How to finance a CertaPro Painters in Massachusetts

State:

The SBA 7(a) lenders funding the most CertaPro Painters deals in Massachusetts, from public loan records — typical CertaPro Painters loan about $315K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance CertaPro Painters in Massachusetts

$100K

Typical loan

range $50K–$250K

$111K

Est. purchase price

≈ loan ÷ 90%

$14,311

Cash to close

$11,111 down + fees

$1,464/mo

Typical payment

~12.5% · 10yr

$20,203/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

40 days

Typical time to fund

Lenders competing

more = leverage

9.65%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with CertaPro Painters in Massachusetts

Ranked by funded CertaPro Painters loans in Massachusetts. Tap a lender for its full record, or hit Get in touch for an introduction.

1.129 loans · $234M · New York, NYFull record →
2.3,264 loans · $846M · Miami, FLFull record →
3.35 loans · $33M · Providence, RIFull record →
4.4 loans · $1M · Needham, MAFull record →

5+ funded CertaPro Painters in Massachusetts deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

MARATHON PAINTING CORP. in Hopkinton, MA — $45K (2026) · Newtek Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
13.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$23K (50%)
Approved
1/21/2026
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Painting and Wall Covering Contractors
Funded by Newtek Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Shearwater Painting South Shore, Inc. in Rockland, MA — $2.5M (2025) · purchase · Port 51 Lending LLC
Program
Preferred Lenders Program
Rate at approval
10.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.9M (75%)
Approval → funding
14 days
Approved
9/4/2025
First disbursed
9/18/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
14
Business age
Change of Ownership
Industry
Painting and Wall Covering Contractors
If you were the buyer here
Est. deal size
$2.8M
Est. down payment (10%)
$278K
Est. cash at closing
$383K
Monthly payment
$33,734
Annual debt service
$405K
Cash flow needed (1.25×)
$506K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Port 51 Lending LLC · Lender record →
Your business? Claim this record · Request removal
CertaPro Painters of Newton in Newton Center, MA — $50K (2023) · Newtek Small Business Finance, Inc.
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
14.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
3/30/2023
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Painting and Wall Covering Contractors
Funded by Newtek Small Business Finance, Inc.
Your business? Claim this record · Request removal
E. HARRIS ENTERPRISES LLC in Dedham, MA — $100K (2022) · Needham Bank
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approved
4/7/2022
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Business age
New Business or 2 years or less
Industry
Painting and Wall Covering Contractors
Funded by Needham Bank · Lender record →
Your business? Claim this record · Request removal
Frame Shops of Westchester, Inc. in Rockland, MA — $250K (2020) · Citizens Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$125K (50%)
Approval → funding
40 days
Approved
4/29/2020
First disbursed
6/8/2020
Loan status
Paid in full (6/30/2025)
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Business age
Existing or more than 2 years old
Industry
Painting and Wall Covering Contractors
Funded by Citizens Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a CertaPro Painters in Massachusetts? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

By submitting, I agree that CapBench may share my contact information with SBA lending partners and loan brokers (including partners who compensate CapBench), and that they and CapBench may contact me about financing by phone, email, and text — including via autodialed or prerecorded calls and messages — at the phone number and email I provide. Consent is not a condition of any purchase or service, and message and data rates may apply. CapBench is not a lender and makes no credit decision.

CapBench analysis of public SBA 7(a) lending records; ranked by funded CertaPro Painters loans with a Massachusetts project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a CertaPro Painters purchase in Massachusetts with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Massachusetts deals. Port 51 Lending LLC funds the most here. CapBench is not a lender.

$315K typical CertaPro Painters loan
5 lenders active in Massachusetts
5+ funded Massachusetts deals
40 days typical to fund

Buyers buying a CertaPro Painters in Massachusetts typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All CertaPro Painters lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-20.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/certapro-painters/massachusetts
API:: https://www.capbench.com/api/public/lenders?franchise=certapro-painters
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.