Home & Trade Services · lender intelligence
How to finance a CertaPro Painters
The SBA 7(a) lenders funding the most CertaPro Painters deals, ranked from public loan records — typical CertaPro Painters loan about $315K, 0% failure rate across 84 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance CertaPro Painters
$315K
Typical loan
range $100K–$569K
$350K
Est. purchase price
≈ loan ÷ 90%
$46,813
Cash to close
$35,000 down + fees
$4,339/mo
Typical payment
~11% · 10yr
$59,878/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
17 days
Typical time to fund
51
Lenders competing
more = leverage
7.86%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with CertaPro Painters
Ranked by funded CertaPro Painters loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.1,296 loans · $1.4B · Wilmington, NCFull record →
- 2.14 loans · $23M · Miami Lakes, FLFull record →
- 3.575 loans · $220M · De Graff, OHFull record →
- 4.2,539 loans · $965M · Columbus, OHFull record →
- 5.62 loans · $34M · Winter Haven, FLFull record →
- 6.291 loans · $320M · Laguna Hills, CAFull record →
- 7.34 loans · $26M · Kalispell, MTFull record →
- 8.14 loans · $6M · Manchester, NHFull record →
- 9.103 loans · $64M · Indiana, PAFull record →
- 10.1 loans · $0M · Bath, MEFull record →
- 11.1,927 loans · $207M · Buffalo, NYFull record →
- 12.30 loans · $24M · Kansas City, MOFull record →
- 13.499 loans · $106M · Los Angeles, CAFull record →
- 14.318 loans · $229M · Osage Beach, MOFull record →
- 15.31 loans · $24M · Malvern, PAFull record →
- 16.1,322 loans · $185M · Wilmington, DEFull record →
- 17.116 loans · $120M · Evansville, INFull record →
- 18.149 loans · $135M · Mukwonago, WIFull record →
- 19.1 loans · $1M · Lincoln, NEFull record →
- 20.97 loans · $156M · Clayton, MOFull record →
- 21.4 loans · $1M · Belleville, ILFull record →
- 22.129 loans · $234M · New York, NYFull record →
- 23.40 loans · $42M · Englewood Cliffs, NJFull record →
- 24.46 loans · $47M · Asheville, NCFull record →
- 25.3,264 loans · $846M · Miami, FLFull record →
84+ funded CertaPro Painters deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- CERTAPRO PAINTERS OF HILLSBOROUGH COUNTY in Tampa, FL — $1.8M (2026) · BankUnited, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.3M (75%)
- Approval → funding
- 12 days
- Approved
- 12/18/2025
- First disbursed
- 12/30/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Painting and Wall Covering Contractors
Funded by BankUnited, National Association · Lender record →
Your business? Claim this record · Request removal
- CertaPro Painters of Washington DC in Vienna, VA — $620K (2026) · HomeTrust Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $465K (75%)
- Approval → funding
- 10 days
- Approved
- 12/12/2025
- First disbursed
- 12/22/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- New Business or 2 years or less
- Industry
- Painting and Wall Covering Contractors
Funded by HomeTrust Bank · Lender record →
Your business? Claim this record · Request removal
- SDG INVESTMENTS INC. in Perry Hall, MD — $350K (2026) · CenTrust Bank, A Division of SmartBiz Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 9 days
- Approved
- 1/27/2026
- First disbursed
- 2/5/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 3
- Business age
- Existing or more than 2 years old
- Industry
- Painting and Wall Covering Contractors
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
Your business? Claim this record · Request removal
- Distinctive Painting Company in Tampa, FL — $50K (2026) · BankUnited, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $25K (50%)
- Approved
- 12/18/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Existing or more than 2 years old
- Industry
- Painting and Wall Covering Contractors
Funded by BankUnited, National Association · Lender record →
Your business? Claim this record · Request removal
- MARATHON PAINTING CORP. in Hopkinton, MA — $45K (2026) · Newtek Bank, National Association
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 13.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $23K (50%)
- Approved
- 1/21/2026
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Painting and Wall Covering Contractors
Funded by Newtek Bank, National Association · Lender record →
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- Shearwater Painting South Shore, Inc. in Rockland, MA — $2.5M (2025) · purchase · Port 51 Lending LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.9M (75%)
- Approval → funding
- 14 days
- Approved
- 9/4/2025
- First disbursed
- 9/18/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 14
- Business age
- Change of Ownership
- Industry
- Painting and Wall Covering Contractors
If you were the buyer here
- Est. deal size
- $2.8M
- Est. down payment (10%)
- $278K
- Est. cash at closing
- $383K
- Monthly payment
- $33,734
- Annual debt service
- $405K
- Cash flow needed (1.25×)
- $506K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Port 51 Lending LLC · Lender record →
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- KEGR Ventures LLC in Chapel Hill, NC — $999K (2025) · purchase · TowneBank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $749K (75%)
- Approval → funding
- 20 days
- Approved
- 12/10/2024
- First disbursed
- 12/30/2024
- Loan status
- Paid in full (10/31/2025)
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 7
- Business age
- Change of Ownership
- Industry
- Paint and Coating Manufacturing
If you were the buyer here
- Est. deal size
- $1.1M
- Est. down payment (10%)
- $111K
- Est. cash at closing
- $152K
- Monthly payment
- $13,195
- Annual debt service
- $158K
- Cash flow needed (1.25×)
- $198K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by TowneBank · Lender record →
Your business? Claim this record · Request removal
- Distinctive Painting Company in Tampa, FL — $840K (2025) · BankUnited, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.5% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $630K (75%)
- Approved
- 1/29/2025
- Loan status
- Cancelled
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 1
- Business age
- Existing or more than 2 years old
- Industry
- Painting and Wall Covering Contractors
Funded by BankUnited, National Association · Lender record →
Your business? Claim this record · Request removal
- MCA Home Painting Services LLC in Essex Fells, NJ — $439K (2025) · purchase · Customers Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $329K (75%)
- Approval → funding
