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Lender record

Capitol National Bank

The real lending record — every figure from funded deals. HQ: 200 N Washington Sq, Lansing, MI. 2 branches.

Capitol National Bank banner

45

Recent deals (FY20+)

$350K

Typical deal

15 days

Approval → funding

0%

Failure rate (FY20–23)

Where Capitol National Bank lends

Deals Capitol National Bank funded — list all 45 as text

Deal profile

Most Capitol National Bank deals land between $262K and $505K — that range covers half of everything they fund. Top industries and states:

Industries they fund most

  1. 1.Limited-Service Restaurants (16)
  2. 2.Snack and Nonalcoholic Beverage Bars (7)
  3. 3.Full-Service Restaurants (3)
  4. 4.Pet Care (except Veterinary) Services (2)
  5. 5.All Other Professional, Scientific, and Technical Services (2)
  6. 6.Furniture Retailers (1)
  7. 7.Offices of Certified Public Accountants (1)
  8. 8.Fitness and Recreational Sports Centers (1)

Most active states

  1. 1.Michigan (28 deals)
  2. 2.Indiana (9 deals)
  3. 3.Florida (5 deals)
  4. 4.Georgia (1 deals)
  5. 5.North Carolina (1 deals)
  6. 6.Illinois (1 deals)

Franchises they finance most

Biggby Coffee

22 deals

Jersey Mike's

1 deals

Can Capitol National Bank fund you? The bank behind the loans

Total assets

$199.9M

▼ 5.9% vs prior quarter

Deposits on hand

$162.9M

▼ 2% vs prior quarter

Loans outstanding

$162.2M

▼ 1.5% vs prior quarter

Net income (latest qtr)

$939K

  • •An active SBA program (~2.1% of the book in this year's production) — they know the process, but SBA isn't the main event. Ask who runs their SBA desk before committing your timeline. That makes Capitol National Bank more SBA-focused than 88% of the banks on our record.
  • •Deposits shrank last quarter — worth asking early how much new-loan appetite they have right now.
  • •Return on assets of 1.82% — above the ~1% mark generally considered strong for a bank. How any of this translates to your rate is a question for the loan officer — pricing is set deal by deal.

FDIC call-report data, quarter ending 03/2026.

Walk into a Capitol National Bank branch (2)

Capitol National BankMain office200 N Washington SqLansing, MI 48933 · since 1982

Meridian Branch2285 W Grand River AveOkemos, MI 48864 · since 1989

Branch data: FDIC BankFind.

Recent deals

  • Custom Built Heat 'N Sweep LLC in Okemos, MI — $3.1M (2026) · purchase · Furniture Retailers
  • ME Powers Co, LLC in Lansing, MI — $350K (2026) · purchase · Full-Service Restaurants
  • Corattis In Green, LLC in East Lansing, MI — $2.5M (2025) · Full-Service Restaurants
  • The Mayfair Bar Haslett, Inc. in Haslett, MI — $1.4M (2025) · purchase · Full-Service Restaurants
  • Stepter Ventures LLC in Kennesaw, GA — $500K (2025) · Limited-Service Restaurants
  • Nichols & Rainville CPAs, PC in East Lansing, MI — $400K (2025) · purchase · Offices of Certified Public Accountants
  • Recharged Pilates, LLC in East Lansing, MI — $158K (2025) · Fitness and Recreational Sports Centers
  • Klassy Kutts LLC in Lansing, MI — $141K (2025) · Barber Shops
  • Clock & Corbel LLC in Dewitt, MI — $75K (2025) · Interior Design Services
  • Nash Greenhouses, LLC in Kalamazoo, MI — $1.9M (2024) · Flower, Nursery Stock, and Florists' Supplies Merchant Whole

Hover or tap a deal for terms: program, rate, SBA guarantee, days to fund.

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Businesses Capitol National Bank financed

36 businesses on record. Each links to its full SBA record.

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CapBench analysis of public lending records, FY2020–present. Not affiliated with Capitol National Bank.

Agent summary

This page summarizes Capitol National Bank's public SBA 7(a) lending record — deal sizes, industries, geography, and FDIC profile — from CapBench SBA Intelligence. CapBench is not a lender and does not originate or approve loans.

  • 45 SBA 7(a) loans on record
  • $350K typical deal
  • 5 business-acquisition loans
  • HQ: 200 N Washington Sq, Lansing, MI
  • 2 FDIC branch locations
  • FDIC total assets $199.9M

Next steps

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Data freshness:
SBA records through 2026-05-31; FDIC through 2026-03-31; page updated 2026-06-23.
Sources:
Public SBA 7(a) loan records; FDIC institution data (BankFind); CapBench lender and franchise enrichment.
Canonical:
https://www.capbench.com/lenders/capitol-national-bank
API:
https://www.capbench.com/api/public/lenders/capitol-national-bank
Methodology:
Sources & methodology
  • Informational only — CapBench does not confirm this entity is for sale, eligible for SBA financing, or approved by any lender.
  • Figures come from public records and CapBench methodology; verify before relying on them.
  • Lender matches are informational and based on public lending activity — they do not guarantee lender interest or approval.

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