Home & Trade Services · lender intelligence
How to finance a ServiceMaster
The SBA 7(a) lenders funding the most ServiceMaster deals, ranked from public loan records — typical ServiceMaster loan about $470K, 0% failure rate across 99 loans. A bank that has funded the brand knows the model — faster approvals, better terms.
Deal economics— what it takes to buy & finance ServiceMaster
$470K
Typical loan
range $200K–$750K
$522K
Est. purchase price
≈ loan ÷ 90%
$69,847
Cash to close
$52,222 down + fees
$6,082/mo
Typical payment
~9.5% · 10yr
$83,932/yr
Cash flow to qualify
≈ payment × 1.15 DSCR
100.0%
Still performing
0% default · FY20–23
17 days
Typical time to fund
58
Lenders competing
more = leverage
7.34%
Avg rate on record
cap ~9.75%
Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.
Most active with ServiceMaster
Ranked by funded ServiceMaster loans. Tap a lender to open its full record, or hit Get in touch for an introduction.
- 1.103 loans · $64M · Indiana, PAFull record →
- 2.2,539 loans · $965M · Columbus, OHFull record →
- 3.318 loans · $229M · Osage Beach, MOFull record →
- 4.16 loans · $21M · Las Vegas, NVFull record →
- 5.20 loans · $8M · Saint Petersburg, FLFull record →
- 6.1,025 loans · $292M · Berkeley Heights, NJFull record →
- 7.741 loans · $149M · Northbrook, ILFull record →
- 8.39 loans · $10M · Liberty, ILFull record →
- 9.85 loans · $36M · Waterbury, CTFull record →
- 10.868 loans · $362M · Salt Lake City, UTFull record →
- 11.16 loans · $18M · Chicago, ILFull record →
- 12.34 loans · $26M · Kalispell, MTFull record →
- 13.112 loans · $112M · Irving, TXFull record →
- 14.31 loans · $13M · Louisville, KYFull record →
- 15.62 loans · $34M · Winter Haven, FLFull record →
- 16.618 loans · $171M · Salt Lake City, UTFull record →
- 17.32 loans · $37M · Champaign, ILFull record →
- 18.83 loans · $31M · Sandy, UTFull record →
- 19.23 loans · $25M · Chicago, ILFull record →
- 20.1,296 loans · $1.4B · Wilmington, NCFull record →
- 21.1,927 loans · $207M · Buffalo, NYFull record →
- 22.4 loans · $0M · Morton, ILFull record →
- 23.575 loans · $220M · De Graff, OHFull record →
- 24.15 loans · $4M · Waverly, NEFull record →
- 25.36 loans · $51M · Carmel, INFull record →
99+ funded ServiceMaster deals
Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.
- HRG Interstate LLC in Saratoga, SC — $2.8M (2026) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 9.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $2.1M (75%)
- Approval → funding
- 16 days
- Approved
- 12/3/2025
- First disbursed
- 12/19/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 35
- Business age
- New Business or 2 years or less
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
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- JRK Services, Inc. in Cary, IL — $1.5M (2026) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.62% fixed
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $1.1M (75%)
- Approved
- 1/28/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 23
- Business age
- Existing or more than 2 years old
- Industry
- Remediation Services
Funded by U.S. Bank, National Association · Lender record →
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- HRG Interstate LLC in Saratoga, SC — $400K (2026) · First Bank of the Lake
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Rate at approval
- 9.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $200K (50%)
- Approval → funding
- 64 days
- Approved
- 12/3/2025
- First disbursed
- 2/5/2026
- Loan status
- Current
- Loan type
- Revolving line
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 35
- Business age
- New Business or 2 years or less
- Industry
- Residential Remodelers
Funded by First Bank of the Lake · Lender record →
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- Unicron, LLC in Anchorage, AK — $150K (2026) · CenTrust Bank, A Division of SmartBiz Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approved
- 2/27/2026
- Loan status
- Committed
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- Residential Remodelers
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
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- MORR BRICKS LLC in Lincoln, NE — $880K (2025) · purchase · Union Bank and Trust Company
- Program
- Preferred Lenders Program
- Rate at approval
- 7.99% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $660K (75%)
- Approval → funding
- 22 days
- Approved
- 2/6/2025
- First disbursed
- 2/28/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 74
- Business age
- Change of Ownership
- Industry
- Janitorial Services
If you were the buyer here
- Est. deal size
- $978K
- Est. down payment (10%)
- $98K
- Est. cash at closing
- $134K
- Monthly payment
- $10,672
