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How to finance a True North Restoration

State:

Colorado (2)Georgia (2)Kentucky (1)Missouri (1)North Carolina (2)

The SBA 7(a) lenders funding the most True North Restoration deals, ranked from public loan records — typical True North Restoration loan about $225K. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance True North Restoration

$225K

Typical loan

range $50K–$274K

$250K

Est. purchase price

≈ loan ÷ 90%

$33,438

Cash to close

$25,000 down + fees

$3,293/mo

Typical payment

~12.5% · 10yr

$45,443/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

25 days

Typical time to fund

Lenders competing

more = leverage

10.22%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with True North Restoration

Ranked by funded True North Restoration loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.2,539 loans · $965M · Columbus, OHFull record →
2.4 loans · $2M · Ogallala, NEFull record →
3.31 loans · $13M · Louisville, KYFull record →

8+ funded True North Restoration deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

DUFFY RESTORATION INC in Chesterfield, MO — $25K (2026) · U.S. Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.74% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approved
2/17/2026
Loan status
Committed
Loan type
Revolving line
Collateral
Not required
Business type
Corporation
Jobs supported
1
Business age
New Business or 2 years or less
Industry
Remediation Services
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
WEHBY HOLDINGS, Inc. in Goshen, KY — $339K (2025) · Stock Yards Bank & Trust Company
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$254K (75%)
Approval → funding
25 days
Approved
5/5/2025
First disbursed
5/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by Stock Yards Bank & Trust Company · Lender record →
Your business? Claim this record · Request removal
Forte e Corajoso Restoration, LLC in Lakewood, CO — $274K (2025) · purchase · Adams Bank & Trust
Program
7a General
Rate at approval
10.25% variable
Term
123 months
SBA guaranteed
$205K (75%)
Approved
7/9/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Change of Ownership
Industry
All Other Personal Services
If you were the buyer here
Est. deal size
$304K
Est. down payment (10%)
$30K
Est. cash at closing
$41K
Monthly payment
$3,602
Annual debt service
$43K
Cash flow needed (1.25×)
$54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Adams Bank & Trust · Lender record →
Your business? Claim this record · Request removal
Forte E Corajoso Restoration, LLC in Lakewood, CO — $274K (2025) · purchase · Adams Bank & Trust
Program
7a General
Rate at approval
10.25% variable
Term
123 months
SBA guaranteed
$205K (75%)
Approved
7/25/2025
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Change of Ownership
Industry
Other Services to Buildings and Dwellings
If you were the buyer here
Est. deal size
$304K
Est. down payment (10%)
$30K
Est. cash at closing
$41K
Monthly payment
$3,602
Annual debt service
$43K
Cash flow needed (1.25×)
$54K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Adams Bank & Trust · Lender record →
Your business? Claim this record · Request removal
Varsity Holdings FV LLC in Garner, NC — $215K (2025) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$161K (75%)
Approval → funding
20 days
Approved
3/6/2025
First disbursed
3/26/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Varsity Holdings FV LLC in Garner, NC — $50K (2025) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approval → funding
179 days
Approved
3/6/2025
First disbursed
9/1/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
Startup, Loan Funds will Open Business
Industry
Janitorial Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Olive Branch Georgia, LLC in Savannah, GA — $225K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$169K (75%)
Approval → funding
1 days
Approved
7/25/2024
First disbursed
7/26/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
Olive Branch Georgia, LLC in Savannah, GA — $30K (2024) · The Huntington National Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$15K (50%)
Approval → funding
278 days
Approved
7/25/2024
First disbursed
4/29/2025
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a True North Restoration? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

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Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to True North Restoration businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a True North Restoration purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. The Huntington National Bank funds the most. CapBench is not a lender.

$225K typical True North Restoration loan
4 lenders fund the brand
25 days typical to fund

Buyers researching a True North Restoration typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker True North Restoration record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/true-north-restoration
API:: https://www.capbench.com/api/public/lenders?franchise=true-north-restoration
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.