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How to finance a Aire Serv in Florida

The SBA 7(a) lenders funding the most Aire Serv deals in Florida, from public loan records — typical Aire Serv loan about $275K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance Aire Serv in Florida

$275K

Typical loan

range $207K–$275K

$306K

Est. purchase price

≈ loan ÷ 90%

$40,869

Cash to close

$30,556 down + fees

$3,788/mo

Typical payment

~11% · 10yr

$52,274/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

48 days

Typical time to fund

5

Lenders competing

more = leverage

10.25%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with Aire Serv in Florida

Ranked by funded Aire Serv loans in Florida. Tap a lender for its full record, or hit Get in touch for an introduction.

  1. 1.575 loans · $220M · De Graff, OHFull record →
  2. 2.3,264 loans · $846M · Miami, FLFull record →
  3. 3.154 loans · $26M · San Diego, CAFull record →
  4. 4.1,322 loans · $185M · Wilmington, DEFull record →
  5. 5.8 loans · $7M · Dickson, TNFull record →

18+ funded Aire Serv in Florida deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

  • ABERICH, INC. dba AIRE SERV OF THE VILLAGES in Ocala, FL — $350K (2026) · United Midwest Savings Bank National Association
  • AireServ of North St. Petersburg in Belleair Beach, FL — $350K (2026) · Newtek Bank, National Association
  • PIERCE FRANCHISING VENTURES LLC in Tampa, FL — $270K (2026) · United Midwest Savings Bank National Association
  • Vassiliou Enterprises LLC in Belleair Beach, FL — $250K (2026) · CDC Small Business Finance Corp.
  • WESLEY CHAPEL HOME SERVICES LLC dba AIRESERV OF WESLEY CHAPEL in Wesley Chapel, FL — $275K (2025) · United Midwest Savings Bank National Association
  • 5 CROWS SERVICES LLC dba AIRE SERV OF PALM HARBOR in Palm Harbor, FL — $275K (2025) · United Midwest Savings Bank National Association
  • AMCAN MVP LLC dba AIRE SERV OF WEST ORLANDO in Windermere, FL — $275K (2025) · United Midwest Savings Bank National Association
  • BURGOS HVAC LLC dba AIRESERV OF NORTH NAPLES in Estero, FL — $275K (2024) · United Midwest Savings Bank National Association
  • ARIA & CO LLC dba AIRE SERV OF BOCA RATON in Boynton Beach, FL — $275K (2024) · United Midwest Savings Bank National Association
  • BARRERA HVAC LLC dba AIRE SERV OF JUPITER in Jupiter, FL — $275K (2024) · United Midwest Savings Bank National Association
  • TRINITYMW GROUP LLC dba AIRE SERV OF CLEARWATER in Clearwater, FL — $275K (2024) · United Midwest Savings Bank National Association
  • BLACK BEAR VENTURES, LLC in Bradenton, FL — $250K (2024) · United Midwest Savings Bank National Association
  • Residential Experts Heating & Cooling, LLC. in Merritt Island, FL — $207K (2024) · First Federal Bank
  • TrinityMW Group LLC in Largo, FL — $25K (2024) · TD Bank, National Association
  • LT COOLING, LLC in West Palm Beach, FL — $250K (2023) · United Midwest Savings Bank National Association
  • Absolute Air Conditioning And Refrigeration L.L.C. in Saint Cloud, FL — $150K (2021) · United Midwest Savings Bank National Association
  • WHITTAKER FAMILY HVAC L.L.C. in Fort Pierce, FL — $150K (2021) · United Midwest Savings Bank National Association
  • TEMP-RITE COOLING & HEATING LLC in Fort Myers, FL — $150K (2020) · United Midwest Savings Bank National Association

Buying a Aire Serv in Florida? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

Free · No documents · Usually same-day

Backed by data on 1,000+ SBA lenders and 300,000+ funded deals. Your details go only to lending partners you ask to be matched with — never sold to advertisers.

CapBench analysis of public SBA 7(a) lending records; ranked by funded Aire Serv loans with a Florida project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a Aire Serv purchase in Florida with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded Florida deals. United Midwest Savings Bank National Association funds the most here. CapBench is not a lender.

  • $275K typical Aire Serv loan
  • 5 lenders active in Florida
  • 18+ funded Florida deals
  • 48 days typical to fund

Buyers buying a Aire Serv in Florida typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this dealTalk to a loan brokerAll Aire Serv lenders
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/franchise/aire-serv/florida
API:
https://www.capbench.com/api/public/lenders?franchise=aire-serv
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
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