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Aire Serv, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0080)

86 deals since 2020 · typical deal $275K · 25.93% failure rate

86

Deals since 2020

$275K

Typical deal

37

Deals since FY2025

25.93%

Failure rate (FY20–23)

25.93% of Aire Serv's FY2020–23 deals failed — well above typical. Price that risk into your offer and your reserves.

What buyers pay for Aire Serv

Most Aire Serv deals financed between $150K and $275K. Above $275K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$3,827
Down payment (10%)
$31K
Cash to close (all-in)
$41K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$41K)

Experience

Recent financings

  • ABERICH, INC. dba AIRE SERV OF THE VILLAGES in Ocala, FL — $350K (2026) · United Midwest Savings Bank National Association
  • MANE POINTE LLC dba Aire Serv of Pearland in Pearland, TX — $350K (2026) · United Midwest Savings Bank National Association
  • DMR HVAC, LLC in Clayton, GA — $350K (2026) · purchase · Live Oak Banking Company
  • AireServ of North St. Petersburg in Belleair Beach, FL — $350K (2026) · Newtek Bank, National Association
  • Model Town Services LLC in Olney, MD — $315K (2026) · Manufacturers and Traders Trust Company
  • SMWags LLC dba Aire Serv of SE Fort Collins-Windsor in Windsor, CO — $300K (2026) · United Midwest Savings Bank National Association
  • PUGET SOUND HVAC LLC dba AIRE SERV OF NORTH CENTRAL SEATTLE in Seattle, WA — $300K (2026) · United Midwest Savings Bank National Association
  • Bryant Services LLC in Owings Mills, MD — $300K (2026) · United Midwest Savings Bank National Association
  • J R Smith Home Services LLC in Bay Village, OH — $300K (2026) · United Midwest Savings Bank National Association
  • Iron Crest Solutions LLC in Riverside, CA — $275K (2026) · United Midwest Savings Bank National Association

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Aire Serv brand mark

Who funds Aire Serv — and where

Every dot is a financed Aire Serv — 86 mapped.

Financed Aire Serv locations — list all 86 as text

Top lenders for this brand

  1. 1.United Midwest Savings Bank National Association(65)
  2. 2.The Huntington National Bank(3)
  3. 3.First Commonwealth Bank (2)
  4. 4.Byline Bank(2)
  5. 5.Arvest Bank(2)

Most active states

  1. 1.Florida (18 loans)
  2. 2.Georgia (10 loans)
  3. 3.Texas (9 loans)
  4. 4.California (6 loans)
  5. 5.North Carolina (4 loans)
  6. 6.Illinois (4 loans)
  7. 7.Ohio (4 loans)
  8. 8.Virginia (3 loans)

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Common questions

How much does a Aire Serv cost to buy or open?

The typical deal for Aire Serv is $275K across 86 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $30K of buyer cash on a typical deal.

How risky is Aire Serv?

25.93% of Aire Serv's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Aire Serv with an SBA loan?

Yes — Aire Serv has been SBA-financed 37 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Aire Serv franchise

Most Aire Serv buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Aire Serv deal financed for $275K, which points to about $30K of buyer cash on a typical purchase. Aire Serv is listed in the SBA Franchise Directory (identifier S0080), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Aire Serv — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Aire Serv — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Aire Serv — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Aire Serv is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 86 SBA 7(a) deals since 2020
  • $275K typical deal
  • 37 deals since FY2025
  • 25.93% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S0080)
  • Top lenders: United Midwest Savings Bank National Association, The Huntington National Bank, First Commonwealth Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/aire-serv
API:
https://www.capbench.com/api/public/franchises/aire-serv
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Aire Serv.

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