Home & Trade Services · lender intelligence
How to finance a PuroClean
The SBA 7(a) lenders funding the most PuroClean deals, ranked from public loan records — typical PuroClean loan about $169K, 1.33% failure rate across 113 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance PuroClean
$169K
Typical loan
range $150K–$300K
$188K
Est. purchase price
≈ loan ÷ 90%
$25,116
Cash to close
$18,778 down + fees
$2,474/mo
Typical payment
~12.5% · 10yr
$34,141/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
98.7%
Still performing
1.3% default · FY20–23
21 days
Typical time to fund
40
Lenders competing
more = leverage
8.26%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with PuroClean
Ranked by funded PuroClean loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.575 loans · $220M · De Graff, OHFull record →
- 2.52 loans · $50M · Rockville, MDFull record →
- 3.2,539 loans · $965M · Columbus, OHFull record →
- 4.3,264 loans · $846M · Miami, FLFull record →
- 5.36 loans · $46M · Los Angeles, CAFull record →
- 6.328 loans · $134M · Cleveland, OHFull record →
- 7.149 loans · $135M · Mukwonago, WIFull record →
- 8.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 9.6 loans · $1M · Durango, COFull record →
- 10.47 loans · $39M · Greenville, PAFull record →
- 11.33 loans · $15M · Minneapolis, MNFull record →
- 12.318 loans · $229M · Osage Beach, MOFull record →
- 13.138 loans · $276M · Sioux Falls, SDFull record →
- 14.104 loans · $100M · Portsmouth, VAFull record →
- 15.20 loans · $8M · Saint Petersburg, FLFull record →
- 16.97 loans · $96M · Raleigh, NCFull record →
- 17.4 loans · $1M · Sacramento, CAFull record →
- 18.242 loans · $281M · Chicago, ILFull record →
- 19.24 loans · $21M · Raleigh, NCFull record →
- 20.21 loans · $11M · Little Rock, ARFull record →
- 21.103 loans · $64M · Indiana, PAFull record →
- 22.291 loans · $320M · Laguna Hills, CAFull record →
- 23.4 loans · $2M · Little Rock, ARFull record →
- 24.1,927 loans · $207M · Buffalo, NYFull record →
- 25.32 loans · $54M · Tupelo, MSFull record →
113+ funded PuroClean deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- Stella Point Holdings LLC in Stevens Point, WI — $1.1M (2026) · purchase · First National Bank of Pennsylvania
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $855K (75%)
- Approval → funding
- 19 days
- Approved
- 11/13/2025
- First disbursed
- 12/2/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Change of Ownership
- Industry
- Carpet and Upholstery Cleaning Services
If you were the buyer here
- Est. deal size
- $1.3M
- Est. down payment (10%)
- $127K
- Est. cash at closing
- $174K
- Monthly payment
- $14,134
- Annual debt service
- $170K
- Cash flow needed (1.25×)
- $212K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- PuroClean of Morristown NJ in Livingston, NJ — $500K (2026) · Newtek Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $250K (50%)
- Approved
- 3/24/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 13
- Business age
- Existing or more than 2 years old
- Industry
- Remediation Services
Funded by Newtek Bank, National Association · Lender record →
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- SD RESTORATION LLC dba PUROCLEAN OF SOUTH APOPKA, PUROCLEAN OF SAINT CLOUD in Saint Cloud, FL — $350K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 57 days
- Approved
- 11/13/2025
- First disbursed
- 1/9/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
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- PuroClean of Springfield, PA in Wallingford, PA — $300K (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 28 days
- Approved
- 1/28/2026
- First disbursed
- 2/25/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Individual
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
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- Easy Mitigation Services LLC in Oklahoma City, OK — $245K (2026) · CRF Small Business Loan Company, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $184K (75%)
- Approval → funding
- 23 days
- Approved
- 12/16/2025
- First disbursed
- 1/8/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Services to Buildings and Dwellings
Funded by CRF Small Business Loan Company, LLC · Lender record →
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- Coastal Renewal Corp. in Howard Beach, NY — $215K (2026) · CRF Small Business Loan Company, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $161K (75%)
- Approval → funding
- 3 days
- Approved
- 1/6/2026
- First disbursed
- 1/9/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Services to Buildings and Dwellings
Funded by CRF Small Business Loan Company, LLC · Lender record →
Your business? Claim this record · Request removal
- PuroClean of Chattanooga in Signal Mountain, TN — $203K (2026) · ACC Capital
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $152K (75%)
