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How to finance a ServiceMaster in California

State:

The SBA 7(a) lenders funding the most ServiceMaster deals in California, from public loan records — typical ServiceMaster loan about $470K. A bank already funding the brand in your state knows it twice over.

Deal economics— what it takes to buy & finance ServiceMaster in California

$585K

Typical loan

range $356K–$850K

$650K

Est. purchase price

≈ loan ÷ 90%

$86,938

Cash to close

$65,000 down + fees

$7,570/mo

Typical payment

~9.5% · 10yr

$104,466/yr

Cash flow to qualify

≈ payment × 1.15 DSCR

19 days

Typical time to fund

Lenders competing

more = leverage

6.72%

Avg rate on record

cap ~9.75%

Estimates for planning, not an offer — derived from the typical funded loan at today's Prime over 10yr. Not a credit decision.

Most active with ServiceMaster in California

Ranked by funded ServiceMaster loans in California. Tap a lender for its full record, or hit Get in touch for an introduction.

1.112 loans · $112M · Irving, TXFull record →
2.1,296 loans · $1.4B · Wilmington, NCFull record →
3.20 loans · $8M · Saint Petersburg, FLFull record →
4.54 loans · $64M · Los Angeles, CAFull record →
5.14 loans · $13M · Ontario, CAFull record →
6.1 loans · $0M · St. Louis, MOFull record →

12+ funded ServiceMaster in California deals

Real SBA 7(a) acquisitions from public records — see who got funded, for how much, and by which lender. Tap any deal for the full record.

