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Lender record

Adams Bank & Trust

The real lending record — every figure below is drawn from public SBA 7(a) loan records (FY2020–present): the loans Adams Bank & Trust funded, the businesses, the branches, and its FDIC profile. HQ: 315 N Spruce St, Ogallala, NE. 23 branches.

Adams Bank & Trust banner

39

Recent deals (FY20+)

$274K

Typical deal

18 days

Approval → funding

0%

Failure rate (FY20–23)

Where Adams Bank & Trust lends

Deals Adams Bank & Trust funded — list all 39 as text

Deal profile

Most Adams Bank & Trust deals land between $175K and $450K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Full-Service Restaurants (5)
  2. 2.All Other Personal Services (3)
  3. 3.All Other Amusement and Recreation Industries (2)
  4. 4.Drinking Places (Alcoholic Beverages) (2)
  5. 5.Electrical Contractors and Other Wiring Installation Contrac (1)
  6. 6.Offices of All Other Miscellaneous Health Practitioners (1)
  7. 7.All Other Consumer Goods Rental (1)
  8. 8.All Other Professional, Scientific, and Technical Services (1)

Most active states

  1. 1.Colorado (23 deals)
  2. 2.Nebraska (12 deals)
  3. 3.Iowa (3 deals)
  4. 4.Wyoming (1 deals)

Franchises they finance most

True North Restoration

2 deals

D1T raining

1 deals

The Learning Experience

1 deals

Anytime Fitness

1 deals

Husqvarna Motorcycles - Dealer Agreement

1 deals

Can Adams Bank & Trust fund you? The bank behind the loans

Total assets

$1.3B

▼ 0.9% vs prior quarter

Deposits on hand

$1.1B

▼ 0.5% vs prior quarter

Loans outstanding

$886.2M

▲ 0.3% vs prior quarter

Net income (latest qtr)

$4.7M

  • •SBA is a sideline here — this year's production is a rounding error against the loan book. Your deal competes with everything else they'd rather fund; a specialist bank will usually move faster. That makes Adams Bank & Trust more SBA-focused than 47% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 1.4% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Recent deals

  • LeHoltz Collective LLC in Ankeny, IA — $924K (2026) · All Other Amusement and Recreation Industries
  • Elevated Independent Energy, LLC in Denver, CO — $400K (2026) · Electrical Contractors and Other Wiring Installation Contrac
  • Taco Jan's LLC in Ogallala, NE — $369K (2026) · Full-Service Restaurants
  • Oso Underground LLC in Fort Collins, CO — $290K (2026) · Drinking Places (Alcoholic Beverages)
  • KDP Management Services PLLC in West Des Moines, IA — $930K (2025) · Offices of All Other Miscellaneous Health Practitioners
  • Rocky Mountain Paddleboard, LLC in Morrison, CO — $799K (2025) · purchase · All Other Consumer Goods Rental
  • Mobile View Screens LLC in Henderson, CO — $640K (2025) · purchase · All Other Professional, Scientific, and Technical Services
  • Altoona Athletic Training, LLC in Altoona, IA — $576K (2025) · All Other Personal Services
  • The Stellar Inn, LLC in Westcliffe, CO — $450K (2025) · Hotels (except Casino Hotels) and Motels
  • Forte E Corajoso Restoration, LLC in Lakewood, CO — $274K (2025) · purchase · Other Services to Buildings and Dwellings

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Adams Bank & Trust financed

38 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Adams Bank & Trust.

Agent summary

This page summarizes Adams Bank & Trust's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 39 SBA 7(a) loans on record
  • $274K typical deal
  • 10 business-acquisition loans
  • HQ: 315 N Spruce St, Ogallala, NE
  • FDIC total assets $1.3B

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-07-29.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/adams-bank-trust
API:
https://www.capbench.com/api/public/lenders/adams-bank-trust
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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