- 48 days
- Approved
- 2/11/2025
- First disbursed
- 3/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Painting and Wall Covering Contractors
If you were the buyer here
- Est. deal size
- $487K
- Est. down payment (10%)
- $49K
- Est. cash at closing
- $65K
- Monthly payment
- $5,437
- Annual debt service
- $65K
- Cash flow needed (1.25×)
- $82K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- Dakrow LLC in Seaford, NY — $425K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $319K (75%)
- Approval → funding
- 23 days
- Approved
- 7/29/2025
- First disbursed
- 8/21/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 2
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Painting and Wall Covering Contractors
Funded by Live Oak Banking Company · Lender record →
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- Fraleglia Corp. in Mountainside, NJ — $374K (2025) · purchase · ConnectOne Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $281K (75%)
- Approval → funding
- 27 days
- Approved
- 9/18/2025
- First disbursed
- 10/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Painting and Wall Covering Contractors
If you were the buyer here
- Est. deal size
- $416K
- Est. down payment (10%)
- $42K
- Est. cash at closing
- $56K
- Monthly payment
- $4,942
- Annual debt service
- $59K
- Cash flow needed (1.25×)
- $74K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by ConnectOne Bank · Lender record →
Your business? Claim this record · Request removal
- Miles of Color Painting, LLC in Upper Marlboro, MD — $350K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $263K (75%)
- Approval → funding
- 108 days
- Approved
- 9/30/2025
- First disbursed
- 1/16/2026
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Painting and Wall Covering Contractors
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- CERTAPRO PAINTERS OF WOODBRIDGE VIRGINIA INC. in Dumfries, VA — $325K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 9.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $244K (75%)
- Approval → funding
- 9 days
- Approved
- 4/28/2025
- First disbursed
- 5/7/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Painting and Wall Covering Contractors
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- CERTAPRO PAINTERS OF SHENANDOAH VALLEY in Warrenton, VA — $300K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $225K (75%)
- Approval → funding
- 8 days
- Approved
- 4/23/2025
- First disbursed
- 5/1/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 1
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Painting and Wall Covering Contractors
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- Secured Affluence LLC in Saint James, NY — $275K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $206K (75%)
- Approval → funding
- 4 days
- Approved
- 3/31/2025
- First disbursed
- 4/4/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 22
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Painting and Wall Covering Contractors
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- NBS Services INC. in Fairfax, VA — $260K (2025) · Live Oak Banking Company
- Program
- Preferred Lenders Program
- Rate at approval
- 10.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $195K (75%)
- Approval → funding
- 101 days
- Approved
- 9/5/2025
- First disbursed
- 12/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Painting and Wall Covering Contractors
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
- MCA Home Painting Services LLC in Essex Fells, NJ — $60K (2025) · purchase · Customers Bank
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $30K (50%)
- Approved
- 2/11/2025
- Loan status
- Committed
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 3
- Business age
- Change of Ownership
- Industry
- Painting and Wall Covering Contractors
If you were the buyer here
- Est. deal size
- $67K
- Est. down payment (10%)
- $7K
- Est. cash at closing
- $9K
- Monthly payment
- $760
- Annual debt service
- $9K
- Cash flow needed (1.25×)
- $11K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Customers Bank · Lender record →
Your business? Claim this record · Request removal
- CPPC Consulting LLC in Charlottesville, VA — $638K (2024) · Bank of America, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.14% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $478K (75%)
- Approval → funding
- 19 days
- Approved
- 1/24/2024
- First disbursed
- 2/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Painting and Wall Covering Contractors
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
- Blissful Painters Inc in Pasadena, CA — $570K (2024) · purchase · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $427K (75%)
- Approval → funding
- 27 days
- Approved
- 2/29/2024
- First disbursed
- 3/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 54
- Business age
- Change of Ownership
- Industry
- Painting and Wall Covering Contractors
If you were the buyer here
- Est. deal size
- $633K
- Est. down payment (10%)
- $63K
- Est. cash at closing
- $85K
- Monthly payment
- $7,450
- Annual debt service
- $89K
- Cash flow needed (1.25×)
- $112K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by The Huntington National Bank · Lender record →
Your business? Claim this record · Request removal
- Wavent, LLC Demo 2 Decor in Belleville, IL — $450K (2024) · purchase · Bank of Belleville
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 33 days
- Approved
- 4/25/2024
- First disbursed
- 5/28/2024
- Loan status
- Delinquent
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Change of Ownership
- Industry
- Painting and Wall Covering Contractors
If you were the buyer here
- Est. deal size
- $500K
- Est. down payment (10%)
- $50K
- Est. cash at closing
- $67K
- Monthly payment
- $6,009
- Annual debt service
- $72K
- Cash flow needed (1.25×)
- $90K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Bank of Belleville · Lender record →
Your business? Claim this record · Request removal
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to CertaPro Painters businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a CertaPro Painters purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. Live Oak Banking Company funds the most. CapBench is not a lender.
- $315K typical CertaPro Painters loan
- 0% failure rate (FY20–23)
- 51 lenders fund the brand
- 17 days typical to fund
Buyers researching a CertaPro Painters typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.