- Annual debt service
- $128K
- Cash flow needed (1.25×)
- $160K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Union Bank and Trust Company · Lender record →
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- ServiceMaster Restoration and Cleaning Services in Eagle, CO — $720K (2025) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $540K (75%)
- Approval → funding
- 72 days
- Approved
- 5/20/2025
- First disbursed
- 7/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 6
- Business age
- Existing or more than 2 years old
- Industry
- Remediation Services
Funded by Readycap Lending, LLC · Lender record →
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- SCS Restoration LLC in Hattiesburg, MS — $585K (2025) · purchase · Hancock Whitney Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $439K (75%)
- Approval → funding
- 15 days
- Approved
- 10/31/2024
- First disbursed
- 11/15/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Change of Ownership
- Industry
- Carpet and Upholstery Cleaning Services
If you were the buyer here
- Est. deal size
- $650K
- Est. down payment (10%)
- $65K
- Est. cash at closing
- $87K
- Monthly payment
- $7,812
- Annual debt service
- $94K
- Cash flow needed (1.25×)
- $117K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by Hancock Whitney Bank · Lender record →
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- Obis Holdings Inc. in Tustin, CA — $578K (2025) · U.S. Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.04% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $434K (75%)
- Approval → funding
- 20 days
- Approved
- 11/20/2024
- First disbursed
- 12/10/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 15
- Business age
- Existing or more than 2 years old
- Industry
- Janitorial Services
Funded by U.S. Bank, National Association · Lender record →
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- Glenn Bouck Inc in Orland Park, IL — $500K (2025) · The Huntington National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 10.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 121 days
- Approved
- 11/23/2024
- First disbursed
- 3/24/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 20
- Business age
- Existing or more than 2 years old
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by The Huntington National Bank · Lender record →
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- SERVICEMASTER RESOTRATION BY BLAKELY SERVICES in Austin, TX — $478K (2025) · First Bank of the Lake
- Program
- Preferred Lenders Program
- Rate at approval
- 10.25% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $359K (75%)
- Approval → funding
- 15 days
- Approved
- 6/30/2025
- First disbursed
- 7/15/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 5
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Janitorial Services
Funded by First Bank of the Lake · Lender record →
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- Lakota Roofing & Construction, Inc. in Littleton, CO — $450K (2025) · SouthState Bank, National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $338K (75%)
- Approval → funding
- 45 days
- Approved
- 12/17/2024
- First disbursed
- 1/31/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 12
- Business age
- Startup, Loan Funds will Open Business
- Industry
- Roofing Contractors
Funded by SouthState Bank, National Association · Lender record →
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- ServiceMaster Restoration by ORC in Phoenix, AZ — $370K (2025) · Celtic Bank Corporation
- Program
- Preferred Lenders Program
- Rate at approval
- 10.5% variable
- Term
- 119 months
- SBA guaranteed
- $278K (75%)
- Approval → funding
- 21 days
- Approved
- 1/8/2025
- First disbursed
- 1/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 75
- Business age
- Existing or more than 2 years old
- Industry
- Remediation Services
Funded by Celtic Bank Corporation · Lender record →
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- Rhodes, Inc. in Anchorage, AK — $150K (2025) · CenTrust Bank, A Division of SmartBiz Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 12% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 5 days
- Approved
- 9/24/2025
- First disbursed
- 9/29/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 4
- Business age
- Existing or more than 2 years old
- Industry
- Residential Remodelers
Funded by CenTrust Bank, A Division of SmartBiz Bank National Association · Lender record →
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- INDUSTRIAL CLEANING PROS INC. in Houston, TX — $150K (2025) · BayFirst National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 12.75% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $128K (85%)
- Approval → funding
