True North Restoration, by the numbers
Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.
SBA Franchise Directory: listed ✓ (identifier S6991)
8 deals since 2020 · typical deal $225K
8
Deals since 2020
$225K
Typical deal
6
Deals since FY2025
—
Too few deals to score risk
What buyers pay for True North Restoration
Most True North Restoration deals financed between $50K and $274K. Above $274K, you're paying more than 75% of buyers did — make the seller earn it.
- Monthly payment (10-yr)
- $3,326
- Down payment (10%)
- $25K
- Cash to close (all-in)
- $33K
Estimates at today's rates and standard 7(a) terms. Not a loan offer.
Could you get the loan?
Three answers. No documents, no credit pull.
Credit score
Available cash (you'll need ~$33K)
Experience
Recent financings
- DUFFY RESTORATION INC in Chesterfield, MO — $25K (2026) · U.S. Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.74% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 2/17/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Not required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- New Business or 2 years or less
- Industry
- Remediation Services
Funded by U.S. Bank, National Association · Lender record →
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- WEHBY HOLDINGS, Inc. in Goshen, KY — $339K (2025) · Stock Yards Bank & Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $254K (75%)
- Approval → funding
- 25 days
- Approved
- 5/5/2025
- First disbursed
- 5/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by Stock Yards Bank & Trust Company · Lender record →
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- Forte e Corajoso Restoration, LLC in Lakewood, CO — $274K (2025) · purchase · Adams Bank & Trust
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $205K (75%)
- Approved
- 7/9/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Change of Ownership
- Industry
- All Other Personal Services
If you were the buyer here
- Est. deal size
- $304K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $41K
- Monthly payment
- $3,602
- Annual debt service
- $43K
- Cash flow needed (1.25×)
- $54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Adams Bank & Trust · Lender record →
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- Forte E Corajoso Restoration, LLC in Lakewood, CO — $274K (2025) · purchase · Adams Bank & Trust
- Program
- 7a General
- Rate at approval
- 10.25% variable
- Term
- 123 months
- SBA guaranteed
- $205K (75%)
- Approved
- 7/25/2025
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Other Services to Buildings and Dwellings
If you were the buyer here
- Est. deal size
- $304K
- Est. down payment (10%)
- $30K
- Est. cash at closing
- $41K
- Monthly payment
- $3,602
- Annual debt service
- $43K
- Cash flow needed (1.25×)
- $54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Adams Bank & Trust · Lender record →
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- Varsity Holdings FV LLC in Garner, NC — $215K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 20 days
- Approved
- 3/6/2025
- First disbursed
- 3/26/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Varsity Holdings FV LLC in Garner, NC — $50K (2025) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approval → funding
- 179 days
- Approved
- 3/6/2025
- First disbursed
- 9/1/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 7
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Olive Branch Georgia, LLC in Savannah, GA — $225K (2024) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $169K (75%)
- Approval → funding
- 1 days
- Approved
- 7/25/2024
- First disbursed
- 7/26/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Olive Branch Georgia, LLC in Savannah, GA — $30K (2024) · The Huntington National Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $15K (50%)
- Approval → funding
- 278 days
- Approved
- 7/25/2024
- First disbursed
- 4/29/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by The Huntington National Bank · Lender record →
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Who funds True North Restoration — and where
Every dot is a financed True North Restoration — 8 mapped.
Financed True North Restoration locations — list all 8 as text
- Olive Branch Georgia, LLC — Savannah · $225K · FY2024 · Remediation Services
- Olive Branch Georgia, LLC — Savannah · $30K · FY2024 · Remediation Services
- Forte e Corajoso Restoration, LLC — Lakewood · $274K · FY2025 · All Other Personal Services
- Forte E Corajoso Restoration, LLC — Lakewood · $274K · FY2025 · Other Services to Buildings and Dwellings
- DUFFY RESTORATION INC — Chesterfield · $25K · FY2026 · Remediation Services
- WEHBY HOLDINGS, Inc. — Goshen · $339K · FY2025 · Residential Remodelers
- Varsity Holdings FV LLC — Garner · $50K · FY2025 · Janitorial Services
- Varsity Holdings FV LLC — Garner · $215K · FY2025 · Janitorial Services
Top lenders for this brand
Most active states
- 1.Georgia (2 loans)
- 2.Colorado (2 loans)
- 3.North Carolina (2 loans)
- 4.Missouri (1 loans)
- 5.Kentucky (1 loans)
Represent True North Restoration?
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Common questions
How much does a True North Restoration cost to buy or open?
The typical deal for True North Restoration is $225K across 8 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $25K of buyer cash on a typical deal.
How risky is True North Restoration?
True North Restoration has 8 SBA loans on record since 2020 — too few to score a reliable failure rate. Judge the unit economics and the franchisor's disclosure document, not a small sample.
Can I finance a True North Restoration with an SBA loan?
Yes — True North Restoration has been SBA-financed 6 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.
Buying a True North Restoration franchise
Most True North Restoration buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical True North Restoration deal financed for $225K, which points to about $25K of buyer cash on a typical purchase. True North Restoration is listed in the SBA Franchise Directory (identifier S6991), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund True North Restoration — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.
AI summary
This profile summarizes public SBA financing activity for True North Restoration — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.
Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.
Agent summary
This page summarizes public SBA 7(a) financing for True North Restoration — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. True North Restoration is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.
- 8 SBA 7(a) deals since 2020
- $225K typical deal
- 6 deals since FY2025
- Too few deals to score a reliable failure rate
- SBA Franchise Directory: listed (identifier S6991)
- Top lenders: The Huntington National Bank, Adams Bank & Trust, U.S. Bank, National Association
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.
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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with True North Restoration.