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How to finance a Servpro in Texas

State:

The SBA 7(a) lenders funding the most Servpro deals in Texas, from public loan records — typical Servpro loan about $500K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Servpro in Texas

$541K

Typical loan

range $350K–$1.07M

$601K

Est. purchase price

≈ loan ÷ 90%

$80,399

Cash to close

$60,111 down + fees

$7,000/mo

Typical payment

~9.5% · 10yr

$96,600/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

18 days

Typical time to fund

Lenders competing

more = leverage

6.53%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Servpro in Texas

Ranked by funded Servpro loans in Texas. Tap a lender for its full record, or hit Get in touch for an introduction.

1.1,296 loans · $1.4B · Wilmington, NCFull record →
2.149 loans · $135M · Mukwonago, WIFull record →
3.6 loans · $5M · San Antonio, TXFull record →
4.128 loans · $40M · Wilmington, DEFull record →

12+ funded Servpro in Texas deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Diamondnorth Group, LLC in Haltom City, TX — $655K (2025) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8% variable
Term
300 mo (25 yrs)
SBA guaranteed
$491K (75%)
Approval → funding
18 days
Approved
6/27/2025
First disbursed
7/15/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Existing or more than 2 years old
Industry
Other Services to Buildings and Dwellings
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
JMar Mitigation Solutions LLC in El Paso, TX — $20K (2023) · PNC Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
13.65% variable
Term
120 mo (10 yrs)
SBA guaranteed
$10K (50%)
Approval → funding
13 days
Approved
6/22/2023
First disbursed
7/5/2023
Loan status
Current
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
All Other Specialty Trade Contractors
Funded by PNC Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Galligan Restoration Services Inc. in Selma, TX — $630K (2022) · Broadway National Bank
Program
Preferred Lenders Program
Rate at approval
6.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$473K (75%)
Approval → funding
15 days
Approved
9/20/2022
First disbursed
10/5/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by Broadway National Bank · Lender record →
Your business? Claim this record · Request removal
SERVPRO of North Laredo in Laredo, TX — $350K (2022) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
12 days
Approved
5/19/2022
First disbursed
5/31/2022
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Change of Ownership
Industry
Remediation Services
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,842
Annual debt service
$46K
Cash flow needed (1.25×)
$58K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Ellcon Corp in Dallas, TX — $1.6M (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (90%)
Approval → funding
8 days
Approved
4/26/2021
First disbursed
5/4/2021
Loan status
Paid in full (1/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
Remediation Services
If you were the buyer here
Est. deal size
$1.7M
Est. down payment (10%)
$173K
Est. cash at closing
$238K
Monthly payment
$16,930
Annual debt service
$203K
Cash flow needed (1.25×)
$254K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
XPRESS RESTORATION LLC in Bedford, TX — $350K (2021) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$315K (90%)
Approval → funding
56 days
Approved
2/2/2021
First disbursed
3/30/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Other Services to Buildings and Dwellings
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,755
Annual debt service
$45K
Cash flow needed (1.25×)
$56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
ServPro in Bedford, TX — $1.9M (2020) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.4M (75%)
Approval → funding
22 days
Approved
9/1/2020
First disbursed
9/23/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Other Services to Buildings and Dwellings
If you were the buyer here
Est. deal size
$2.1M
Est. down payment (10%)
$211K
Est. cash at closing
$291K
Monthly payment
$20,385
Annual debt service
$245K
Cash flow needed (1.25×)
$306K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
SCOTT HART VICTORIA LLC in Victoria, TX — $1.1M (2020) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
192 mo (16 yrs)
SBA guaranteed
$806K (75%)
Approval → funding
13 days
Approved
9/17/2020
First disbursed
9/30/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Other Services to Buildings and Dwellings
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Diamondnorth Group, LLC in Haltom City, TX — $541K (2020) · Citizens Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
300 mo (25 yrs)
SBA guaranteed
$406K (75%)
Approval → funding
12 days
Approved
6/18/2020
First disbursed
6/30/2020
Loan status
Paid in full (7/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
17
Business age
Existing or more than 2 years old
Industry
Other Services to Buildings and Dwellings
Funded by Citizens Bank · Lender record →
Your business? Claim this record · Request removal
ServPro in Bedford, TX — $450K (2020) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (50%)
Approval → funding
22 days
Approved
9/1/2020
First disbursed
9/23/2020
Loan status
Paid in full (2/28/2026)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Change of Ownership
Industry
Other Services to Buildings and Dwellings
If you were the buyer here
Est. deal size
$500K
Est. down payment (10%)
$50K
Est. cash at closing
$67K
Monthly payment
$4,773
Annual debt service
$57K
Cash flow needed (1.25×)
$72K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Servpro of Crowley & South Johnson County in Crowley, TX — $290K (2020) · purchase · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$218K (75%)
Approval → funding
22 days
Approved
9/1/2020
First disbursed
9/23/2020
Loan status
In liquidation
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Change of Ownership
Industry
Other Personal and Household Goods Repair and Maintenance
If you were the buyer here
Est. deal size
$322K
Est. down payment (10%)
$32K
Est. cash at closing
$43K
Monthly payment
$3,220
Annual debt service
$39K
Cash flow needed (1.25×)
$48K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Servpro of Crowley & South Johnson County in Crowley, TX — $80K (2020) · purchase · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$40K (50%)
Approval → funding
22 days
Approved
9/1/2020
First disbursed
9/23/2020
Loan status
Failed — $15K charged off (12/12/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Change of Ownership
Industry
Other Personal and Household Goods Repair and Maintenance
If you were the buyer here
Est. deal size
$89K
Est. down payment (10%)
$9K
Est. cash at closing
$11K
Monthly payment
$888
Annual debt service
$11K
Cash flow needed (1.25×)
$13K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal

Buying a Servpro in Texas? Start with a lender that funds them here

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CapBench analysis of public SBA 7(a) lending records; ranked by funded Servpro loans with a Texas project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Servpro purchase in Texas with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Texas deals. Live Oak Banking Company funds the most here. CapBench is not a lender.

$500K typical Servpro loan
5 lenders active in Texas
12+ funded Texas deals
18 days typical to fund

Buyers buying a Servpro in Texas typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All Servpro lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/servpro/texas
API:: https://www.capbench.com/api/public/lenders?franchise=servpro
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.