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/the-fidelity-bank
API:
https://www.capbench.com/api/public/lenders/the-fidelity-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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