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Lender record

Horizon Bank

The real lending record — every figure from funded deals. HQ: 10841 N 142nd St, Waverly, NE. 5 branches.

282

Recent deals (FY20+)

$227K

Typical deal

24 days

Approval → funding

0%

Failure rate (FY20–23)

Where Horizon Bank lends

Deals Horizon Bank funded — list all 282 as text

Deal profile

Most Horizon Bank deals land between $100K and $475K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Limited-Service Restaurants (21)
  2. 2.Landscaping Services (13)
  3. 3.Fitness and Recreational Sports Centers (11)
  4. 4.General Freight Trucking, Local (10)
  5. 5.All Other Specialty Trade Contractors (9)
  6. 6.Offices of Chiropractors (8)
  7. 7.Full-Service Restaurants (7)
  8. 8.Site Preparation Contractors (6)

Most active states

  1. 1.Michigan (171 deals)
  2. 2.Indiana (111 deals)

Franchises they finance most

Club Pilates

6 deals

Subway

5 deals

Biggby Coffee

4 deals

Metal Supermarkets

3 deals

Smoothie King

3 deals

Can Horizon Bank fund you? The bank behind the loans

Total assets

$539.2M

▲ 5.4% vs prior quarter

Deposits on hand

$445.8M

▲ 5.1% vs prior quarter

Loans outstanding

$411.4M

▲ 2% vs prior quarter

Net income (latest qtr)

$3.8M

  • •An active SBA program (~0.9% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Horizon Bank more SBA-focused than 77% of the banks on our record.
  • •Deposits grew last quarter — more raw lending capacity than the quarter before.
  • •Return on assets of 2.87% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Horizon Bank branch (5)

Horizon BankMain office10841 N 142nd StWaverly, NE 68462 · since 1907

Mccook Branch312 W 1st StMccook, NE 69001 · since 1900

Superior Branch328 N Central AveSuperior, NE 68978 · since 1900

Waverly Branch10440 N 140th StWaverly, NE 68462 · since 1995 · limited service

Springfield Branch600 Main StSpringfield, NE 68059 · since 2022

Branch data: FDIC BankFind.

Recent deals

  • RK BRANCH LLC in Branch, MI — $510K (2026) · Convenience Retailers
  • Only Outdoor Living LLC in Kalamazoo, MI — $410K (2026) · Landscaping Services
  • JCP LLC in Saginaw, MI — $386K (2026) · Cutting Tool and Machine Tool Accessory Manufacturing
  • Entiva Behavioral Health LLC in Grand Rapids, MI — $200K (2026) · Offices of Mental Health Practitioners (except Physicians)
  • Crownstone Property Group, LLC in Kalamazoo, MI — $198K (2026) · Promoters of Performing Arts, Sports, and Similar Events wit
  • Kalamazoo Excavation and Septic, LLC in Kalamazoo, MI — $100K (2026) · Site Preparation Contractors
  • Camp Landscape Management LLC in Rockford, MI — $100K (2026) · Landscaping Services
  • SWEENEY FAMILY PROPERTIES LLC in Standish, MI — $82K (2026) · Full-Service Restaurants
  • SALON NAZARE LLC in Valparaiso, IN — $56K (2026) · Beauty Salons
  • BATHAWK INC. in Crown Point, IN — $50K (2026) · Snack and Nonalcoholic Beverage Bars

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Horizon Bank financed

206 businesses on record — the 60 largest by funding. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Horizon Bank.

Agent summary

This page summarizes Horizon Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 282 SBA 7(a) loans on record
  • $227K typical deal
  • 51 business-acquisition loans
  • HQ: 10841 N 142nd St, Waverly, NE
  • 5 FDIC branch locations
  • FDIC total assets $539.2M

Next steps

Request an introRank lendersPre-qualify a deal
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/horizon-bank
API:
https://www.capbench.com/api/public/lenders/horizon-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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