How to finance a CertaPro Painters in Florida

State:

The SBA 7(a) lenders funding the most CertaPro Painters deals in Florida, from public loan records — typical CertaPro Painters loan about $315K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance CertaPro Painters in Florida

$400K

Typical loan

range $100K–$840K

$444K

Est. purchase price

≈ loan ÷ 90%

$59,444

Cash to close

$44,444 down + fees

$5,176/mo

Typical payment

~9.5% · 10yr

$71,429/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

17 days

Typical time to fund

Lenders competing

more = leverage

8.36%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with CertaPro Painters in Florida

Ranked by funded CertaPro Painters loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

1.14 loans · $23M · Miami Lakes, FLFull record →
2.318 loans · $229M · Osage Beach, MOFull record →
3.62 loans · $34M · Winter Haven, FLFull record →
4.575 loans · $220M · De Graff, OHFull record →
5.242 loans · $281M · Chicago, ILFull record →

9+ funded CertaPro Painters in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

CERTAPRO PAINTERS OF HILLSBOROUGH COUNTY in Tampa, FL — $1.8M (2026) · BankUnited, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$1.3M (75%)
Approval → funding
12 days
Approved
12/18/2025
First disbursed
12/30/2025
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Painting and Wall Covering Contractors
Funded by BankUnited, National Association · Lender record →
Your business? Claim this record · Request removal
Distinctive Painting Company in Tampa, FL — $50K (2026) · BankUnited, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
9.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$25K (50%)
Approved
12/18/2025
Loan status
Committed
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
12
Business age
Existing or more than 2 years old
Industry
Painting and Wall Covering Contractors
Funded by BankUnited, National Association · Lender record →
Your business? Claim this record · Request removal
Distinctive Painting Company in Tampa, FL — $840K (2025) · BankUnited, National Association
Program
Preferred Lenders Program
Rate at approval
7.5% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$630K (75%)
Approved
1/29/2025
Loan status
Cancelled
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
1
Business age
Existing or more than 2 years old
Industry
Painting and Wall Covering Contractors
Funded by BankUnited, National Association · Lender record →
Your business? Claim this record · Request removal
CertaPro Painters of Central SW Florida in Fort Myers, FL — $500K (2023) · purchase · First Bank of the Lake
Program
Preferred Lenders Program
Rate at approval
10.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
18 days
Approved
9/10/2023
First disbursed
9/28/2023
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Painting and Wall Covering Contractors
If you were the buyer here
Est. deal size
$556K
Est. down payment (10%)
$56K
Est. cash at closing
$74K
Monthly payment
$6,817
Annual debt service
$82K
Cash flow needed (1.25×)
$102K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
JAARR CORP in Bradenton, FL — $100K (2023) · Bank of America, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$50K (50%)
Approval → funding
12 days
Approved
9/23/2023
First disbursed
10/5/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
3
Business age
Existing or more than 2 years old
Industry
Painting and Wall Covering Contractors
Funded by Bank of America, National Association · Lender record →
Your business? Claim this record · Request removal
CertaPro Painters of Central SW Florida in Fort Myers, FL — $25K (2023) · purchase · First Bank of the Lake
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
11.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$13K (50%)
Approval → funding
17 days
Approved
9/10/2023
First disbursed
9/27/2023
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
5
Business age
Change of Ownership
Industry
Painting and Wall Covering Contractors
If you were the buyer here
Est. deal size
$28K
Est. down payment (10%)
$3K
Est. cash at closing
$4K
Monthly payment
$348
Annual debt service
$4K
Cash flow needed (1.25×)
$5K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank of the Lake · Lender record →
Your business? Claim this record · Request removal
Distinctive Painting Company in Tampa, FL — $1.4M (2021) · SouthState Bank, National Association
Program
Preferred Lenders Program
Rate at approval
5.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$1.1M (75%)
Approval → funding
20 days
Approved
12/11/2020
First disbursed
12/31/2020
Loan status
Paid in full (12/31/2025)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Startup, Loan Funds will Open Business
Industry
Painting and Wall Covering Contractors
Funded by SouthState Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Seprotec of Florida, Inc in Doral, FL — $400K (2021) · Byline Bank
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
92 months
SBA guaranteed
$360K (90%)
Approval → funding
9 days
Approved
9/21/2021
First disbursed
9/30/2021
Loan status
In workout — SBA bought the guarantee
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
2
Business age
Existing or more than 2 years old
Industry
Painting and Wall Covering Contractors
Funded by Byline Bank · Lender record →
Your business? Claim this record · Request removal
TKO INVESTMENTS LLC in Palm Beach Shores, FL — $150K (2020) · United Midwest Savings Bank National Association
Program
Preferred Lenders Program
Rate at approval
6% variable
Term
120 mo (10 yrs)
SBA guaranteed
$128K (85%)
Approval → funding
31 days
Approved
9/30/2020
First disbursed
10/31/2020
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
4
Business age
Startup, Loan Funds will Open Business
Industry
Painting and Wall Covering Contractors
Funded by United Midwest Savings Bank National Association · Lender record →
Your business? Claim this record · Request removal

Buying a CertaPro Painters in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded CertaPro Painters loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a CertaPro Painters purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. BankUnited, National Association funds the most here. CapBench is not a lender.

$315K typical CertaPro Painters loan
6 lenders active in Florida
9+ funded Florida deals
17 days typical to fund

Buyers buying a CertaPro Painters in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All CertaPro Painters lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/certapro-painters/florida
API:: https://www.capbench.com/api/public/lenders?franchise=certapro-painters
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.