Home & Trade Services · lender intelligence

How to finance a Rainbow International

State:

The SBA 7(a) lenders funding the most Rainbow International deals, ranked from public loan records — typical Rainbow International loan about $150K, 13.85% failure rate across 89 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Rainbow International

$150K

Typical loan

range $150K–$300K

$167K

Est. purchase price

≈ loan ÷ 90%

$21,467

Cash to close

$16,667 down + fees

$2,196/mo

Typical payment

~12.5% · 10yr

$30,305/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

86.2%

Still performing

13.8% default · FY20–23

19 days

Typical time to fund

Lenders competing

more = leverage

8.04%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Rainbow International

Ranked by funded Rainbow International loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

1.575 loans · $220M · De Graff, OHFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.2,539 loans · $965M · Columbus, OHFull record →
4.284 loans · $254M · Cincinnati, OHFull record →
5.88 loans · $96M · Muncie, INFull record →
6.52 loans · $50M · Rockville, MDFull record →
7.2 loans · $0M · Grapevine, TXFull record →
8.20 loans · $8M · Saint Petersburg, FLFull record →
9.33 loans · $15M · Minneapolis, MNFull record →
10.3 loans · $2M · Minneapolis, MNFull record →
11.2 loans · $3M · Union, MOFull record →
12.9 loans · $3M · Sioux Falls, SDFull record →
13.97 loans · $156M · Clayton, MOFull record →
14.4 loans · $0M · Warsaw, INFull record →
15.12 loans · $6M · Newburgh, INFull record →
16.7 loans · $1M · Mattoon, ILFull record →
17.20 loans · $1M · Honolulu, HIFull record →
18.13 loans · $18M · Roseburg, ORFull record →

89+ funded Rainbow International deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Sealey Restoration, LLC in Madison, AL — $80K (2026) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
10.24% variable
Term
120 mo (10 yrs)
SBA guaranteed
$68K (85%)
Approved
3/10/2026
Loan status
Committed
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
Front Row in Clute, TX — $489K (2025) · Enterprise Bank & Trust
Program
Preferred Lenders Program
Rate at approval
10% variable
Term
300 mo (25 yrs)
SBA guaranteed
$352K (72%)
Approval → funding
16 days
Approved
3/5/2025
First disbursed
3/21/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
7
Business age
New Business or 2 years or less
Industry
Drinking Places (Alcoholic Beverages)
Funded by Enterprise Bank & Trust · Lender record →
Your business? Claim this record · Request removal
TK COMPANIES LLC dba RAINBOW RESTORATION OF SE LOUISVILLE in Mount Washington, KY — $300K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
17 days
Approved
8/1/2025
First disbursed
8/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
KB RESTORATION AND RECONSTRUCTION LLC dba Rainbow Restoration of Commerce City - in Commerce City, CO — $300K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
57 days
Approved
4/8/2025
First disbursed
6/4/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
GJREnterpises,LLC dba Rainbow Restoration of Lincoln County - Mount Holly in Lincolnton, NC — $300K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
62 days
Approved
5/30/2025
First disbursed
7/31/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
KLS Solutions LLC dba Rainbow Restoration of Far North Dallas in Dallas, TX — $300K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
37 days
Approved
1/21/2025
First disbursed
2/27/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
OWINGS MILLS RESTORATION LLC in Owings Mills, MD — $150K (2025) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approved
12/17/2024
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
6
Business age
Existing or more than 2 years old
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
DBD Trinity Holdings, LLC in Mckinney, TX — $325K (2024) · Bank of the West
Program
Preferred Lenders Program
Rate at approval
11.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$244K (75%)
Approval → funding
8 days
Approved
6/6/2024
First disbursed
6/14/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
11
Business age
Existing or more than 2 years old
Industry
All Other Specialty Trade Contractors
Funded by Bank of the West · Lender record →
Your business? Claim this record · Request removal
BLACK WATER HOME LLC dba Rainbow Restoration of Southwest Omaha in Papillion, NE — $300K (2024) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
13 days
Approved
6/7/2024
First disbursed
6/20/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
JAMAC Enterprises LLC dba Rainbow Restoration of South Birmingham Metro in Helena, AL — $300K (2024) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
15 days
Approved
6/13/2024
First disbursed
6/28/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
CHLT ENTERPRISES LLC dba RAINBOW RESTORATION OF BOONTON-WEST MILFORD in Butler, NJ — $300K (2024) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
38 days
Approved
7/2/2024
First disbursed
8/9/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Stanislaus Restoration LLC dba RAINBOW RESTORATION OF TURLOCK in Turlock, CA — $300K (2024) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
47 days
Approved
7/11/2024
First disbursed
8/27/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
JNL RESTORATION GROUP, LLC dba RAINBOW RESTORATION OF NORTHEAST INDIANAPOLIS in Fishers, IN — $300K (2024) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
7 days
Approved
7/31/2024
First disbursed
8/7/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Torbello Restoration, LLC dba Rainbow Restoration of East Hartford-Colchester in Hartford, CT — $300K (2024) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
14 days
Approved
1/30/2024
First disbursed
2/13/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
6
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Turker Restoration LLC dba Rainbow Restoration of Culpeper in Fredericksburg, VA — $300K (2024) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
29 days
Approved
2/7/2024
First disbursed
3/7/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
R.H.A. GULF COAST RESTORATION LLC dba Rainbow Restoration of Gulf Coast in Denham Springs, LA — $300K (2024) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
41 days
Approved
2/17/2024
First disbursed
3/29/2024
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Pro Site Services LLC dba Rainbow International of Anaheim in Corona, CA — $300K (2024) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
145 days
Approved
3/6/2024
First disbursed
7/29/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
3
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Rising Restoration LLC dba Rainbow Restoration of Waynesville in Canton, NC — $300K (2024) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
14 days
Approved
3/25/2024
First disbursed
4/8/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
Vasi Enterprises LLC dba Rainbow Restoration of North Plano in Plano, TX — $300K (2024) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$225K (75%)
Approval → funding
49 days
Approved
9/4/2024
First disbursed
10/23/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Residential Remodelers
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal
GPASS LLC in Lancaster, PA — $257K (2024) · The Huntington National Bank
Program
Preferred Lenders Program
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$193K (75%)
Approval → funding
1 days
Approved
10/19/2023
First disbursed
10/20/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Startup, Loan Funds will Open Business
Industry
Remediation Services
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal

Buying a Rainbow International? Start with a lender that has funded the brand

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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Rainbow International businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Rainbow International purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

$150K typical Rainbow International loan
13.85% failure rate (FY20–23)
18 lenders fund the brand
19 days typical to fund

Buyers researching a Rainbow International typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker Rainbow International record

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/rainbow-international
API:: https://www.capbench.com/api/public/lenders?franchise=rainbow-international
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.