- Approval → funding
- 43 days
- Approved
- 12/9/2025
- First disbursed
- 1/21/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Services to Buildings and Dwellings
Funded by ACC Capital · Lender record →
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- Puroclean of Vineland in Vineland, NJ — $200K (2026) · Newtek Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $150K (75%)
- Approval → funding
- 10 days
- Approved
- 1/6/2026
- First disbursed
- 1/16/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Omni Restoration Solutions Inc. in Miramar, FL — $164K (2026) · First Commonwealth Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $123K (75%)
- Approved
- 3/19/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Other Services to Buildings and Dwellings
Funded by First Commonwealth Bank · Lender record →
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- Valor Restoration Group, L.L.C. dba PuroClean of Greater Landover in Lanham, MD — $150K (2026) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 63 days
- Approved
- 11/14/2025
- First disbursed
- 1/16/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Stella Point Holdings LLC in Stevens Point, WI — $100K (2026) · First National Bank of Pennsylvania
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $50K (50%)
- Approval → funding
- 47 days
- Approved
- 11/13/2025
- First disbursed
- 12/30/2025
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 16
- Business age
- Existing or more than 2 years old
- Industry
- Carpet and Upholstery Cleaning Services
Funded by First National Bank of Pennsylvania · Lender record →
Your business? Claim this record · Request removal
- Puroclean of Vineland in Vineland, NJ — $25K (2026) · Newtek Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $13K (50%)
- Approved
- 1/6/2026
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Remediation Services
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- PuroClean of Northeast Sacramento in Roseville, CA — $544K (2025) · Harvest Small Business Finance, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $408K (75%)
- Approval → funding
- 12 days
- Approved
- 3/19/2025
- First disbursed
- 3/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- All Other Specialty Trade Contractors
Funded by Harvest Small Business Finance, LLC · Lender record →
Your business? Claim this record · Request removal
- SENTINEL MITIGATION GROUP LLC dba Puroclean of Appleton WI in Appleton, WI — $350K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 30 days
- Approved
- 7/23/2025
- First disbursed
- 8/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- PuroClean of South Chesapeake in Chesapeake, VA — $350K (2025) · purchase · Capital Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 14 days
- Approved
- 8/27/2025
- First disbursed
- 9/10/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Remediation Services
If you were the buyer here
- Est. deal size
- $389K
- Est. down payment (10%)
- $39K
- Est. cash at closing
- $52K
- Monthly payment
- $4,674
- Annual debt service
- $56K
- Cash flow needed (1.25×)
- $70K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Capital Bank, National Association · Lender record →
Your business? Claim this record · Request removal
- Twin City Restoration LLC dba Puroclean of Winston-Salem North in Winston Salem, NC — $350K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 56 days
- Approved
- 8/28/2025
- First disbursed
- 10/23/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- BuildRight Velasco Restoration Inc dba Puroclean of Tomball in Tomball, TX — $350K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 56 days
- Approved
- 5/20/2025
- First disbursed
- 7/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Sebro LLC dba PuroClean of Lakeville in Lakeville, MN — $350K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 34 days
- Approved
- 11/13/2024
- First disbursed
- 12/17/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- GLOBAL PINNACLE SOLUTIONS, INC dba PUROCLEAN OF POMPANO BEACH in Pompano Beach, FL — $350K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 27 days
- Approved
- 1/8/2025
- First disbursed
- 2/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Villescas316 LLC in Wichita, KS — $300K (2025) · United Midwest Savings Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 37 days
- Approved
- 1/22/2025
- First disbursed
- 2/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Buying a PuroClean? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to PuroClean businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a PuroClean purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.
- $169K typical PuroClean loan
- 1.33% failure rate (FY20–23)
- 40 lenders fund the brand
- 21 days typical to fund
Buyers researching a PuroClean typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.