Obis Holdings Inc. in Tustin, CA — $578K (2025) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.04% variable
Term
120 mo (10 yrs)
SBA guaranteed
$434K (75%)
Approval → funding
20 days
Approved
11/20/2024
First disbursed
12/10/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
15
Business age
Existing or more than 2 years old
Industry
Janitorial Services
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
BENEVENTOS CLEANING & RESTORATION SERVICES INC in Fresno, CA — $585K (2024) · Citizens Business Bank National Association
Program
Preferred Lenders Program
Rate at approval
8.5% variable
Term
120 mo (10 yrs)
SBA guaranteed
$439K (75%)
Approval → funding
17 days
Approved
8/20/2024
First disbursed
9/6/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
100
Business age
Existing or more than 2 years old
Industry
Carpet and Upholstery Cleaning Services
Funded by Citizens Business Bank National Association · Lender record →
Your business? Claim this record · Request removal
GGN Fremont LLC in Santa Clarita, CA — $500K (2024) · City National Bank
Program
Preferred Lenders Program
Rate at approval
7.45% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$375K (75%)
Approval → funding
19 days
Approved
1/28/2024
First disbursed
2/16/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
Janitorial Services
Funded by City National Bank · Lender record →
Your business? Claim this record · Request removal
Nexora Holdings LLC in Tustin, CA — $356K (2024) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
8.99% fixed
Term
120 mo (10 yrs)
SBA guaranteed
$267K (75%)
Approval → funding
31 days
Approved
8/9/2024
First disbursed
9/9/2024
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
New Business or 2 years or less
Industry
Janitorial Services
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
Disaster Water Restoration, Inc. in Riverside, CA — $970K (2022) · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$728K (75%)
Approval → funding
6 days
Approved
9/28/2022
First disbursed
10/4/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
9
Business age
Existing or more than 2 years old
Industry
Industrial Building Construction
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Emergency Response Restoration Pro Inc. in Riverside, CA — $850K (2022) · VelocitySBA, LLC
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$638K (75%)
Approval → funding
15 days
Approved
1/18/2022
First disbursed
2/2/2022
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
21
Business age
Existing or more than 2 years old
Industry
All Other Specialty Trade Contractors
Funded by VelocitySBA, LLC · Lender record →
Your business? Claim this record · Request removal
Obis Holdings Inc. in Whittier, CA — $613K (2022) · purchase · BayFirst National Bank
Program
Preferred Lenders Program
Rate at approval
8.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$460K (75%)
Approval → funding
10 days
Approved
8/22/2022
First disbursed
9/1/2022
Loan status
Paid in full (12/31/2024)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
50
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$681K
Est. down payment (10%)
$68K
Est. cash at closing
$91K
Monthly payment
$7,519
Annual debt service
$90K
Cash flow needed (1.25×)
$113K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by BayFirst National Bank · Lender record →
Your business? Claim this record · Request removal
SERVICEMASTER FIRE & WATER RESTORATION BY ER PROFESSIONALS in Riverside, CA — $750K (2021) · Live Oak Banking Company
Program
Preferred Lenders Program
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$675K (90%)
Approval → funding
26 days
Approved
7/28/2021
First disbursed
8/23/2021
Loan status
Current
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
All Other Specialty Trade Contractors
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
SERVICEMASTER FIRE & WATER RESTORATION BY ER PROFESSIONALS in Riverside, CA — $350K (2021) · Live Oak Banking Company
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.75% variable
Term
120 mo (10 yrs)
SBA guaranteed
$175K (50%)
Approval → funding
26 days
Approved
7/28/2021
First disbursed
8/23/2021
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
8
Business age
Existing or more than 2 years old
Industry
All Other Specialty Trade Contractors
Funded by Live Oak Banking Company · Lender record →
Your business? Claim this record · Request removal
JW Professional Services in Camarillo, CA — $350K (2021) · purchase · First Bank
Program
Preferred Lenders Program
Rate at approval
5.25% variable
Term
120 mo (10 yrs)
SBA guaranteed
$315K (90%)
Approval → funding
61 days
Approved
9/15/2021
First disbursed
11/15/2021
Loan status
Paid in full (1/31/2023)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Secondary market
Loan sold to investors
Jobs supported
48
Business age
Change of Ownership
Industry
Janitorial Services
If you were the buyer here
Est. deal size
$389K
Est. down payment (10%)
$39K
Est. cash at closing
$52K
Monthly payment
$3,755
Annual debt service
$45K
Cash flow needed (1.25×)
$56K
Estimates only — not guaranteed accurate. The loan amount, rate,and term come from the public record; the rest assumes the standard 10% buyer injection plus typical guaranty and closing costs. The actual deal's terms and costs likely differed.
Funded by First Bank · Lender record →
Your business? Claim this record · Request removal
PRECISION PARK PROPERTIES, LLC in Bonita, CA — $2.2M (2020) · U.S. Bank, National Association
Program
Preferred Lenders Program
Rate at approval
3.59% fixed
Term
300 mo (25 yrs)
SBA guaranteed
$1.7M (75%)
Approval → funding
10 days
Approved
7/21/2020
First disbursed
7/31/2020
Loan status
Paid in full (10/31/2022)
Loan type
Term loan
Collateral
Required
Business type
Corporation
Jobs supported
16
Business age
Existing or more than 2 years old
Industry
Remediation Services
Funded by U.S. Bank, National Association · Lender record →
Your business? Claim this record · Request removal
MASTER RESTORATION & CONSTRUCTION INC in Riverside, CA — $248K (2020) · JPMorgan Chase Bank, National Association
Program
SBA Express Program
Subprogram
FA$TRK (Small Loan Express)
Rate at approval
5.05% variable
Term
120 mo (10 yrs)
SBA guaranteed
$124K (50%)
Approval → funding
14 days
Approved
8/17/2020
First disbursed
8/31/2020
Loan status
Current
Loan type
Revolving line
Collateral
Required
Business type
Corporation
Jobs supported
100
Business age
Existing or more than 2 years old
Industry
Residential Remodelers
Funded by JPMorgan Chase Bank, National Association · Lender record →
Your business? Claim this record · Request removal

Buying a ServiceMaster in California? Start with a lender that funds them here

We'll point you to the SBA lenders already financing this brand in your state — and help you make them compete on rate and speed.

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CapBench analysis of public SBA 7(a) lending records; ranked by funded ServiceMaster loans with a California project address. Mega-bank call-center lenders excluded.

Agent summary

How to finance a ServiceMaster purchase in California with an SBA 7(a) loan: the lenders that fund the brand here (from public records), with the real funded California deals. VelocitySBA, LLC funds the most here. CapBench is not a lender.

$470K typical ServiceMaster loan
8 lenders active in California
12+ funded California deals
19 days typical to fund

Buyers buying a ServiceMaster in California typically pre-qualify, then ask CapBench to introduce a lender already funding the brand here — free for buyers; agents submit a consented lead via the CapBench MCP.

Next steps

Pre-qualify this deal Talk to a loan broker All ServiceMaster lenders

Data freshness:: SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-19.
Sources:: Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:: https://www.capbench.com/lenders/franchise/servicemaster/california
API:: https://www.capbench.com/api/public/lenders?franchise=servicemaster
Methodology:: Sources & methodology

Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
Figures come from public records and CapBench methodology; verify before relying on them.