SBA lending record
EMF Logistics Inc
4295 HARALSON CT SE, Grand Rapids, MI 49546 · General Freight Trucking, Long-Distance, Truckload. The complete public SBA 7(a) record for this business — every loan, every field, the lender, and the map.
$531K
Total SBA financing
3
Loans on record
FY2020
On record
10
Jobs supported
● business — business location is the ZIP-area centroid from the public record
Is EMF Logistics Inc your business?
This record comes from public government lending data. Claim it to correct the details or tell your story — or ask us to take it down.
All 3 loans
$152,800 — FY2020
Loan 1 of 3- Gross approval
- $152,800
- SBA guaranteed
- $76,400 (50%)
- Status
- Current
- Rate at approval
- 5.2% f
- Term
- 84 mo (7 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 7/2/2020
- First disbursement
- 7/31/2020
- Days to fund
- 29 days
- Collateral
- None
- Jobs supported
- 4
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- General Freight Trucking, Long-Distance, Truckload
- NAICS code
- 484121
- Address
- 4295 HARALSON CT SE
- City
- Grand Rapids, 49546
- County
- Kent
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 2
$152,800 — FY2020
Loan 2 of 3- Gross approval
- $152,800
- SBA guaranteed
- $76,400 (50%)
- Status
- Current
- Rate at approval
- 5.2% f
- Term
- 84 mo (7 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 7/2/2020
- First disbursement
- 7/31/2020
- Days to fund
- 29 days
- Collateral
- None
- Jobs supported
- 4
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- General Freight Trucking, Long-Distance, Truckload
- NAICS code
- 484121
- Address
- 4295 HARALSON CT SE
- City
- Grand Rapids, 49546
- County
- Kent
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 2
$225,000 — FY2020
Loan 3 of 3- Gross approval
- $225,000
- SBA guaranteed
- $112,500 (50%)
- Status
- Paid in full
- Rate at approval
- 4.5% f
- Term
- 36 mo (3 yr)
- Program
- SBA Express Program
- Subprogram
- FA$TRK (Small Loan Express)
- Loan type
- Term loan
- Purpose
- Other / working capital
- Approved
- 9/23/2020
- First disbursement
- 9/25/2020
- Days to fund
- 2 days
- Paid in full
- 10/31/2023
- Collateral
- Required
- Jobs supported
- 2
- Business type
- Corporation
- Business age
- Existing or more than 2 years old
- Industry
- General Freight Trucking, Local
- NAICS code
- 484110
- Lender
- Horizon Bank
- Address
- 4211 Edinburgh Dr. SE
- City
- Grand Rapids, 49546
- County
- Kent
- SBA district office
- MICHIGAN DISTRICT OFFICE
- Congressional district
- 2
The lenders
The Huntington National Bank
2 loans to this businessFull SBA lending record + branches on the lender page →Find SBA lenders for businesses like this
The banks most active funding general freight trucking, long-distance, truckload — by location, industry.
Similar businesses
Comparable general freight trucking, long-distance, truckload in the public SBA 7(a) record — matched on industry, then location and deal size. Public records, not for-sale listings.
AURORA TRANSPORTATION SERVICES LLC
Grand Rapids, MI· ~7 mi
General Freight Trucking, Long-Distance, Truckload
- $564K
- SBA financing
- ≈ $1.1M–$1.8M
- Est. revenue (rough)
K & G Trans LLC
Grand Rapids, MI· ~4 mi
General Freight Trucking, Long-Distance, Truckload
- $377K
- SBA financing
- ≈ $740K–$1.2M
- Est. revenue (rough)
Leasing Express LLC
Kentwood, MI· ~4 mi
General Freight Trucking, Long-Distance, Truckload
- $413K
- SBA financing
- ≈ $810K–$1.3M
- Est. revenue (rough)
H & H Express Lanes LLC
Wyoming, MI· ~8 mi
General Freight Trucking, Long-Distance, Truckload
- $600K
- SBA financing
- ≈ $1.2M–$2.0M
- Est. revenue (rough)
SKYLINE TRUCKING, LLC
Kentwood, MI· ~4 mi
General Freight Trucking, Long-Distance, Truckload
- $284K
- SBA financing
- ≈ $557K–$929K
- Est. revenue (rough)
Arko Exchange LLC
Grand Rapids, MI· ~5 mi
General Freight Trucking, Long-Distance, Truckload
- $349K
- SBA financing
- ≈ $684K–$1.1M
- Est. revenue (rough)
Agent summary
This page summarizes the public SBA 7(a) lending record for EMF Logistics Inc in Grand Rapids, MI (General Freight Trucking, Long-Distance, Truckload). CapBench compiles public SBA loan data, lender activity, and business signals to help buyers and advisors evaluate acquisition financing — it does not list this business for sale.
- 3 SBA 7(a) loans totaling $531K
- On record FY2020
- 10 jobs supported
- Industry: General Freight Trucking, Long-Distance, Truckload
- Location: Grand Rapids, MI
- Lenders: The Huntington National Bank, Horizon Bank
Buyers researching a deal like this usually check lender fit next: see the SBA lenders most active with General Freight Trucking, Long-Distance, Truckload businesses in MI for ~$177k deals, then pre-qualify for 7(a) financing before making an offer. CapBench can arrange a lender introduction — free for buyers.
- Data freshness:
- SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-08-01.
- Sources:
- Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
- Methodology:
- Sources & methodology
- Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
- Figures come from public records and CapBench methodology; verify before relying on them.
- Financing figures are historical loan records, not a current offer or a loan approval. CapBench is not a lender.
Reddit-style: EMF Logistics Inc's SBA record
A plain-English, discussion-style recap of the answer above — how Reddit would present it.
EMF Logistics Inc
Grand Rapids, MI: 3 SBA 7(a) loans totaling $531K. Industry: General Freight Trucking, Long-Distance, Truckload. On record FY2020.
The Huntington National Bank · Horizon Bank
$153K — The Huntington National Bank (FY2020) $153K — The Huntington National Bank (FY2020) $225K — Horizon Bank (FY2020)
10 jobs on the loan records.
Is EMF Logistics Inc your business?
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CapBench listing built from public SBA 7(a) lending records. Figures are as reported; verify before relying on them. Not affiliated with EMF Logistics Inc.