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How to finance a Aire Serv

The SBA 7(a) lenders funding the most Aire Serv deals, ranked from public loan records — typical Aire Serv loan about $275K, 25.93% failure rate across 86 loans. A bank that has funded the brand knows the model — faster approvals, better terms.

Deal economics— what it takes to buy & finance Aire Serv

$275K

Typical loan

range $150K–$275K

$306K

Est. purchase price

≈ loan ÷ 90%

$40,869

Cash to close

$30,556 down + fees

$3,788/mo

Typical payment

~11% · 10yr

$52,274/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

74.1%

Still performing

25.9% default · FY20–23

30 days

Typical time to fund

15

Lenders competing

more = leverage

9.47%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Aire Serv

Ranked by funded Aire Serv loans. Tap a lender to open its full record, or hit Get in touch for an introduction.

  1. 1.575 loans · $220M · De Graff, OHFull record →
  2. 2.2,539 loans · $965M · Columbus, OHFull record →
  3. 3.103 loans · $64M · Indiana, PAFull record →
  4. 4.242 loans · $281M · Chicago, ILFull record →
  5. 5.22 loans · $3M · Fayetteville, ARFull record →
  6. 6.23 loans · $25M · Chicago, ILFull record →
  7. 7.1,296 loans · $1.4B · Wilmington, NCFull record →
  8. 8.3,264 loans · $846M · Miami, FLFull record →
  9. 9.154 loans · $26M · San Diego, CAFull record →
  10. 10.1,927 loans · $207M · Buffalo, NYFull record →
  11. 11.1 loans · $0M · St. Louis, MOFull record →
  12. 12.1,322 loans · $185M · Wilmington, DEFull record →
  13. 13.8 loans · $7M · Dickson, TNFull record →

86+ funded Aire Serv deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • ABERICH, INC. dba AIRE SERV OF THE VILLAGES in Ocala, FL — $350K (2026) · United Midwest Savings Bank National Association
  • MANE POINTE LLC dba Aire Serv of Pearland in Pearland, TX — $350K (2026) · United Midwest Savings Bank National Association
  • DMR HVAC, LLC in Clayton, GA — $350K (2026) · purchase · Live Oak Banking Company
  • AireServ of North St. Petersburg in Belleair Beach, FL — $350K (2026) · Newtek Bank, National Association
  • Model Town Services LLC in Olney, MD — $315K (2026) · Manufacturers and Traders Trust Company
  • SMWags LLC dba Aire Serv of SE Fort Collins-Windsor in Windsor, CO — $300K (2026) · United Midwest Savings Bank National Association
  • PUGET SOUND HVAC LLC dba AIRE SERV OF NORTH CENTRAL SEATTLE in Seattle, WA — $300K (2026) · United Midwest Savings Bank National Association
  • Bryant Services LLC in Owings Mills, MD — $300K (2026) · United Midwest Savings Bank National Association
  • J R Smith Home Services LLC in Bay Village, OH — $300K (2026) · United Midwest Savings Bank National Association
  • Iron Crest Solutions LLC in Riverside, CA — $275K (2026) · United Midwest Savings Bank National Association
  • PIERCE FRANCHISING VENTURES LLC in Tampa, FL — $270K (2026) · United Midwest Savings Bank National Association
  • Vassiliou Enterprises LLC in Belleair Beach, FL — $250K (2026) · CDC Small Business Finance Corp.
  • CPL Home Services LLC in Columbus, GA — $250K (2026) · United Midwest Savings Bank National Association
  • Home 34 Co. in Oak Park, IL — $50K (2026) · First Commonwealth Bank
  • Quark, LLC in Kalispell, MT — $1.3M (2025) · purchase · Byline Bank
  • Cook Air Services LLC in Kalispell, MT — $984K (2025) · purchase · Byline Bank
  • SLATTERY ENTERPRISES OF ARIZONA, INC. dba Aire Serv of North Valley in Scottsdale, AZ — $275K (2025) · United Midwest Savings Bank National Association
  • Bosch Works LLC in Lake Elmo, MN — $275K (2025) · United Midwest Savings Bank National Association
  • WESLEY CHAPEL HOME SERVICES LLC dba AIRESERV OF WESLEY CHAPEL in Wesley Chapel, FL — $275K (2025) · United Midwest Savings Bank National Association
  • Fetko Group LLC dba Aire Serv of North Wales Central Bucks in Harleysville, PA — $275K (2025) · United Midwest Savings Bank National Association

Buying a Aire Serv? Start with a lender that has funded the brand

We'll point you to the SBA lenders already financing this brand — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to Aire Serv businesses. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Aire Serv purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. United Midwest Savings Bank National Association funds the most. CapBench is not a lender.

  • $275K typical Aire Serv loan
  • 25.93% failure rate (FY20–23)
  • 15 lenders fund the brand
  • 30 days typical to fund

Buyers researching a Aire Serv typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerAire Serv record
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/aire-serv
API:
https://www.capbench.com/api/public/lenders?franchise=aire-serv
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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