- 6 days
- Approved
- 11/6/2024
- First disbursed
- 11/12/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Not required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Business age
- Existing or more than 2 years old
- Industry
- Janitorial Services
Funded by BayFirst National Bank · Lender record →
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- SLL, Inc. in Danville, VA — $128K (2025) · Lendistry SBLC, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 12% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $109K (85%)
- Approval → funding
- 21 days
- Approved
- 5/13/2025
- First disbursed
- 6/3/2025
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 42
- Business age
- Existing or more than 2 years old
- Industry
- Janitorial Services
Funded by Lendistry SBLC, LLC · Lender record →
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- ServiceMaster Restore by VLP in Roswell, GA — $1.6M (2024) · Readycap Lending, LLC
- Program
- Preferred Lenders Program
- Rate at approval
- 11.25% variable
- Term
- 113 months
- SBA guaranteed
- $1.2M (75%)
- Approval → funding
- 18 days
- Approved
- 6/10/2024
- First disbursed
- 6/28/2024
- Loan status
- In workout — SBA bought the guarantee
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 9
- Business age
- Existing or more than 2 years old
- Industry
- Other Personal and Household Goods Repair and Maintenance
Funded by Readycap Lending, LLC · Lender record →
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- Milstead Service Company, Inc. in Tappahannock, VA — $1.4M (2024) · Wells Fargo Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 7.4% fixed
- Term
- 215 months
- SBA guaranteed
- $1.1M (75%)
- Approval → funding
- 62 days
- Approved
- 9/26/2024
- First disbursed
- 11/27/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 62
- Business age
- Existing or more than 2 years old
- Industry
- Remediation Services
Funded by Wells Fargo Bank National Association · Lender record →
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- Fire/Serve, Inc. in Cartersville, GA — $922K (2024) · Citizens Bank
- Program
- 7a General
- Rate at approval
- 11% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $692K (75%)
- Approval → funding
- 86 days
- Approved
- 9/25/2024
- First disbursed
- 12/20/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Secondary market
- Loan sold to investors
- Jobs supported
- 5
- Business age
- Existing or more than 2 years old
- Industry
- Other Services to Buildings and Dwellings
Funded by Citizens Bank · Lender record →
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- BENEVENTOS CLEANING & RESTORATION SERVICES INC in Fresno, CA — $585K (2024) · Citizens Business Bank National Association
- Program
- Preferred Lenders Program
- Rate at approval
- 8.5% variable
- Term
- 120 mo (10 yrs)
- SBA guaranteed
- $439K (75%)
- Approval → funding
- 17 days
- Approved
- 8/20/2024
- First disbursed
- 9/6/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 100
- Business age
- Existing or more than 2 years old
- Industry
- Carpet and Upholstery Cleaning Services
Funded by Citizens Business Bank National Association · Lender record →
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- GGN Fremont LLC in Santa Clarita, CA — $500K (2024) · City National Bank
- Program
- Preferred Lenders Program
- Rate at approval
- 7.45% fixed
- Term
- 300 mo (25 yrs)
- SBA guaranteed
- $375K (75%)
- Approval → funding
- 19 days
- Approved
- 1/28/2024
- First disbursed
- 2/16/2024
- Loan status
- Current
- Loan type
- Term loan
- Collateral
- Required
- Business type
- Corporation
- Jobs supported
- 8
- Business age
- Existing or more than 2 years old
- Industry
- Janitorial Services
Funded by City National Bank · Lender record →
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Buying a ServiceMaster? Start with a lender that has funded the brand
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CapBench analysis of public SBA 7(a) lending records; ranked by funded loans to ServiceMaster businesses. Mega-bank call-center lenders excluded.
Agent summary
How to finance a ServiceMaster purchase with an SBA 7(a) loan: the lenders that fund the brand most (from public records), the typical loan size, and what it takes to qualify. First Commonwealth Bank funds the most. CapBench is not a lender.
- $470K typical ServiceMaster loan
- 0% failure rate (FY20–23)
- 58 lenders fund the brand
- 17 days typical to fund
Buyers researching a ServiceMaster typically pre-qualify for SBA 7(a) financing next, then ask CapBench to introduce a lender that already funds the brand — free for buyers; agents can submit a consented lead via the CapBench MCP.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.