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Biggby Coffee, by the numbers

Every figure below comes from real financed deals — what buyers paid, where, and how the loans performed.

SBA Franchise Directory: listed ✓ (identifier S0218)

189 deals since 2020 · typical deal $324K · 0.79% failure rate

189

Deals since 2020

$324K

Typical deal

29

Deals since FY2025

0.79%

Failure rate (FY20–23)

Biggby Coffee buyers almost always make it — a 0.79% failure rate puts it among the safest franchise bets on record.

What buyers pay for Biggby Coffee

Most Biggby Coffee deals financed between $180K and $463K. Above $463K, you're paying more than 75% of buyers did — make the seller earn it.

Monthly payment (10-yr)
$4,509
Down payment (10%)
$36K
Cash to close (all-in)
$48K

Estimates at today's rates and standard 7(a) terms. Not a loan offer.

Could you get the loan?

Three answers. No documents, no credit pull.

Credit score

Available cash (you'll need ~$48K)

Experience

Recent financings

  • CoffeeUp LLC in Indianapolis, IN — $450K (2026) · The Huntington National Bank
  • BIGGBY Coffee in Harrisonburg, VA — $275K (2026) · Newtek Bank, National Association
  • BATHAWK INC. in Crown Point, IN — $50K (2026) · Horizon Bank
  • CoffeeUp LLC in Indianapolis, IN — $25K (2026) · The Huntington National Bank
  • M&R Coffee, LLC in Midland, MI — $998K (2025) · purchase · Horizon Bank
  • Just Coffee Beans Oxford LLC in Oxford, MI — $842K (2025) · First State Bank
  • Caffeine Cafe # 2 LLC in Port Huron, MI — $772K (2025) · The Dart Bank
  • Biggby Coffee in Des Plaines, IL — $732K (2025) · First Bank of the Lake
  • JR Lakeshore Restaurants LLC in Stoutsville, OH — $702K (2025) · Bank Five Nine
  • Harmony Coffees of Cartersville LLC in Cartersville, GA — $625K (2025) · The Huntington National Bank

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Biggby Coffee brand mark

Who funds Biggby Coffee — and where

Every dot is a financed Biggby Coffee — 189 mapped.

Financed Biggby Coffee locations — list all 189 as text

Top lenders for this brand

  1. 1.The Huntington National Bank(62)
  2. 2.First Commonwealth Bank (23)
  3. 3.Capitol National Bank(22)
  4. 4.First Bank of the Lake(6)
  5. 5.Peoples Bank(6)

Most active states

  1. 1.Michigan (68 loans)
  2. 2.Ohio (43 loans)
  3. 3.Indiana (30 loans)
  4. 4.Illinois (12 loans)
  5. 5.Florida (12 loans)
  6. 6.Wisconsin (8 loans)
  7. 7.Kentucky (8 loans)
  8. 8.North Carolina (4 loans)

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Common questions

How much does a Biggby Coffee cost to buy or open?

The typical deal for Biggby Coffee is $324K across 189 transactions since 2020. With the SBA's 10% minimum down payment, that points to roughly $36K of buyer cash on a typical deal.

How risky is Biggby Coffee?

0.79% of Biggby Coffee's FY2020–23 deals failed and were written off. Under 1% is excellent; 1–3% is normal; above 3% deserves hard questions before the LOI.

Can I finance a Biggby Coffee with an SBA loan?

Yes — Biggby Coffee has been SBA-financed 29 times since FY2025, which means it clears the SBA Franchise Directory requirement regularly. Confirm current listing before signing an LOI.

Buying a Biggby Coffee franchise

Most Biggby Coffee buyers finance the purchase or build-out with an SBA 7(a) loan — up to 90% of the cost with roughly 10% down. The typical Biggby Coffee deal financed for $324K, which points to about $36K of buyer cash on a typical purchase. Biggby Coffee is listed in the SBA Franchise Directory (identifier S0218), so it's eligible to finance today — confirm current listing with your lender before the LOI. See the lenders that already fund Biggby Coffee — a bank that knows the brand approves faster — or pre-qualify for financing to see your likely loan size first.

AI summary

This profile summarizes public SBA financing activity for Biggby Coffee — lender activity, typical loan sizes, financing history, and risk and failure signals where available — via CapBench SBA Intelligence. CapBench is not a lender.

Source: CapBench SBA Intelligence, based on public SBA, lender, franchise, FDIC, and related records. CapBench is not a lender and does not guarantee financing.

Agent summary

This page summarizes public SBA 7(a) financing for Biggby Coffee — typical deal size, the lenders that fund the brand, geography, and failure-rate context — from CapBench SBA Intelligence. Biggby Coffee is confirmed in the SBA Franchise Directory here; CapBench is not a lender and does not sell franchises.

  • 189 SBA 7(a) deals since 2020
  • $324K typical deal
  • 29 deals since FY2025
  • 0.79% failure rate (FY20–23 cohort)
  • SBA Franchise Directory: listed (identifier S0218)
  • Top lenders: The Huntington National Bank, First Commonwealth Bank, Capitol National Bank

Next steps

Check SBA fitFind SBA lenders$9 lender report
Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-17.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/franchises/biggby-coffee
API:
https://www.capbench.com/api/public/franchises/biggby-coffee
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Financing figures are historical SBA loan records, not a current offer or franchise availability. Confirm SBA Franchise Directory listing with your lender before an LOI.

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CapBench analysis of public lending records, FY2020–present. Charge-off rate measured on the FY2020–23 cohort. Not affiliated with Biggby Coffee.

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